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Whether You Owe The Debt Or Not, We Can Help You!

Has CB Merchant Services Called From 209-466-5401 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

209-466-5401

also appears as...

  • +1 2094665401
  • 2094665401
  • 1-209-466-5401
  • 209.466.5401
  • 1.209.466.5401
  • 209 466 5401
  • 2094665401
  • +1 (209) 466-5401
Phones

209-466-5401

209-466-5401

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

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We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

Lesley
5 months ago
I don’t know why they are calling me
Michael Agruss
2 years ago
Hi Rebecca. Debt collectors are known for calling your friends/family when they they are looking for the debtor. It isn't illegal, unless they violate the laws set up to protect you. Not only that, but these calls can be annoying and disruptive. You can make them stop and I can help you. I will reach out to you to discuss how. Thanks, Mike
rebecca
2 years ago
I got a hang up call from 209-466-5401. Then 5 minutes later, my mother got a call from this number. A person asking for me, then hung up on my mother when she told them I don't live with her. I looked up the number and saw it was a collection agency. I checked my credit report and these people are not listed on my credit as owing them anything or as a collector. I don't know who they are or why they are calling and harassing my mother, who I haven't lived with in over 20 years.
Michael Agruss
2 years ago
Hello Lisa. I'm sorry to hear that you're being harassed over a debt. Fortunately, you do not need to take this type of behavior from any debt collector. Let's talk more about the harassment you're dealing with and how to make the calls stop--give me a call at 888-572-0176. Thanks, Mike
Michael Agruss
2 years ago
Hi Bryan. You are wise to not give out your personal information over the phone, especially if you're unsure if you actually owe the debt. If you would like help in dealing with these calls, give me a call and we can go over the law, your rights, and the options you have in dealing with the calls. Thanks, Mike
Michael Agruss
2 years ago
Hi Branden. Is it possible that they have the wrong number and/or person? That does happen. You can also send a debt validation request to them, which I can help you with. I will give you a call and we can discuss this in more detail. Thanks, Mike
Branden
2 years ago
I keep getting calls from 2094465401 which is a debt collector, but I don't have any outstanding debt, and all the lady kept asking me was to give her my SSN , so I hungup and told them do not call again
Bryan
3 years ago
I got a call from CB services. They asked fir me and I did not identify myself. They started asking me fir personal information and would not tell me why they were calling. They only said it was “confidential” and they would tell me after i gave them my personal information. This is the second time they called me that i answered. I asked them before not to call me and told them I don’t giver personal information over the phone.
Lisa
5 years ago
Yes they are harassing.

Other numbers used by CB Merchant Services