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charge off accounts from Sallie Mae

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

Hi! I have charge off accounts from Sallie Mae for private student loans and been contacted by a collection agency about the debt. I made arrangements over the phone to pay them $50 per month but I am afraid that by doing so I’ve restarted the statute of limitations and I made previous arrangements on 2 other accounts a few months ago and now my credit is being affected. Is making a payment on a closed charge off account bad for my credit?

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