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Whether You Owe The Debt Or Not, We Can Help You!

Has ARA, Inc. Called From 630-250-5644 ?

Find out why they are calling

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

630-250-5644

also appears as...

  • +1 6302505644
  • 6302505644
  • 1-630-250-5644
  • 630.250.5644
  • 1.630.250.5644
  • 630 250 5644
  • 6302505644
  • +1 (630) 250-5644
Phones

630-250-5644

630-250-5644

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

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Submitted Comments

Michael Agruss
3 years ago
Hi Bertha. I will give you a call and we can talk about this further. Thanks, Mike
Michael Agruss
3 years ago
Hi Liz. It certainly does sound scary that ARA Inc. has all of your information, especially when you didn't purchase the car and were a victim of identity theft. I would be happy to discuss what options you may have and will reach out to you soon. Thanks, Mike
Liz
7 years ago
The agent, Lashe Kelly, left a message and I returned the call. The agent stated that I had a debt with Tran South Bank for a car loan in 1994. I supposedly made regular payments until 1998 when the payments became sporatic. She asked where the car was. She asked if I was a victim of identify theft and I told her I was. It was at this point that the conversation became disturbing. She had information of four credit cards and knew limits and amount owed on them. She also said she had information of my checking account but would not give a name of the institution or any other information regarding that account. She also stated that a call was made about the debt in 2002 and the contact person was John. I did not even know John in 2002. I met him in 2007 and he died in 2012.. I asked her to send me proof of the debt and all she had was a letter stating balance claimed owed and what they would settle for. I did not purchase a car in 1994 financed by Tran South Bank. There was an implied threat but not directly stated that there was going to be a judgement filed in the state of Washington for a 17 year old debt because it was a signed contract with this bank with a photo ID attached to it. I have lived in Washington all my life and this bank is in another state. I noticed that when being transfererd to their legal department the same agent was on the line with me .It is disturbing that such tactics as threatening to put a lien on my four credit cards and bank account would be utilized to either make payment for the supposed debt. She did restate herself, saying that there would be a lien and they could not get funds from them after I told her I would call the four credit cards named to verify her claim as well as report fraud on any unauthorized charges made by the collection company. I was given the "opportunity" to pay a reduced amount of $4000.00 today or arrange payment to do so and by refusing to pay a judgement of $17000.00 would be filed which includes all fees and interest. I have a problem with their approach and it is scary that this agency, if it exists, can have access to my private information.
Bertha Meche
7 years ago
These people are calling me saying I, owe money to a furniture place from 2006 which I, never heard of and had all my information please call me.

Other numbers used by ARA, Inc.