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Comprehensive Coverage

Aside from damage costs incurred from traffic accidents, your vehicle may be stolen, hit by falling debris, or even battered by hail. According to the Insurance Information Institute, Illinois belongs in the top 10 US States with the most vehicle thefts in 2018 which adds to the laundry list of worries for vehicle owners in the state. Fortunately, you have an option to cover expenses aside from those caused by roadway mishaps.

Comprehensive Coverage, a type of Physical Damage Coverage, insures your car in the event of theft, fire, falling tree or debris, hail, and any other causes aside from collisions. Additionally, a Comprehensive Coverage is sometimes used by insurance carriers as a prerequisite for a collision coverage.

While Physical Damage Coverages are optional, getting full coverage for you and your vehicle is a recommended safety precaution. Vehicular damages are costly and more so without insurance. Know the Illinois auto insurance requirements to help you decide whether to get this added premium or not. 

We see you as a person, not just a client – and that makes us better at what we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at Mike Agruss Law, we put people first. 
A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At Mike Agruss Law, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE.  We will never change our contingency fee throughout the process.  You will not owe us a penny unless you get money.  Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at [email protected] or schedule a meeting with us here. We’re here 24/7.

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