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Personal Injury Claims – Six Misconceptions


1) I don’t need an attorney because I have insurance.
Insurance companies are for-profit businesses which employ highly-trained attorneys, investigators, and claim adjusters; the initial offer to settle your personal injury claim is almost always less than your coverage’s full amount and insufficient to cover expenses such as medical bills. It is not only ill-advised to negotiate with an insurance company by yourself, but anything you say to them may be used against you in the future. Hiring an experienced attorney is essential for these reasons.

2) I can just hire an attorney later if I need one.
Waiting to hire an attorney can ruin your chances of success, as valuable evidence to support your claim may be lost over time. It’s also important to remember that accepting insurance money [or any other offer] from the insurance company for a particular incident means that you forfeit the right to file a lawsuit for that incident.

3) It’s too expensive to hire an attorney.
If you have been seriously injured in an accident, you can’t afford not to hire an attorney! The likelihood of earning your just compensation without an experienced attorney is significantly lower, and those who are not well-aware of their coverage are simply at the mercy of their insurance company. At Mike Agruss Law, we are not paid attorney’s fees unless we win your case. Our no-fee promise is that simple.

4) It feels wrong to sue another person.
Personal injury victims may occasionally feel this way, but they must remember that the money they are seeking to recover does not come out of the pockets of the person they are suing, but rather that person’s insurance company. The lawsuit process is there to protect them in any and all circumstances, not to bankrupt particular individuals.

5) Resolving my case will take far too long.
Although the complexity of a case often determines how long it may take to be resolved, it’s important to remember that most cases are settled before time-consuming lawsuits are ever filed.

6) My personal injury case can be handled by my estate/divorce/family lawyer.
Lawyers, like doctors, often specialize in particular areas of their field. You would not trust a general physician to perform heart surgery or a divorce lawyer to handle your estate; as such, you should trust only the most experienced personal injury attorneys to handle your claim.

If you or a loved one has been injured in an accident, contact Mike Agruss Law for a free consultation. We are a Chicago-based injury law firm representing individuals (and their families) who have suffered an injury in an accident. We will handle your case quickly and advise you every step of the way, and we will not hesitate to go to trial for you.

Lastly, Mike Agruss Law is not paid attorney’s fees unless we win your case. Our no-fee promise is that simple. You have nothing to risk when you hire us – only the opportunity to seek justice.

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