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FDCPA Lawsuits On The Rise

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

FDCPA Lawsuits On The Rise

Fair Debt Collection Practices Act lawsuits make up a steady volume of civil court cases. In March, 2013, 993 cases representing 1,063 plaintiffs were filed in U.S. District Courts for FDCPA violations. This is a 6% increase over February, and an 8% increase over FDCPA lawsuits filed in March of the previous year. All of these statistics come from the FDCPA Case Listing Service, which is maintained by the government.Five states composed 44% of all the FDCPA plaintiffs in the U.S. in March: New York (with 106 cases), California (104), Illinois (81), Pennsylvania (81) and Florida (64). In February, the highest concentrations of plaintiffs who filed multiple FDCPA lawsuits were located in the Districts of Illinois Northern, Wisconsin Eastern, New York Eastern, Florida Southern and Colorado. One of the reasons these districts saw more activity is that they house a high concentration of debt collection agencies.If a collection agency has harassed you, you may be entitled to money damages up to $1,000.00, based on the FDCPA, which has been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt. Plus, the FDCPA has a fee-shift provision. This means, the collection agency pays your attorney’s fees and costs. Founding attorney, Michael Agruss, has settled over 1,500 debt collection harassment cases. We want to help you, too. 

Submitted Comments

Selena
7 years ago
Interested in filing a lawsuit against Title Loan Company for FDCPA car was repo on Wednesday. In the past took out two seperate loans with Illinois Title loan for $4,000 each payments around $300 a month, but paid then off in a few months. My 3rd loan was $3,000 payments went to $800 a month a defaulted nearly 2 years ago. Manager refuse to provide accounting or validation at the time of default advised me to come into office to review computer screen. Car repo wednesday and to date no accounting has been provided for payoff/settle. I have never been allowed my rights to accounting to cure a default. recovery tow company has interefered with contract demanding $700 and fee to retrieve my personal posessions!

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