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Myths Insurance Companies Want You To Believe

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.


Despite how careful you drive while on Illinois highways, there is always a chance that you can be in an accident due to the driving of someone else. When this happens, you have to deal with the consequences of the accident, including the insurance companies that are involved.

There are several myths that insurance companies want you to believe. The following 5 myths are the most common that insurance companies will try to get you to believe.

1. The adjust for the insurance company is your friend. In the end, these adjusters are paid to ensure that the insurance company is coming out on the good side of any wreck, regardless of fault. This is not a person who is going to be looking out for number one, which is the insurance company.
2. You are required to give a recorded statement. Do not fall for this as you are not required to do this, as many insurance companies can use this against you later. This is why it is important to talk to a lawyer before dealing with the insurance company.
3. All insurance companies pay you what you really deserve to get. This is not the truth, as insurance companies do not want to pay, which is why those who do not use a personal attorney often end up receiving little to no compensation at all.
4. The settlement you receive is going to be fair. This is not always the case, as most insurance companies are looking to pay the smallest amount possible to a person. It is always good to see what a lawyer thinks before accepting any settlement from an insurance provider.
5. You have to accept the first offer from the insurance company. This is not true at all, and is something that you need to discuss with your lawyer. Many insurance companies often increase their offer when they know a person has legal help on their side.

If you have been injured in an accident, contact Mike Agruss Law, at 312-224-4695 for a free consultation. We are a firm representing individuals and families who have suffered an injury or loss due to an accident. Mike Agruss Law, will handle your personal injury case quickly, will advise you every step of the way, and will not hesitate to go to trial for you.

Lastly, Mike Agruss Law, does not get paid attorney’s fees unless we win your case. Our no-fee promise is that simple. Therefore, you have nothing to risk when you hire us–just the opportunity to seek justice.

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