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Collision Coverage

Fixed object, pedestrian, and head-on collisions topped the 2018 statistics for types of collisions for vehicular crashes in the State of Illinois. Despite the many traffic rules imposed, car accidents happen daily and of varying severities. As a driver, among your requisites in driving in Illinois is an auto insurance to protect other parties involved in the event of an accident; however, you may also choose to protect your own by getting a Physical Damage Coverage.

A Physical Damage Coverage pays for your vehicle repairs. This type of insurance is divided into two, namely, collision and comprehensive coverages. A Collision Coverage will pay for damages in your automobile in the event of a collision with another car, object, or property (e.g. fences, signs, grounds, etc.), or when your car is overturned. Typically, this insurance type will require an out-of-pocket amount (deductible) amounting to $0 to $1,000 before the coverage takes effect. 

While a Collision Coverage is an optional premium, this may be a financial lifesaver in case of a car accident. Depending on the severity of the damage, vehicle repairs may leave you in grave financial turmoil. Know your insurance requirements and other options so you can prepare even for the worst scenarios.     

We see you as a person, not just a client – and that makes us better at what we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at Mike Agruss Law, we put people first. 
A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At Mike Agruss Law, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE.  We will never change our contingency fee throughout the process.  You will not owe us a penny unless you get money.  Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at [email protected] or schedule a meeting with us here. We’re here 24/7.

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