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Bodily Injury (BI)

The most common consequence of car accidents is injuries. According to the Illinois Crash Facts, there were 319,146 accidents in 2018 alone; of which, 67,453 or 21.1% were injury crashes. For the financial safety of drivers and pedestrians during accidents, the State of Illinois has minimum auto insurance requirements, primarily, Liability Coverage.

Liability Coverage – a driving requirement in the State of Illinois and a typical auto insurance policy – covers two separate vehicular insurance, namely, Bodily Injury (BI) and Physical Damage coverages. As the name suggests, Bodily Injury coverage will pay for possible injuries or deaths. This, however, will pay for other drivers and their passengers and pedestrians. This coverage may also pay for your own passenger, provided the passenger is not a member of your household. The State of Illinois set the BI coverage at $25,000 per person and $50,000 per accident. 

Note that getting a Liability Coverage will only cover for the other party’s injuries and property damage. If you wish for coverage of your own, you may secure Physical Damage Coverage. Know more about Illinois’ auto insurance requirements to ensure you’re sufficiently covered. 

We see you as a person, not just a client – and that makes us better at what we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at Mike Agruss Law, we put people first. 
A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At Mike Agruss Law, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE.  We will never change our contingency fee throughout the process.  You will not owe us a penny unless you get money.  Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at [email protected], or schedule a meeting with us here. We’re here 24/7.

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