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Drug or Alcohol Impaired Minor Responsibility Act

According to Chapter 1, Section II. C. [1.20] of the Illinois Dramshop Practice Act handbook issued by the Illinois Institute for Continuing Legal Education (IICLE): “The Drug or Alcohol Impaired Minor Responsibility Act (DAIMRA), 740 ILCS 58/1, et seq., provides that any person at least 18 years ......

Dram Shop Cases Against Social Hosts who Provide Alcohol to Adults

Under Illinois state law, social hosts who provide an alcoholic beverage as simple courtesy or politeness are protected from the legal liability commonly associated with dram shops. According to Section B [1.19] of the Illinois Dramshop Act Practice handbook issued by the Illinois Institute for Continuing Legal Education (IICLE): ...

Lost Domestic and Parental Services in Dram Shop Cases

In dram shop cases, lost domestic/parental services - or lost “means of support” - typically refers to an individual’s wage-earning ability rather than a literal interpretation. According to Chapter 1, Section II. 7 [1.13] of the Illinois Dramshop Act Practice handbook issued by the Illinois Institute for Continuing Legal Education (IICLE): ...

Lost Spousal Support in Dram Shop Cases

In some dram shop cases, a spouse may be compensated for lost spousal support, including lost income. According to Chapter 1, Section II. 6 [1.12] of the Illinois Dramshop Act Practice handbook issued by the Illinois Institute for Continuing Legal Education (IICLE): “The wife of a working husband ......

Lost Wages and Lost Means of Support in Dram Shop Cases

In dram shop cases, “lost wages” and “loss of means of support” are both categories of potential compensation for plaintiffs; however, both types cannot be awarded at the same time to the plaintiff and an individual supported by the plaintiff. According to Chapter 1, Section II 4. [1.10] of  the Illinois Dramshop Act Practice handbook issued by the Illinois......

AMOCO Federal Credit Union

Creditors like AMOCO Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If AMOCO Federal Credit Union violated the law, you may be entitled to money damages and AMOCO Federal Credit Union will pay our......

AmeriCU Credit Union

Creditors like AmeriCU Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If AmeriCU Credit Union violated the law, you may be entitled to money damages and AmeriCU Credit Union will pay our fees and costs. Y......

America's First Federal Credit Union

Creditors like America's First Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If America's First Federal Credit Union violated the law, you may be entitled to money damages and America's First Fed......

American Heritage Federal Credit Union

Creditors like American Heritage Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If American Heritage Federal Credit Union violated the law, you may be entitled to money damages and American Herita......

American Express Travel Related Services Company, Inc.

Creditors like American Express Travel Related Services Company, Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If American Express Travel Related Services Company, Inc. violated the law, you may be entitled to m......

American Express National Bank

Creditors like American Express National Bank cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If American Express National Bank violated the law, you may be entitled to money damages and American Express National Bank ......

American Eagle Financial Credit Union

Creditors like American Eagle Financial Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If American Eagle Financial Credit Union violated the law, you may be entitled to money damages and American Eagle Fi......

American Airlines Credit Union

Creditors like American Airlines Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If American Airlines Credit Union violated the law, you may be entitled to money damages and American Airlines Credit Union ......

American 1 Federal Credit Union

Creditors like American 1 Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If American 1 Federal Credit Union violated the law, you may be entitled to money damages and American 1 Federal Credit Uni......

Amegy Bank

Creditors like Amegy Bank cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Amegy Bank violated the law, you may be entitled to money damages and Amegy Bank will pay our fees and costs. You won’t owe us a dime f......

Amalgamated Bank of Chicago

Creditors like Amalgamated Bank of Chicago cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Amalgamated Bank of Chicago violated the law, you may be entitled to money damages and Amalgamated Bank of Chicago will pay ......

Altra Federal Credit Union

Creditors like Altra Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Altra Federal Credit Union violated the law, you may be entitled to money damages and Altra Federal Credit Union will pay our......

Altier Credit Union

Creditors like Altier Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Altier Credit Union violated the law, you may be entitled to money damages and Altier Credit Union will pay our fees and costs. You ......

AltaOne Federal Credit Union

Creditors like AltaOne Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If AltaOne Federal Credit Union violated the law, you may be entitled to money damages and AltaOne Federal Credit Union will p......

Alliant Credit Union

Creditors like Alliant Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Alliant Credit Union violated the law, you may be entitled to money damages and Alliant Credit Union will pay our fees and costs. Y......

Alliance Credit Union

Creditors like Alliance Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Alliance Credit Union violated the law, you may be entitled to money damages and Alliance Credit Union will pay our fees and costs......

Alliance Catholic Credit Union

Creditors like Alliance Catholic Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Alliance Catholic Credit Union violated the law, you may be entitled to money damages and Alliance Catholic Credit Union ......

Allegacy Federal Credit Union

Creditors like Allegacy Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Allegacy Federal Credit Union violated the law, you may be entitled to money damages and Allegacy Federal Credit Union wil......

Albina Community Bank

Creditors like Albina Community Bank cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Albina Community Bank violated the law, you may be entitled to money damages and Albina Community Bank will pay our fees and costs......

Alaska USA Federal Credit Union

Creditors like Alaska USA Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Alaska USA Federal Credit Union violated the law, you may be entitled to money damages and Alaska USA Federal Credit Uni......

Alabama Credit Union

Creditors like Alabama Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Alabama Credit Union violated the law, you may be entitled to money damages and Alabama Credit Union will pay our fees and costs. Y......

Affinity Federal Credit Union

Creditors like Affinity Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Affinity Federal Credit Union violated the law, you may be entitled to money damages and Affinity Federal Credit Union wil......

Advia Credit Union

Creditors like Advia Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Advia Credit Union violated the law, you may be entitled to money damages and Advia Credit Union will pay our fees and costs. You won......

Adventure Credit Union

Creditors like Adventure Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Adventure Credit Union violated the law, you may be entitled to money damages and Adventure Credit Union will pay our fees and co......

Advantis Credit Union

Creditors like Advantis Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Advantis Credit Union violated the law, you may be entitled to money damages and Advantis Credit Union will pay our fees and costs......

Advantage One Credit Union

Creditors like Advantage One Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Advantage One Credit Union violated the law, you may be entitled to money damages and Advantage One Credit Union will pay our fees and costs. You won’t owe ......

Advancial Federal Credit Union

Creditors like Advancial Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Advancial Federal Credit Union violated the law, you may be entitled to money damages and Advancial Federal Credit Union ......

Achieva Credit Union

Creditors like Achieva Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all THE BEST PART IS… If Achieva Credit Union violated the law, you may be entitled to money damages and Achieva Credit Union will pay our fees and costs. Yo......

Access Community Credit Union

Creditors like Access Community Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Access Community Credit Union violated the law, you may be entitled to money damages and Access Community Credit Union wil......

Accentra Credit Union

Creditors like Accentra Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Accentra Credit Union violated the law, you may be entitled to money damages and Accentra Credit Union will pay our fees and costs......

Why is it Called "Dram Shop Law?"

“Dram shop” refers to any bar, tavern, club, restaurant, liquor store, or other commercial establishment in which alcoholic drinks are bought and sold, while a “dram” is a small unit of liquid measurement for alcoholic drinks which was commonly used in early-American history. It comes from the “Apothecaries’ system,” a measurement system of mass and volume units......

Limits on Dram Shop Liability

According to Section E [1.5] of the Illinois Dramshop Practice Act handbook issued by the Illinois Institute for Continuing Legal Education (IICLE): “The amount of compensation that can be recovered pursuant to the Dramshop Act is limited by statute. Subsection (a) of the Dramshop Act mandates tha......

Should I Hire a Lawyer for a Dram Shop Issue?

As is the case in all personal injury claims, compensation for your injuries and losses requires that you establish a few essential factors: The defendant owed you a legal duty of care to act responsibly and avoid causing an injury or death;The defendant violated this duty of car......

Limited Social Host Liability in Illinois

Under Illinois state law, social hosts who provide an alcoholic beverage as simple courtesy or politeness are protected from the legal liability commonly associated with dram shops. According to Section B [1.19] of the Illinois Dramshop Act Practice handbook issued by the Illinois Institute for Continuing......

What is Illinois's Dram Shop Law?

According to 235 ILCS 5/6-21(a) of Illinois state law: “Every person who is injured within this State, in person or in property, by any intoxicated person has a right of action in his or her own name, severally or jointly, against any person, licensed under the laws of this State or of any other s......

What is a Dram Shop?

“Dram shop” is a name for a bar, tavern, club, restaurant, liquor store, or other commercial establishment in which alcoholic drinks are bought and sold. A “dram” is a small, teaspoon-like unit of liquid measurement for alcoholic drinks which was commonly used in early-American history. Most U.S. states, ......

Faulty Gates or Fences

A swimming pool’s gate or fence is supposed to guard the pool from people attempting to enter in the off-hours when there is no supervision to ensure their safety. These gates and fences must adhere to certain guidelines so that they are safe for the public. If you or a loved one was injured in a pool accident due to faulty gates or fences, contact us for a free......

Drain Entrapment

Swimming pool drains are supposed to filter the water of a pool and work it through its pump system. However, there are many instances of these drains trapping people underwater, which can result in severe injury. If you or a loved one has been injured in a drain entrapment accident, contact us to set up a free consultation and assess your case to see if you can......

Who is Responsible for Drowning

When a person drowns in a swimming pool, the liability may vary depending on the circumstances of the case. Firstly, if the cause was clearly something that could have been prevented with the help of a lifeguard, it may be a case of negligent lifeguarding, and the liable party would be the lifeguard. However, the pool owner may also be found at fault for neglige......

Electrocution at a Pool

One less common but still relevant type of pool accident is an electrocution accident. These occur due to faulty wiring in the pool or electrical fixtures near the pool. These are serious accidents that can end in death and affect multiple people depending on the circumstances. If you or a loved one has been injured by an electrocution accident at a pool, contac......

Drowning in a Pool

Though a day at the pool should be considered fun and relaxing, there are many risks that a pool owner may allow through improper inspection or maintenance of the pool and its parts. One of the most severe injuries that one can suffer from is a drowning accident. If you or a loved one has experienced a drowning accident, contact us so we can evaluate your case i......

Swimming Pool Drain Injury

Swimming pool drains are meant to be there to filter the pool water’s dirt and debris and run it through the pool’s pump and filtration system. They have a suction force and should be covered with some type of cover like a grate to prevent injury. If you or a loved one has been injured in a swimming pool drain injury, contact us to set up a free consultation and......

Spinal Cord Pool Accidents

Though we go to pools to have a fun and relaxing day, there are a variety of risks that accompany such a visit. When pool owners breach their duty of care that they owe to invitees and licensees, people can get injured as a direct cause of their negligence. One of the most severe injuries that one can get is a spinal cord injury. This situation may be a premises......

Slip and Fall Near Pool

Obviously, swimming pools have wet surfaces all over the premises from people coming out of the pool and walking around. There is an inherent danger with slick or slippery surfaces, which is exactly why precautions must be taken in order to prevent a slip and fall accident near a pool. If you or a loved one has been injured in a slip and fall near a pool, you ma......

Negligent Lifeguards

We all trust lifeguards to, quite literally, guard our lives as well as those of our loved ones when we are in the pool or at the beach. They should be trained and tested in order to prove that they are capable of protecting people when needed. When they fail to uphold their duties, injuries and even deaths can result. If you or a loved one was injured in an acc......

Diving Board Waterslide

Diving boards and waterslides are meant to be fun, recreational aspects of a pool. But in order to be enjoyed, they have to be safe, first and foremost. Property owners and product manufacturers have a duty to create safe environments and products for those who use them. If you or a loved one suffered injuries from a diving board or waterslide accident, you may ......

Defective Swimming Pool

Many people love the relaxation that comes with laying poolside and taking a dip in the hot summer days. But, we rarely consider the risks that may accompany such a seemingly harmless activity. Swimming pools can be defective if not maintained and inspected properly. This can cause serious injury to its users. If you or a loved one has been injured in a swimming......

Defective Pool Gates

Pool gates are meant to prevent any accidents in a pool once it is closed and there is no staff available to ensure the safety of others. If someone is able to get through the pool gates due to a defect or not following Illinois law’s protocol for their construction, the property owner of the pool may be found liable for negligence in accordance with premises li......

Child Drowning

Pools and beaches can be a destination for some quality time with your family and children. Unfortunately, these days can suddenly go very wrong. According to the Center for Disease Control and Prevention, one in five drowning victims are children that are 14 years of age or younger. Children don’t necessarily understand the severity or danger of a situation lik......

Beach Accidents & Drownings

A trip to the beach can be a fun family getaway or a romantic date, but when the beach does not follow proper precautions to keep people safe, people can get in the way of serious harm. Oftentimes, children that are having fun on the beach are in even more severe danger due to their lack of understanding of danger. This is why beach owners must take any and all ......

Apartment Pool Drowning

Swimming pools are typically for fun or relaxing days in the summer, but sometimes, things can go south quickly and unexpectedly. The Center for Disease Control and Prevention claims that from 2005 to 2014, there was an average of 3,536 fatal, unintentional, non-boating related drowning incidents. This is an alarming and scary number to consider, knowing that ma......

Why do I need a personal injury lawyer for my premises liability case?

A premises liability accident can occur anytime, anyplace. It is when you are injured on someone else’s property due to their negligence and failure to exercise a reasonable duty of care to their invitees or licensees. When this occurs, you will certainly want a personal injury lawyer to handle your case to get you the justice and compensation that you deserve f......

Academy Bank

Creditors like Academy Bank cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Academy Bank violated the law, you may be entitled to money damages and Academy Bank will pay our fees and costs. You won’t owe us a ......

ABNB Federal Credit Union

Creditors like ABNB Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If ABNB Federal Credit Union violated the law, you may be entitled to money damages and ABNB Federal Credit Union will pay our fe......

Aberdeen Proving Ground FCU

Creditors like Aberdeen Proving Ground FCU cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Aberdeen Proving Ground FCU violated the law, you may be entitled to money damages and Aberdeen Proving Ground FCU will pay ......

Seven Seventeen Credit Union

Creditors like Seven Seventeen (717) Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Seven Seventeen Credit Union violated the law, you may be entitled to money damages and Seven Seventeen Credit Union ......

360 Federal Credit Union

Creditors like 360 Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 360 Federal Credit Union violated the law, you may be entitled to money damages and 360 Federal Credit Union will pay our fees ......

1st United Credit Union

Creditors like 1st United Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 1st United Credit Union violated the law, you may be entitled to money damages and 1st United Credit Union will pay our fees and......

1st Summit Bank

Creditors like 1st Summit Bank cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 1st Summit Bank violated the law, you may be entitled to money damages and 1st Summit Bank will pay our fees and costs. You won’t ......

1st Financial Federal Credit Union

Creditors like 1st Financial Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 1st Financial Federal Credit Union violated the law, you may be entitled to money damages and 1st Financial Federal C......

1st Financial Bank USA

Creditors like 1st Financial Bank USA cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 1st Financial Bank USA violated the law, you may be entitled to money damages and 1st Financial Bank USA will pay our fees and co......

1st Century Bank

Creditors like 1st Century Bank cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 1st Century Bank violated the law, you may be entitled to money damages and 1st Century Bank will pay our fees and costs. You won&rsquo......

1st Advantage Federal Credit Union

Creditors like 1st Advantage Federal Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 1st Advantage Federal Credit Union violated the law, you may be entitled to money damages and 1st Advantage Federal C......

121 Financial Credit Union

Creditors like 121 Financial Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If 121 Financial Credit Union violated the law, you may be entitled to money damages and 121 Financial Credit Union will pay our......

Should I sign this waiver or cash this check from the insurance company before talking to a lawyer?

Before you sign a waiver or cash a check from an insurance company, you should definitely speak to a lawyer first. Insurance companies may want to avoid the hassle and costs that come with filing a lawsuit, so they may ask you to sign a release saying that you waive your right to sue or bring any legal action against the defendant. They are interested in a quick......

Do I have to file a lawsuit to get money in a premises liability case?

In a premises liability case, you will have to decide if you want to file a lawsuit to compensate you for your damages. These may include medical expenses, lost income, pain and suffering, and more. Filing a lawsuit allows you to recover your damages most of the time. If the defendant is a big or otherwise successful business, filing a lawsuit should guarantee y......

Can I get money in a premises liability case?

In a premises liability lawsuit, the plaintiff will have suffered injuries due to the negligence of the owner or occupier of the property. If they are successful in their case, they are able to recover their monetary damages from the defendant. There are several claims that you can make in damages from this accident. ...

What is an “open and obvious” condition?

Generally, a premises liability accident is when an occupier or property or business owner breaches their duty of care to an invitee or licensee, which results in their injury which they can be found legally liable for. The defendant has a few options as defenses to this argument, one being the open and obvious doctrine. ...

What do I have to prove in a premises liability case?

A premises liability accident occurs when you are injured on someone else’s property due to negligence and a breach of their duty to you, the invitee or licensee. The occupier or property or business owner can then be held liable for your injuries and losses. If you believe that you have been in a premises liability case, there are a few things that you will hav......

What If Trespassing

In a premises liability case, only invitees and licensees are permitted to sue the property or business owner for negligence causing their injuries. If you were a trespasser, then you are not entitled to take any legal action against them since you were not permitted there in the first place. In Illinois,......