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Medical Payment

Medical payment, also known as med pay, is a type of auto insurance coverage that will pay for you and your passengers’ medical expenses in case of an accident. This coverage will take effect regardless of who is at-fault. As opposed to liability coverage, however, medical payment isn’t mandatory in the State of Illinois.

Normally, medical payment will cover the following expenses provided it was caused by a vehicle accident:

  • Ambulance
  • Emergency room and physician fees
  • Hospital check-ups
  • X-rays
  • Laboratory
  • Surgery
  • Nursing services
  • Funeral expenses
The full coverage will depend on your insurance carrier. Be reminded that adding med pay to your policy will increase your premium. But, there are ways to lower your premium and get auto insurance discounts.
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A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At Mike Agruss Law, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE. We will never change our contingency fee throughout the process. You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at [email protected], or schedule a meeting with us here. We’re here 24/7.

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