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Flagship Credit Acceptance

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

Are you being harassed by over a debt? Stop the debt harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law. is a an automotive loan financing for those who have less than perfect credit, or those who have a hard time due to having no credit. The company was established in 2005 and since then has been involved in over $1 billion of financial contracts. They employ around 600 people. The headquarters is located in Chadds Ford, Pennsylvania. But, they run offices out of California, Texas and Arizona.According to Public Access to Court Electronic Records, has been involved in 2 civil consumer complaints. Both of these were filed in 2011 and closed in 2012. There are currently no open cases against the company.The Better Business Bureau does not accredit , but does give the business an A- rating. In the past 3 years, there has been 1complaint closed on the business. This complaint dealt with billing and collection issues.Phone numbers associated with are:877-201-1331If you are being harassed over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact Mike Agruss Law at 888-572-0176 to stop the harassment once and for all.

Submitted Comments

Matthew majetich
8 years ago
Leave a msg if i dont pick up, flagship calls me 5-10 times a day from different numbers from 7 am till 8 at night.
Alan
6 years ago
I am being called over 20 times a day by this company even after asking them to stop calling me and only to communicate in writing. They have called me a dead beat and refused to work with me in any way.I am sick over this and have never been treated like this with a creditor. i know I am a little late but this cannot be lawful and if you could let me know I would very much appreciate it!
Juanita
6 years ago
Hello, Hopefully I c an speak to someone going through a hard time right now with flag ship they continuously call and they are harassing even family members not even sure where they are even getting these numbers from.
Juanita
6 years ago
Hello as mentioned before continuous harassment and they are now even calling family members who were never even met roomed when purchasing the vehicle we are close to being finish paying as well!
Brenda
6 years ago
Flagship Credit Acceptance LLC, is the biggest annoyance EVER, your 1 day late and they harass you 6 to 9 times a day, I never answer the phone , because even when you do , the say they will mote not to call. B'S they call all damn day, NEVER AGAIN, I WOULD RATHER WALK THAN FINANCE THRU THEM.
Dake
6 years ago
Flagship calls me at least 10 times a day. Sometimes back to back. Yes I am late on my payment but that doesn't warrant the calls.
Marcella
6 years ago
The call 10 or more times a day ,and hang up mostly. Harrassment
Lafayette
5 years ago
Getting 5 to 7 calls a day. As I am writing this, I am 6 days late, although my vehicle has been in the shop since August for a recall...Kia. They use several different numbers to disguise themselves. They may leave a message but most of the time, not.
Kristina
5 years ago
Flagship bought my account in April or May , it took a while for me to find out , I admit I lost my job and gotten a couple months behind with previous lender Blinker when flagship bout it out the letter stated it was a normal occurrence and same deal still stood, in no time I was receiving multiple calls a day and threatening letters to repo my car, they wanted me to pay $330 right then not to charge off the account I agreed then they refused said I had to pay full 375, and they already had the order to repo , I go online a couple days later when I have the full amount and it was requesting $330 , I paid the full amount got more threatening letters then my account states I owe $50 , I pay that , they still took my car . Letters though they just got my account states “ they’ve been very patient with me for several months “
Jennifer
5 years ago
Hello, I am getting calls and emails from Flagship even though I have sent two emails letting them know when I will make my payment. Their online payment system will not take advance payments and they also tack on late payments that are later rolled back into the loan on the next cycle. I also had them come to my house and leave a letter on my door. I will be caught up on my payments next week so hopefully the calls will stop then.
Laura
4 years ago
Even after telling flagship of the date we're gonna make a payment they continue to call day in and day out until that payment is made they've gone so far as to call family members even in other States to get ahold of us
Jessica
4 years ago
My husband died and I can’t rake over payments and flagship is telling me that I cannot keep my husbands vehicle. It’s the only way I have to get to work and i have 2 kids. Please help
Wanda
4 years ago
I been fianced with this ckmpany for about 4 years last febylost home due to rhetorical fire been staying with family members and now we in Covid 19 I cant make payments they refuse to help i need help i know am way behind due yo covid 19 but this just plain ridiculous and can theg have me arrested because I still have car
ROBERT
4 years ago
Flagship is calling me 3 or 4 times a day sometimes they call and hangup I told them my hours have been cut in half but they still call even after I made a payment
Tamisha
4 years ago
Harassed over and over by this company and called at all hours of the day constantly.
Jonathan
4 years ago
I am having trouble with a finance company. Flagship credit acceptance calls me and my wife regularly at least 4 to 8 times a day each. My father in law co signed with me for the auto loan and he passed away last October. I gave flagship on 3 different occasions email notification with mailing in a copy of the death certificate and still every time they call they ask for Frank Coleman, my father in law. The tip of the iceberg is they said they are willing to work with you during this pandemic by giving you extensions that you already are allowed to use. I am a disabled veteran/truck driver I'm paying 14.5%apr on this vehicle. I've done ruined my back and my knees making sure that flagship gets there money but out of 4 years straight now with paying $291.71 you think I should be done paying for the loan. I believe I'm being railroaded and tricked by these people and I am asking you if there is something that can be done. Now flagships last week was supposed to take a payment from my account and never did. They called me to arrange for another payment and they did for this Thursday August 7th 2020 , but I just got a call from a lady who works for flagship and they have no evidence of any payment arrangement. This has happened before and always the representative ask for another payment arrangement. My wife and I are on our 2nd bank account because of identity theft and money that was taken out and we have no idea how or who done it. Jonathan Mahan 2564533966 415 south colvin st. Anniston, Alabama 36201
WENDY
4 years ago
Flagship CA has been harassing me for years but most recently they have been calling me at least 3 times a day at all hours and when I try to get to the bottom of why they are calling, they refuse to give me any information cause I AM NOT ON THE ACCTA is what I was told. Why do they continue to harass me if they can't give me any damn information on the acct?!? I have tried numerous times to speak to someone but when you call the number that they leave, they keep hanging up cause they can't find my info cause I don't have an acct. I am sick and tired of the incessant phone calls.
Judith
3 years ago
Credit acceptance calls me 4 times a day and I don't have any business with them.
Michael
3 years ago
Calling constantly ! 6 days late. I spoke to a rep, on my first day late. I told them I would make the payment within 2 weeks. I am getting several calls a day. I will answer and the hang up.. I call the number back and yes it is flagship.. I tell them the plan to pay all over again...THIS IS HAPPENING SEVERAL TIMES A DAY. RIDICULOUS
Heather
3 years ago
This company calls me multiple times a day calls references and called my work
Krystal i
3 years ago
I hsve been trying for two months to mske a payment. Their system keeps cancellinv my payments. I email them constantly and was even told late fees would be stopped. Still late fees and still wont accept my payments. Whem i call im on hold for hours and end up eituer my phone dying or getting hing up before i get an agent.
Robert
3 years ago
I owe them,yes I'm behind. Heart attacks covid all have made it a trying time. The phone calls are relentless. They have went as far as calling my landlords sons phone. He has down syndrome. I never gave them my landlords or his number. I have had the same issue as others payments not going through. Then of course im late .penalties Occur im upside down now in this vehicle. Flagship is brutal.
Michael Agruss
3 years ago
Hi Robert. Flagship has multiple complaints against them for dubious behavior, so your story does not surprise me. Creditors will stop at nothing to get in contact with you, including contacting friends, family, and acquaintances. I will call you to discuss what options you have for your unique situation. Thanks, Mike
Michael Agruss
3 years ago
Hi Krystal. Flagship Credit is known for this type of behavior, just Google them. I would like to help you deal with Flagship Credit and get your credit righted. 312-224-4695 Give me a call and we can work together on this. Thanks, Mike
Michael Agruss
3 years ago
Hi Heather. Unfortunately, debt collectors will stop at nothing to get in touch with you, including contacting your references, your friends, family, and place of business. Have you told them to stop calling you? You do have that right. If you'd like to learn about your other rights, we can discuss those as well when I reach out to you. Thanks, Mike
Michael Agruss
3 years ago
Hi Michael. This sounds like so many other stories I've heard in dealing with Flagship Credit. My law firm is experienced in dealing with Flagship and we'd like to help you as well. Please call us at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hello Judith. Have you asked them why they're calling you? Have you told them to stop calling? You have those rights. If you'd like help in dealing with them, give me a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Wendy. This sounds incredibly annoying and I can understand your frustration. If you'd like help in dealing with this issue, my law firm is ready to help. Please consider giving us a call at 312-224-4695. Your initial consultation is free and no-obligation. I look forward to receiving your call. Thanks, Mike
Michael Agruss
3 years ago
Hi Jonathan. I will give you a call to talk more about this. Payment arrangements that fall through are all too common with Flagship, you're not alone. We can work to fix this and get the calls to stop. I'll be in touch. Thanks, Mike
Michael Agruss
3 years ago
Hi Tamisha. What times are they calling you? How often? Can you send proof of the calls over to my office at [email protected]? Once I have time to review them, I will give you a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Robert. Debt collectors are relentless, which can be very disruptive to consumers' everyday lives. You do have rights, though. I'm going to give you a call and we can discuss what those are and what you can do to get the calls to stop. Thanks, Mike
Michael Agruss
3 years ago
Hi Wanda. Have they sent you any court papers regarding your debt with them? They can repossess your car, however they cannot arrest you without going through the criminal justice system. I would like to talk about your situation further and will call you or you can reach me at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Jessica. I'm sorry to hear about the loss of your husband, you have my condolences. Were you a co-signer or joint account holder on this vehicle? What state do you live in? There are special circumstances regarding the passing of a loved on and who is responsible for the debt. However, debt collectors are not permitted to harass you over this debt under the FDCPA. Have you told them to stop calling you? Please give my law firm a call at 312-224-4695 so we can discuss this in more detail. Thanks, Mike
Michael Agruss
3 years ago
Hi Laura. This is common behavior for debt collectors, unfortunately. Have they given any personal information to your family members when they contact them? Let's talk more about this. I'll call you or you can reach me at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Jennifer. Did the calls stop? What did the letter say that they left at your house? If you still need assistance, reach out to me at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Kristina. Can you send over a copy of the letter you received from Flagship Credit? I'd like to look it over. My email address is [email protected]. Thanks, Mike
Michael Agruss
3 years ago
Hi Lafayette. Have you told Flagship Credit about the recall and your car being in the shop? Have you asked them to stop calling you? Let's talk more about the law and what rights you have. Thanks, Mike
Michael Agruss
3 years ago
Hi Marcella. Do they ever leave any messages or speak with you when they call? What times are they calling you? The law does not allow for debt collectors to call so much that it is harassment, however there is no specific amount of times they can or cannot call. Let's talk about your other rights under the FDCPA. I'll give you a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Dake. What times are they calling? Do they leave messages, say anything, or acting in a threatening manner? If you'd like to discuss what rights you have, give me a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Brenda. Your story is like so many others I hear in dealing with Flagship Credit. You don't have to take this kind of behavior from them and I can certainly help you to get the calls to stop. Please give me a call and we can work together in stopping the harassment. Thanks, Mike
Michael Agruss
3 years ago
Hi Juanita. Debt collectors are professionals at finding friends, family, and acquaintances when they want to reach you. Have they said anything to your family members about your debt? If they did, they could be in violation of the law. I'd like to discuss this further and will give you a call. Thanks, Mike
Michael Agruss
3 years ago
Hi Juanita. Debt collectors like Flagship Credit are experts at tracking you down through family and friends. What type of harassment are your family members receiving from Flagship? I'd like to talk about it and determine if they're breaking the law. I'll call you or you can reach me at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Alan. If you're receiving excessive phone calls and they're continuing to call you after you've informed them not to, they could be in violation of the law. Have you send a registered letter informing them to stop calling? I would recommend that as the next course of action. If you'd like to discuss this, reach out to my law firm at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Matthew. I will call you or you can reach me at 312-224-4695. If Flagship is calling before 8am and you can prove it, you could have a legal case against them. Let's talk more and see what we can do to stop the calls. Thanks, Mike
Danielle
3 years ago
Problem with flagship credit acceptance loan. Resold twice. Now red target llc.
crystal
3 years ago
Hello. My mother passed June 25th 2021. I've been getting all of her finances in order these past 2 months. My mother was the type to never pay late on anything and I paid her car note late in June because I didn't know it was due it was due June 25th the day she died. I called them to see what I could do and make payments because a week before that she was proud she only had a year left on her car note. I thought maybe I would get a loan from my bank and pay them off but I looked up her account to make a payment and it says she owes way more than what my calculations of when she first bought the car, her bank statements and her car statements say. I told them she had died. Now they seem to have added a year of payments. They said I need a power of attorney which I do not have. What can I do?
Michael Agruss
2 years ago
Hello Crystal. I'm sorry about the loss of your mother, you have my condolences. I will be contacting you to discuss the car payoff and what you can do to get this resolved. Thanks, Mike
Michael Agruss
2 years ago
Hi Danielle. What type of problems are you having? Let's talk more about this and we can determine a solution. 888 572 0176 Thanks, Mike
Alexis
2 years ago
Hi I have a closed account (now) with Flagship after being harassed and trying to settle the account. They refused and closed the account. I don’t know what else to do.
Michael Agruss
2 years ago
Hi Alexis. I'm going to give you a call so we can discuss what options you have for your closed Flagship Credit account and getting it resolved. Thanks, Mike
Mary
1 year ago
I need help getting a title back from a car company so I can sell the car and give them their money. I also want the bad remark taken off of my credit report. I am going through a divorce and both of our names are on the title. They told me it is against their policy to give me the title so I can sell it.
Angela
7 months ago
Flagship calls me several times per day. I have a compulsive disorder and was roped into a predatory loan with payments of over 800 a month. I told them I was laid off in January and working to pay them what I can. They call between 6am an 10pm daily and have for months. One of their reps even told me to call 911 after I explained that I was in a very dark place due to homelessness. Then proceeded to ask me if I knew anyone to borrow money from. They are still calling every few hours. I\'ve had to move to a docent state and am currently living in a tent. They continue to call several times a day. Please call after 11a PST
Fernando
5 months ago
Was told by Tempe office employee JIm Mcfield that he would hope I would not be approved for VA home loan due to credit history with Flagship Jeep was sold @auction no credit change after filing DIspute

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