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Sheffield Financial

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

Do you have problems with over a debt? You are protected under various state and federal laws. For example, you have rights under the Telephone Consumer Protection Act (TCPA), the Electronic Fund Transfer Act (EFTA), and the Fair Credit Reporting Act (FCRA).•The TCPA has been around since 1991 and protects people from unwanted solicitation calls, robocalls, faxes, and text messages. Under the TCPA, you may receive between $500 and $1,500 for each illegal robocall, text, and fax. •The EFTA was established in 1978 and works to protect consumers who use electronic methods of managing finances. Under the EFTA, written permission must be given in order for a company to take an electronic payment from your bank account. •The FCRA was established in 1970 and protects the information in your credit report, among other things. If your credit report contains inaccurate information, the FCRA gives you leverage and rights to dispute the inaccurate information in your credit report. is a financial company that provides consumer and commercial financing for name brand equipment that are used outdoors, such as ATV’s. The company was established in 1992. Since they were first established, they have financed over $15 billion in loans. The company provides all financing through the Branch Banking and Trust Company (BB&T). The company has the address of 6010 Golding Center Drive, Winston-Salem NC 27103. is not a Better Business Bureau member. The business is given a B- rating. In the past three years, there have been 26 complaints closed with the BBB. Of these complaints 16 dealt with billing and collection issues. may be calling you from 888-438-8870, 336-766-1388, 800-438-8892 You are protected under several state and federal laws when dealing with . Whether it is robocalls or text messages, credit report errors, or unauthorized electronic payments from your bank account, you have rights under the law. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the company pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of consumer rights’ cases. Let us help you today.

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