Stop The Calls From 512-454-4757

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Click on your state, learn your rights

Submitted Comments

Jeremy

5 years ago

I got this notice in the mail from MSB saying you have failed to contact us to resolve your court fines and/or fees. They say I have failed to respond to past correspondence sent to me regarding your outstanding fines and/or fees. I have never been notified about anything and I have no idea what the letter is even talking about. says I owe $751.00. I have no fines or fees here. The notice says Court handed over to MSB for collections. it says Court UNION CO COURT-OJD. Then a case#. I did a google search and people are saying it is a scam, but then some say it is legit. I looked up that UNION CO COURT-OJD and it is in La Grande Oregon. The only thing I can think of is a speeding ticket/licensed expired by a couple of weeks ticket clear back in 2004 that has anything to do with Oregon. All I know legit or not they can't be sending me a notice for the first time stating they have sent previous notifications when they have not. Plus that ticket was 14 yrs ago and not $751. Just wondering if you knew about this company MSB or not. I have never gotten any calls or messages from a collection company called MSB either. I just wanted to know if you knew about this company and given the circumstances of the only relation I can get is the Court is in Oregon and I had those tickets in Oregon back in 2004. I think its bogus but thought you would know!

John

6 years ago

The number 512-454-4757 and similar has been calling redial hang up every few minutes all day and all night. If I bother to put the phone on the hook. Sometimes if the phone bothered to ring more than once and I bothered to answer, there was either nobody on the line or what sounded like a possible collection scam. I left the phone off the hook for five months and tried to hang up the phone only to still get the same call garbage all over again. This nonsense has been going on for almost three years. If I do get anything from this, would you please submit payment to PayPal.ME/COMMANDERX I do not have a bank account or credit because of fake collection agents trying to collect on behalf of Continental Finance to the tune of $50,000+ to $90,000+ times hundreds of fake collections on all three credit reports which has been going on for 30+ years and the only way to get it off has been to pay Lexington Law $300 a month which is the equivalent of paying rent twice. I say twice because my rent is $260 and $300 is like paying on a second apartment. I agree that Lexington Law solved the problem when they were paid but when I stopped, the collection agencies jumped back on my credit reports. So I have to pay Lexington Law from now on I guess. Here is a partial list of the scam phone numbers and according to caller id no name was attached to the numbers. 336 856 2901 – 800 684 8429 – 972 378 3660 – 804 217 7156 – 800 503 2463 – 800 555 0433 – 888 222 4227 – 866 929 5307 – 866 929 5306 – 866 847 4958 I did bother to turn Continental Finance over to Credit Financial Protection Bureau only to have Continental Finance lie and claim that I never had an account with them. This was after Continental Finance had asked Credit Financial Protection Bureau to ask me for a copy of my drivers license, social security card and a utility bill. To me, this sounds like Continental Finance used Credit Financial Protection Bureau to commit a phishing scam on me. Thanks to fake collections on my credit reports put there by Continental Finance my credit report looks like I owe billions of dollars all over $60 that Continental Finance claimed they never received. I noticed that the also seen as and similar frequently harassing numbers are like and similar are the same numbers calling me as well with no name according to caller id!

Whether You Owe The Debt Or Not, We Can Help You!

Has Gila LLC Called From 512-454-4757 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

512-454-4757

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Gila LLC

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has Gila LLC Called From 512-454-4757 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

512-454-4757

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Gila LLC

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.