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Ace Motor Acceptance Corporation

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

Are you being harassed by over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law. is a finance company that offers loans to dealers. The company was founded in 1998 under the name Ace Financial Services Inc. The headquarters is located at 111 Cupped Oak Dr. Suite F, Matthews NC 28104.According to Public Access to Court Electronic Records, has been involved in one consumer complaint. The complaint was filed in 2012 and closed in 2013.The Better Business Bureau does accredit and has done so since 2003, they give the business an A+ rating. In the past 3 years, there have been 25 complaints filed on the company. These complaints mostly deal with billing and collection issues.Phone numbers associated with are:704-882-7100, 800-297-5618If you are being harassed over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact Mike Agruss Law at 888-572-0176 to stop the harassment once and for all.

Submitted Comments

William Hammond
6 years ago
I bought a 2009 Ford Fusion from Billy Merritt Automotive on 08/13/2016. I paid my payments on time every month for a year. In 01/2017 Billy Marriott went out of business & the contract for the car was picked up by Ace Motor Acceptance Corporation. On 09/2017 I contacted Ace Motor Acceptance Corporation due to the car have severe maintenance problems in the form of a transmission that is going out as well as the universal joint that needs to be replaced. Total repairs estimating between 4000 to 5000 dollars. I am disabled combat veteran on a fixed income. I can not afford something that cost more than the car is worth. Kelly Bluebook estimates the car @ $1477.00. I have already placed a down payment of $1300.00 on the car as well as a monthly payment of $300.00 for the last 12 months. Spending a total of $4900.00 on the car. After 1 month of the car in my possession I spent $700.00 on a new radiator & new battery. I can not afford the maintenance & the car payment at the same time so I have spoken with Ace Motor Acceptance Corporation on several occasions about turning the car back in. I have been informed by the employees of the company that it would cost more tow the car than the car is worth. I have sent an estimate on the car repair bill to their fax number 3 separate times without success. On 01/06/2018 my granddaughter who is 3 informed of someone sneaking around house who placed an envelope that was addressed to me. On my door. This incident clearly terrified her and my wife. Upon opening the envelope, there was a letter addressed to me from Ace Motor Acceptance Corporation basically stated that I was behind on payments. At this point I wanted the car off my property. I have 2 more attempted to inform Ace Motor Acceptance Corporation to get the car. On 01/09/2018 I informed Ace Motor Acceptance Corporation to stop calling about payments and get the car. I have enough stress in my life about my health & dealing with the VA. I do not need this stress about a car that is a bad investment, does not work, and a company that sold me junk & that will come pick up a car that I no longer can use or want.

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