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Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

If you’ve been injured in a car accident, you may worry about how you will pay all your medical bills. Medical care is expensive, and it is important to determine who is responsible for your medical bills because waiting for a settlement isn’t always an option.

If you or a loved one has been injured in an auto accident due to another driver’s negligence, we at Mike Agruss Law are here for you every step of the way to ensure that your rights are protected, and you are fully compensated for your injuries and losses.

Medical Bills Issues

Doctors and emergency rooms are not required to wait for payment for the care they have provided and if you are injured, you are generally tasked with paying these bills as they are incurred. Even with health insurance, medical expenses following a car accident can cause quite a financial hardship, especially with extensive, ongoing care. Medical providers are within their rights to submit your unpaid medical bills to collections agencies.

The insurance company for the at-fault driver is also not required to pay your medical bills as they come due. Instead, most insurers will wait until a settlement is issued and write a check for a lump sum to pay for medical expenses and other damages. However, if you are involved in an accident with a driver who has low liability limits, their insurance may not cover all your medical bills.

Payment from a settlement for medical expenses following an accident aren’t even guaranteed. Insurance companies are notorious for denying claims pertaining to an injured neck or back. They argue that the injuries are being exaggerated, aren’t related to the accident, or were a preexisting condition.

Medical Bills Payment Options

Taking care of your health is important and you shouldn’t have to worry about how you will pay your medical bills after a car accident. If you have been involved in a car accident, follow these important steps:

  • Use your health insurance to pay for your medical bills-You pay for your health insurance and should use it. This will ensure you are able to receive the healthcare you need, and your bills are paid promptly. They will also have the right to collect reimbursement from your settlement at a later date. Insurers often pay medical bills at a lower rate and their reimbursement from your settlement would also be at this lower amount.
  • Use “Med-Pay” coverage-Med-Pay is a no-fault coverage on your auto insurance that will pay your expenses up to your insurance policy limits. Most Med-Pay limits are quite low, but they can help pay for deductibles or other smaller medical expenses that may arise.
  • Ask your medical provider to accept payments or apply a lien-You won’t know unless you ask, so asking your doctors or other medical providers to accept payments may help ease some of the burden until you receive your settlement. You can also ask them to place a lien against your settlement where they will receive 100% of the amount they have billed you. This can be a risk, though, as the settlement may not come through or be enough to cover the bills. At that point, they would be able to pursue the rest through collections.
  • Consider hiring an experienced attorney-Car accidents are stressful enough without having to worry about how you will pay your medical bills. Mike Agruss Law is here for you every step of the way.

We at Mike Agruss Law are proud to serve our fellow citizens in personal injury cases, especially when you or a loved one has been injured in an auto accident, and we are fully committed to protecting your rights and ensuring that the other party is held legally accountable when negligence occurs. We will fight until the very end to ensure that you are fully compensated for all injuries and losses resulting from the accident, including medical expenses, property damage, lost wages, and pain and suffering, and you won’t owe us a dime for our services.

If you or a loved one has been injured in an auto accident due and has mounting medical bills, contact our personal injury lawyers for a free consultation. Helping our clients is about counseling, advocating, and ultimately solving problems. With years of experience successfully representing the people and not the powerful, we will take care of the insurance adjusters, your medical bills, your property damage, and your lost wages, and monitor your treatment so you can focus on healing and getting your life back to normal. We will handle your case quickly and advise you every step of the way, and we will not hesitate to go to trial for you.

Lastly, Mike Agruss Law is not paid attorneys’ fees unless we win your case. Our no-fee promise is that simple. You have nothing to risk when you hire us – only the opportunity to seek justice.

We are listening

We will respond to you at lightning speed. All of your information will be kept confidential.

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