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When you get in a car accident, you can sustain extensive losses like traumatic brain injury, whiplash, amputation, and more.

Devastating injuries often result in surgery, costly medical bills, lost income and earning capacity, pain and suffering, trauma, and more.

If you have been involved in a car accident in Naperville, you may have a legal claim. Your first call should be to the personal injury legal team at the Agruss law firm for a free case evaluation.

First Steps After A Naperville Car Accident

A car accident can be painful and overwhelming, and it can be challenging to know what steps you need to take to build a solid case to be fairly compensated. If you are injured, emotions can run high, and knowing what to do next may not always be clear.

There are a few initial steps you should take after an accident. Keep the following information nearby so you don’t forget it.

Don’t Leave the Scene

Never leave the scene of an accident unless you have severe medical injuries that need immediate treatment. If you leave, especially if someone has sustained injuries or died, you can be charged with serious criminal penalties for being a hit-and-run driver.

Make Sure Drivers and Passengers Are Fine

Before determining how damaged your car is, check on everyone involved first. If someone needs medical attention, call an ambulance immediately. If a person cannot move or is unconscious, never move them unless absolutely necessary in case they have spinal injuries.

Call the Police

Any time there is a car accident, especially if someone is injured or there is a death, you must call the police. They will file a police report that has all the relevant information your attorney will need to help assess your case.

Get Contact Information

Get the names, numbers, emails, license plate numbers, addresses, and insurance information from any driver involved. If there are passengers, get their contact information as well. When speaking to others, be polite and respectful, and never admit fault or place blame. Even if you are trying to be friendly, the insurance company can use anything you say to undervalue or deny your claim. Establishing fault can take time, and admitting guilt can make things harder for you.

Take Pictures

One of the best pieces of evidence you can collect is photographs of the accident scene and your injuries. Try to take pictures immediately after the accident to show the extent of damage sustained in the accident.

Get Witness Testimony

If there are witnesses, make sure you get their names, addresses, and phone numbers.

Call Your Insurance Company

By law, you need to inform your insurance company any time you’ve been in an accident, regardless of who is at fault. Tell them your honest account of what happened and your injuries. If you try to change the truth and the insurance company determines that you lied, you can get in serious trouble and be denied coverage.

Keep Your Medical Records

Suppose you have seen any doctors, surgeons, physical therapists, chiropractors, or other medical professionals to treat your accident-related injuries. In that case, you need to keep a detailed account of your visits, medications, and treatments. This is especially important if you have mounting medical bills that you should not cover.

Physical injuries can be easy to document, but it’s harder to prove pain and suffering. Keep a record of how the accident-related injuries have impacted your quality of life. Missing work, being unable to participate in your daily routines, being unable to be a good companion, father, or spouse because of your recovery are all events that are covered.

Property Damage Valuation

Get a copy of your insurance company’s damage valuation. If you feel that they have undervalued your car, you can fight for more by getting replacement quotes or independent repair estimates. Your Naperville car accident lawyer can help you get a fair valuation.

Don’t Post About the Accident on Social Media

Don’t discuss the details of the accident with anyone but your attorney, your insurance company, and the cops. If the other driver’s insurance company wants to speak with you, refer them to your attorney. Don’t post any details on social media, as the insurance company can and will use them to deny your claim.

Don’t Take Early Settlement Offers

One tactic insurance companies use to get out of paying the total amount owed to you is offering an early settlement offer before you have assessed the extent of your injuries. You may need ongoing medication, therapy, and treatment that isn’t immediately obvious right after the accident. It’s better to consult with your attorney before agreeing to any settlement offers.

Hire a Naperville Car Accident Lawyer

If you or someone you love has been injured in a car accident, you may need the experience of a skilled personal injury attorney. Your lawyer can help maximize your settlement and defend you if you are at fault. At Agruss law firm, we work on a contingency fee basis, which means we don’t get paid until you have received a settlement.

Proving Fault After A Car Accident

In order for your Naperville car accident attorney to determine which party is liable for the damages and injuries incurred, all evidence of the car accident must be collected. This includes the police report, pictures, witness statements, the condition of the road, traffic conditions, the other driver’s BAC, your medical records, and more. They will speak with the insurance claims adjuster, expert accident reconstructionists, and law enforcement to determine fault.

The police report generally helps determine fault as it typically states whether there was sufficient evidence to show that one party violated any traffic laws. Since Illinois is an at-fault state, any statements made by either driver at the scene can be used against them later if evidence shows them to be at fault.

For example, if a driver was hit by someone who ran a red light and approached the at-fault driver to offer support and words of comfort, their statements could be twisted by the other driver. When the police come to document the scene, the driver who ran the red light might claim their light was green and that the victim admitted fault since they apologized right after the accident.

Statute of Limitations in Illinois Car Accidents

The statute of limitations is the legal amount of time you have to take action after an accident. For example, you could be the victim of a car accident and want to recover damages from the responsible party. In Illinois, you would only have two years to file a claim for your injuries or the wrongful death of a family member. Exceeding this time frame means you will not be able to recover any compensation.

The statute of limitations starts the day the car accident occurs, but if the crash was fatal, the clock would start ticking on the date of the victim’s death. The timeframe could be extended if the decedent did not immediately succumb to their injuries.

Agruss Law Firm: Naperville Car Accident Lawyers

Car accidents can be particularly overwhelming because they happen suddenly. One second you’re in the midst of your daily routine, and before you know it, your car is totaled, and you are looking at weeks, months, even years of medical treatment and recovery.

In the meantime, you are unable to work and pay your bills. Depending on the extent of your injuries, it could be a long time before you can return to work, if ever.

In your personal life, your friends and family must now adjust to the abrupt change in your role as a contributing member of your household. Your spouse may now have to struggle to do everything without your assistance, and one on one relationships may suffer.

If someone else was responsible for these new changes in your life, they should be held accountable. You shouldn’t have to face the financial mountain on your own. At the Agruss law firm, we can help you pick up the pieces and restore your life. Call us today so we can look over the facts of your case and determine your next steps.

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