Creditors like Wells Fargo cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.
THE BEST PART IS…
If Wells Fargo violated the law, you may be entitled to money damages and Wells Fargo will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Wells Fargo?
Wells Fargo is a major banking and financial services company based in San Francisco, California. It is the world’s 10th-largest bank by total assets and 3rd-largest in the United States, and is considered one of the U.S.’s “Big Four” banks along with (in no particular order) Bank of America, Citigroup, and JPMorgan Chase.Despite its major standing and 150+ years of history in the banking industry, Wells Fargo is not accredited by the Better Business Bureau and has arguably tarnished its reputation in the 21st century by engaging in a wide range of deceptive, fraudulent, and otherwise-unlawful practices which have victimized millions of American consumers, not the least of which was an egregious scandal involving “illegal enrollment of consumers in unauthorized deposit and credit card accounts without their knowledge or consent,” which resulted in a $100 million fine from the Consumer Financial Protection Bureau (CFPB) in September 2016. Wells Fargo has also received nearly 4,000 consumer complaints via the BBB in the past three years, most of which are for product/service problems (2,100+) and billing/collection problems (900+).
Wells Fargo’s Address, Phone Number, and Contact Information
Wells Fargo’s headquarters is located at 420 Montgomery Street, San Francisco, CA 94104-1207. Wells Fargo’s customer service phone number is 800-869-3557 and the main website is www.wellsfargo.com/.
Phone Numbers Used by Wells Fargo
Wells Fargo likely uses hundreds of different phone numbers to call consumers. Here are some phone numbers Wells Fargo may be calling you from:
- 267-568-2638
- 267-789-2151
- 800-559-3557
- 800-658-3567
- 800-759-4808
- 866-614-7170
- 877-937-9357
- 888-528-8460
Wells Fargo Lawsuits
If you want to know just how unhappy consumers are with Wells Fargo, take a look at the number of complaints consumers have made online. Nowadays, most original creditors, credit card companies, etc. have arbitration clauses, which means that if you have a complaint against that company, you must file your claim in arbitration. Arbitration limits discovery, is not public, has a limited appellate process, and, most importantly, is funded primarily by the banks and big businesses. While it can be difficult to get a fair chance in arbitration, the good news is we have filed hundreds of credit harassment cases in arbitration, and we know how to aggressively fight these cases against the big banks and businesses even when arbitration is necessary.
Wells Fargo Complaints
The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if Wells Fargo violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.
The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If Wells Fargo took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. Wells Fargo, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agreed to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did Wells Fargo continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to? If so, we can discuss your rights and potential case under the EFTA.
The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If Wells Fargo is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.” If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.
Several states also have laws to provide its citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above. North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have leverage to obtain a great settlement.
How can we Use the Law to Help You?
We will use state and federal laws to immediately stop Wells Fargo’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if Wells Fargo violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys’ fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.
THAT’S NOT ALL…
We have helped hundreds of consumers stop phone calls from Wells Fargo and we know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys’ fees and costs.
What if Wells Fargo is on My Credit Report?
Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.
THE GOOD NEWS IS…
If Wells Fargo is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.
REMEMBER…
If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.
Complaints against Wells Fargo
If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by Wells Fargo. Here are some of the BBB reviews and complaints against Wells Fargo:
- “Wells Fargo is by far the worst bank that has ever existed. They have ruined my credit. And every time I try to fix it, they ruin it even more. They have literally ruined my chances of getting a loan, car, credit, anything. They look for any little thing to leave remarks on your credit report, send balances to collections, purposely decline payments so that they can charge off your loan as “bad debt.” They are absolutely horrible. I have closed any account I have with them and I highly suggest anyone who has an account with Wells Fargo closes them and open a new one elsewhere. Literally all of my other banks have helped me in my time of need. Wells Fargo is the only one making it worse and worse. Stay away from them.”
- “Talked to customer service and was promised a $200 bonus would be added to card then account. Two customer service reps continue to promise me this bonus will appear on next statement then next one after that one. The last customer service rep tells me no such promise ever happened and I cannot receive bonus. This is also after they somehow opened a fraudulent account under my name and charged me for fees associated with opening the account. Seriously never seen a bank ran this poorly.”
- “It seems Wells Fargo doesn’t care AT ALL about their customers. Not an opinion…it’s a fact. Most of these comments are complaints about the company because there is nowhere their customers can be heard. In fact, of all the BBB reviews on Wells Fargo 96% of them are negative. That says everything you need to know about them. My personal experience perfectly aligns with their abysmal customer satisfaction on the BBB website. A bug in their system caused them to issue multiple payments consecutively to my bank account (more than 3 to be exact). This resulted in multiple overdraft fees and I had to pay to issue a stop payment because their payment attempts would not stop. I called customer support countless times and they were rude, unapologetic, and would do nothing to remedy the costs I incurred or the issues I was experiencing. I continue to have issues due to that one bug and customer support has predictably been anything but helpful. Given the amount of negative reviews they have and my personal experience it is clear that Wells Fargo could care less about their customers. Actions speak louder than words. They claim they care about their customers but their actions scream otherwise. I would never suggest Wells Fargo to anyone, and you can be sure I will be exposing how Wells Fargo treats their customer to anyone I can.”
Cases We’ve Handled Against Wells Fargo
I THINK YOU’LL AGREE WITH ME WHEN I SAY…
Threats and harassment from collection agencies can be pretty intimidating. However, we can stop the harassment and get you money damages under the law, and the collection agency will pay your attorneys’ fees and costs. Here are some cases we’ve handled against Wells Fargo:
- Roger C. v. Wells Fargo Bank – In April 2017, Roger of Jackson County, Oregon, pursued a claim against Wells Fargo for violations of the Telephone Consumer Protection Act (TCPA). Complaints consisted primarily of harassing phone calls to the plaintiff’s cell phone with the unlawful use of an auto-dialer, also known as “robocalls.” The case was resolved in August 2017 and Roger was relieved we stopped the harassment.
- Laura H. v. Wells Fargo Bank – In April 2017, Laura of Temecula, California, pursued a claim against Wells Fargo for violations of the Rosenthal Fair Debt Collection Practices Act (RFDCPA). Complaints included harassing phone calls, including after the plaintiff requested that Wells Fargo stop calling her, and engaging in “harassing, oppressive, and abusive” conduct when attempting to collect debt. The case was resolved in August 2017 and Laura was happy with the outcome.
- Steven S. v. Wells Fargo Bank – In April 2017, Steven of Tucson, Arizona, pursued a claim against Wells Fargo for violations of the Telephone Consumer Protection Act (TCPA). Complaints consisted of harassing phone calls to the plaintiff’s cell phone with the unlawful use of an auto-dialer, also known as “robocalls,” including after the plaintiff revoked consent for calls to his cell phone. The case was resolved in September 2017 and Steven was happy with the outcome.
What Our Clients Say About UsMike Agruss Law, has over 900 outstanding client reviews through Yotpo, an A+ BBB rating, and over 125 five-star reviews on Google. Here’s what some of our clients have to say about us.
“Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”
“Mike Agruss Law was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”
“Mike Agruss Law was very helpful to me and my veteran father! We were harassed daily and even called names for a loan that was worthless! Agruss stepped in and not only did they stop harassing, they stopped calling all together!! He even settled it so I was paid back for the problems they caused!”
Can Wells Fargo Sue Me?
Yes, Wells Fargo can sue you. Wells Fargo can hire a lawyer to file a breach of contract lawsuit against you for the underlying debt, fees, and costs. If you’ve been sued by Wells Fargo, do not ignore the lawsuit; you may have defenses. If you ignore the lawsuit, default will be entered and Wells Fargo may seek to garnish your wages. If you receive notice of a lawsuit, contact an experienced attorney as soon as possible, even if you intend to represent yourself pro se. If Wells Fargo has threatened to sue you, contact Mike Agruss Law as soon as possible; we’re here to help.
Can Wells Fargo Garnish My Wages?
Yes, if Wells Fargo has a judgment entered against you. If Wells Fargo is currently garnishing your wages or threatening to do so, contact our office as soon as possible.
Wells Fargo Settlement
If you want to settle a debt with Wells Fargo, ask yourself these questions first:
- Do I really owe this debt?
- Is this debt within the statute of limitations?
- Is this debt on my credit report?
- If I pay this debt, will Wells Fargo remove it from my credit report?
- If I pay this debt, will the third-party debt collector remove it from my credit report?
- If I pay this debt, will I receive written confirmation from Wells Fargo confirming the payment and settlement terms?
These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue with Wells Fargo, we at Mike Agruss Law are here to help you.
Share Your Complaints Against Wells Fargo Below
We encourage you to post your complaints about Wells Fargo. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else!
HERE’S THE DEAL!
If you are being harassed by Wells Fargo over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt-collector pays your attorneys’ fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Mike Agruss Law at 888-572-0176 to stop the harassment once and for all.
Submitted Comments
Wells Fargo foreclosed and Auctioned off my home. Had $30k in equity. Was told that I had to stop making payments before they could help with refi . While they were workigon the refi, they started forclosure procedings without telling me. Found out from a realtor. House was locked up before we could get everything out of it. I am in the Army Reserve and lost several job opportunities when that happen because we didn't have a local place to stay. We still have not recovered from that ordeal. Can anything be done at this point?
I started getting these robocalls. 90% of the time I did not get to talk to an actual person. And anytime I did I explained to them this special credit card payment agreement and asked not to be contacted anymore. The calls have since continued and they have gotten so horribly bothersome I had to forcefully put their number on the reject list. I still get notifications of their calls and they constantly fill my voice mail. For curiosity sake I found out the reason for their repeated calls is by their system error which should have been corrected when they entered into the special credit card agreement. I was behind on payment by less the $50.
I am receiving phone calls from Wells Fargo. I had a second mortgage with them and I could no longer make my mortgage payments. Would not work with me for a repayment structure. By hey threatened to foreclose and then I told them to foreclose. They did not. I also told my first lien holder to foreclose as they would not work with me either. The first mortgage was Wells Fargo and the second was Wells Fargo financial. This has been over two years now. I am now retired and it is not my fault the second Leon holder did not want to foreckosr. I am out of town now and will not return until next week. Will you please forward a name and address to me to call next week. You may text me. This is my cell phone and will not answer unknown callers. I will try to get all of my facts straight before contacting your firm. Thank you very much. If you do not mind sending the telephone number to my email. Will contact the office when I get back home.
Wells fargo will not quit calling me after I asked them to stop. they are calling me 5 - 10 times a day for a mortgage. If I can make them suffer, please tell me how, as I hate them.
so I tried to record the call but the app I downloaded didnt work, I told a first party debt collector not to call my cell phone but they left a message today even though I paid my bill yesterday online!
Hello Claire I came across this site. And I need help. Today I recieved a phone call from an unknown number saying that I was served like legally and that person said he was with a deputy he gave me a number to call and like a "claim number. I had like years back I would say 2012 took out a payday loan of $300 dollars so when I had called that number with the "claim number" they told me if I pay $700 dollars that all this would be ok!
I am being harrassed by wells Fargo. they are constantly calling me throughout the day and night. I am only 2 payments behind on my home. I have asked them in person at bank branches about refinancing and other options and they want exuberant amounts of money. I've been dealing with the city of bellmead about a next door neighbor where I've had to foot the bill for cleaning up his junk when it floats down to my yard!
wells fargo calls several times a day everyday. iam late on payments!
My son n law bought a truck from University Dodge in Rome , Ga they called me and ask in I would sign with Him as a cosigner. They said all I had to do was drop by and sign a paper. The next thing I knew was I got a letter from Wells Fargo saying that I had bought a truck and that they were looking forward to having me as a customer. Fast forward my son n inlaw quit his job and lost insurance on the truck, Mean while I am getting calls every week about payments. so I went and got the truck and turned it in to Well Fargo, they sold it for nearly nothing and again started calline me about the balance owed on truck so I started paying $100 a month and then My wife passed and I called them and said that I could only pay $50 amonth. Well the last 3 weeks every week they ( Well fargo ) have called me and ask if they reduced the amount owed could I pay it off first time I told them no I could not next time same thing canyou borrow the money from a friend and pay this off. Today *-23-18 they called and ask me again could I pay this off I said no she said if I would agree to a reduced amount the payments would only be $271.00 a month I again told her no I did not have that Kind of money and I ask her to please stop calling me that they could except the $50 amonth or that is all that I can do. She then ask me what day of the mohth I could male payment I told her the third Wednesday is when I get my check she then ask can you make a payment earlier that that so I hung up on Her!
I would like some legal advise. I cannot get my HELOC administrator to properly acknowledge the death of Primary on loan. Purchased duplex with stepfather, obtained HELOC in 2005. Stepfather passed away Nov 15, 2008. I notified Mortgage and EQ line Servicers. Mortgage servicer professional-ie no mistakes; EQ servicer kept deseased listed as primary, when acct became delinquent, they would call and ask for deseased stepfather. I would inform them he is deceased, they would call back two days later and ask to speak to my deceased stepfather, I would inform them he is deceased. They would call back two days later and ask to speak to my deceased stepfather, I would inform them he is deceased, they would call back two days later and ask to speak to my deceased stepfather. This went on for years. I have more info than I can provide here. I believe I have a case of possible harassment with the HELOC servicer. Approved for loan modification in Feb 2017. Things were going good until the Home Preservation Specialist I was working with transferred out. Was told mod would remove stepfather from mortgage and EQ line. My stepfather was removed from mortgage but not EQ line. Initial payment to EQ during trial period I made 5/9/2017- They sent notification to my deceased stepfather thanking him for using the electronic draft service and attempted to payment from acct that they associated with him. I really need some legal advise. I do believe I have good evidence of HELOC servicers failure to properly identify the person they have listed as primary as deceased. This has made attempting to manage this acct an absolute nightmare!
"I do need to speak to someone who will listen and understand what has happened with my home I have been dealing with this since 2015 and can't seem to find help my house had a 2nd line of credit for 100,000. The lender went out of business. the loan had been sold many times throughout the years. a company named trinity financial bought the 2nd and never contacted me. They foreclosed on the house and bought the house their selves the first time I heard from this company was from their lawyers to get out they wanted their property. I kept wells Fargo informed that I was getting strange mail from people trying to save my home. I asked Wells Fargo if there were a problem on my home I called them daily and they always said I was current which I was. I was court ordered out of my house by Trinity and moved 2 years ago. I kept wells Fargo informed that someone else, Trinity owned the property. I was not at that address anymore. they still told me there was no problem with the property. I stopped paying wells Fargo 10/20115. and have not paid since. Of course, I am in default with Wells Fargo. Trinity sends wells Fargo money when they are going to sell the property I have been sent money by Wells Fargo when trinity does not pay the full amount Wells Fargo is asking for. I have written to the CEO of Wells Fargo about this problem and they send a standard letter not addressing the problem. I get requests from Wells Fargo if they can give information to people that want to know about my loan I never give them permission but they give out information anyway. I have been living a nightmare for several years I am a 68-year-old woman who takes care of my children and grandchildren I feel like I have been taken advantage of. Trinity could have contacted me and asked for payments and Wells Fargo could have looked into the problem but chose to turn their head!
I borrowed money from Wells Fargo to buy a home in July 2000. Several years later I had file bankruptcy but I continued making payments to WellsFargo however my bankruptcy lawyer did not reaffirm the loan with Wells Fargo. I’ve been through divorce and I’m 60 years old and the floor fell through in house. I moved into apartment and had stop making payments because could no longer afford to live in the home and pay for apartment. I’ve been trying to sale the home and work with Wells Fargo. I was told by Wells Fargo loan officer that because I had not reaffirmed my loan with them in bankruptcy that they where not able to harass me or turn me into credit reporting agencies. In fact every conversation we had for months Wells Fargo always said this is not attempt to collect a debt you can end this call at anytime. Today I received a letter from Wells Fargo lawyers saying they are suing me for 28,000 dollars. I called Wells Fargo now they are saying they have no bankruptcy on my file. I have done everything in my power to do right by the house I am exhausted and stressed to max. I have proof that I filed bankruptcy and did not reaffirm the loan with Wells Fargo. Please contact me. Thank you
I had a Wells Fargo credit card which I stopped making payments on because I am not working (currently staying home with 3 small children). They sued me and I received advice from a lawyer stating I’m judgement proof because I have no income and no assets or wages. So I did not go to court date and they won the lawsuit against me. Last week, I received my tax return and deposited it into my bank account and Wells Fargo confiscated the money saying it was recovery asset. I am on food stamps and was planning on surviving off that federal tax return for next six months. I called Wells Fargo and spoke with 3 representatives that say it’s legal to garnish a federal tax refund to pay the debt from the credit card. When I google it, it says this is illegal. Is there any way to get my $3000.00 back? Thank you.
they keep calling all day
Wells Fargo would not allow me to pay a debt, referring me to attorneys who referred me back to them. After weeks of this run around they disappeared and would not contact me. Now they have suddenly filed a motion in court for the old debt which I had attempted to pay.
Good morning. On Tuesday I had a event occur after a phone call with the Des Moines Iowa office of Wells Fargo Bank. I had called and spoken with a loan officer about reducing our current mortgage payment temporarily. The call was successful. During this call I told a couple of harmless jokes. One was about the coronavirus and the other a hunting joke. An hour later the police showed up at my door. They had been called by Wells Fargo and asked to do a mental wellness check on me. I live in rural Virginia. I am 71 yrs old, married for almost 40 years. Having the police show up like they did is a alarming. This is a matter of public record now and I have never had any legal issues. I do not understand why I was harassed by this bank. For the record, I have never had an issue with the bank, the loan is in good standing. My wife just happens to be a mental health/substance abuse counselor. At the very least I feel a complaint of some kind needs to be made against Wells Fargo . I would like to know if you think I have grounds for an harassment case against them. Although I am 71 I do intend to work when I can. This incident could be detrimental given I do consulting work.
Thank you for your time.
A debt collector of yours SLC, UT text me a pic of my personal judgement of another company. Also, text me, "I know where you work." It's a federal offense for him to have an opened piece of my personal mail. If this man is a debt collector and represents your company. He has broken the law and I'm sure company policy. Please contact me I intend to file charges.
Michael Agruss
3 years ago
Hi Marissa. We are not associated with any debt collectors, we are a law firm that represents consumers against these companies. If you are getting contacted by any of the numbers listed above, it is from a debt collector and we only list the numbers here to help those that are receiving similar calls and texts. You can reach out to my office if you'd like help in dealing with Wells Fargo or any other debt collector. Thanks, Mike
Michael Agruss
3 years ago
Hi Richard. I would like to discuss what the comments were about. If it was anything that could be misconstrued as a mental health issue, they may have called out of concern. Let's talk in more detail and see if I can help. Thanks, Mike
Michael Agruss
3 years ago
Hi Gentry. Getting the runaround from debt collectors is frustrating. Especially if you want to pay the debt! I will be in touch and we can talk about your options. Thanks, Mike
Michael Agruss
3 years ago
Hello Carlos. I'm sorry that Wells Fargo is calling you so often. Do you have a log of the calls? If it is excessive, you could be entitled to compensation up to $1000 under the FDCPA. Please send over any information you have about these calls to my office at
[email protected]. I will read it over and get into contact with you. Thanks, Mike
Michael Agruss
3 years ago
Hi Jenna. If your federal income tax return was directly deposited into your bank account, and Wells Fargo had a judgement against you with a lien on your bank account, then any monies in your account are fair game for garnishment. However, under the law, they cannot take more than 25% of your disposable income--if they do so, you can take it to local court. You can also file for financial hardship relief. I will be giving you a call to talk more about these options. Thanks, Mike
Michael Agruss
3 years ago
Hi Christina. This situation sounds like its a bit complex and I'd like to talk more with you about the specifics. I will give you a call or you can reach my office sooner at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Lara. I'm sorry that the situation with Wells Fargo and your home has caused you so much stress. My law firm is experienced in dealing with Wells Fargo and we can help alleviate some of this stress. I will give you a call to discuss some more information with you. Thanks, Mike
Michael Agruss
3 years ago
Hi Brian. I can understand your frustration with Wells Fargo after the passing of your stepfather. I would be happy to discuss if this is harassment and what possible options you have in dealing with them from this point on. You can reach my office at 312-224-4695. I will also be in touch. Thanks, Mike
Michael Agruss
3 years ago
Hi Larry. I'm sorry about the passing of your wife and the stress of dealing with Wells Fargo as a co-signer on a loan for your son-in-law. As a co-signer, you are legally responsible for the loan as if you had taken it out for yourself. Unfortunately, this puts your credit at risk. Has your son-in-law been contacted about this by Wells Fargo at all? Has he offered to help in payments? You could ask Wells Fargo for a co-signer release, however this is never guaranteed. Another option is to file for bankruptcy, although that is something you should definitely discuss with an attorney first. I would be happy to talk this over with you in more detail. I will contact you or you can reach my law firm sooner at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Shirley. How often is Wells Fargo calling? And at what times? If you are receiving excessive calls, you may be able to receive compensation under the FDCPA. Reach out to me and we can discuss this. Thanks, Mike 312-224-4695
Michael Agruss
3 years ago
Hi Micah. How often is Wells Fargo calling? What times are they calling you? If it's excessive or they call outside of regulated hours (8am-9pm) they could be violating your rights. Please give me a call at your earliest convenience so we can talk about this in more detail. Thanks, Mike
Michael Agruss
3 years ago
Hi Veronica. Before sending any payments on a debt, especially one you're not completely sure is legitimate, you should send the company contacting you a debt validation letter request via certified letter. If you'd like help with this, call me at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Marty. Did you inform them to stop calling through a certified letter? That is the best way to do so as it gives you a paper trail for your protection under the law. I can help you with this. Please give me a call at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Laura. Have you sent them a cease and desist letter--through a registered letter--telling them to stop calling? That is where you should start. If you'd like help with this, give me a call at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Ada. I will send over my phone number to you through your email. I look forward to talking with you. Thanks, Mike
Michael Agruss
3 years ago
Hi Richard. Do you have proof of the special agreement you had with Wells Fargo? Such as a contract or the contact name of the person who agreed to this new payment option? Have you send Wells Fargo a cease and desist letter? I would be happy to talk about these details with you when I reach out. You can also call my office sooner at 312-224-4695. Thanks, Mike
Michael Agruss
3 years ago
Hi Travis. You might have some options, however I would need to speak with you about the entire situation in more detail. You can reach my office at 312-224-4695 and I will be happy to have a free, no-obligation consultation with you. Thanks, Mike
Wells Fargo calls me daily regarding my account that closed this month, of a 1200 debt .
Michael Agruss
2 years ago
Hello Frederic. If you want the calls from Wells Fargo to stop, you have that right. I would be happy to speak with you about it and also to discuss your options in dealing with these calls. I will be in touch or you can contact my office at 888 572 0176. Thanks, Mike
I owed Wells Fargo ~$10,000 in credit card debt, but I had a child and lost my job, and was not able to pay my debts any longer so I went through a credit settlement agency (ClearOne Advantage) to consolidate my debts. Everything had gone supposedly well until today when I was served a lawsuit from Wells Fargo to collect that same debt.
Michael Agruss
2 years ago
Hi Jesus. Do you have paperwork from ClearOne Advantage that shows what was included in your consolidation? Is the consolidation paid off in full? Let's talk more about this--give me a call and we can chat in a free, no-obligation consultation. I look forward to speaking with you. Thanks, Mike
In March of 2019, I received an offer letter from Wells Fargo Bank regarding a Mortgage Consultant Position. The offer letter and application was escalted and submitted to the Financial Fitness Review Team which is a separate entity and I was told it's part of the application process. The Financial Fitness review team requested a Letter of explanation regarding credit and outstanding balance. Unfortunately, the Financial Fitness Review Team declined and rejected the position at Wells Fargo Home Mortgage and did not provide me with any legal documentation regarding the declinantion. They also performed a background check and questioned Eco Home Improvememnt, LLC. which was initially opened in 2015. I never
received my background results as well. As of today, they have yet to provide me with any legal documentation specifying the declination of the Mortgage Consultant position. I am hoping you can further assist me. I also contacted the 877-HR- Wells and as of today no one was able to provide me with the declination letter.
Here is some information that may be useful;
Worked at Wells Fargo since October 2004
Obtained Several Positions within Wells Fargo Company
Resigned as a Wells Fargo Mortgage Consultant in Dec 2010
Employee ID#
Work Email Address @wellsfargo.com At the tkme
of the application applied as Jasmine but was legally married and name was
changed to Jasmine. I was told to leave the name as is (Jasmine) due to not having a drivers license that reflects Jasmine and fingerprints and background searches were easier to access information in NMSLR Portal.
Offered a Mortgage Loan Officer Position at:
White Plains, NY
Branch Manager: Michael
Area Mananager: Lorraine
Regional Manager: Ed
Financial Review Team Requestor: @wellsfargo.com
As of today, after requesting for the letter of declination, copy of credit report and background results. I never received a legitimate Wells
Fargo declinantion letter and since my email address was compromised I no longer have a copy of the initial offer letter I received during the application process. Email that was utilized at the time of the application was Please feel free to reach out to me at phone number
I really need help obtaining this legal documentation. I have the right as a previous Wells Fargo employee to request for this information. This has hinder my chances of obtaining employment within the Mortgage/Financial industry. During that time, this issue has impacted several factors such as housing and other financial issues for me and my family. I am hoping you can help me.
Thank You,
Jasmine
Michael Agruss
2 years ago
Hi Jasmine. I would be happy to see how I can help you with your mortgage and financial issues due to Wells Fargo. I am going to give you a call so we can go over this in more detail and determine your best course of action. Thanks, Mike
I am $6000 in debt w/ Wells Fargo and now they have a civil case against me.
Michael Agruss
2 years ago
Hi Rachael. Were you served paperwork for the civil suit? If so, please send that over to me at
[email protected]. I can review it and contact you about your situation to determine your options. I look forward to speaking with you. Thanks, Mike
Hello. I have been served by Wells Fargo through a family member for credit card debt. I filed an answer but I have not attained representation. I would like to confirm if I can dismiss this case due to repetitive calls and being improperly served. I have not had time to review my credit report but I am confident that the amount they are saying I owe is incorrect. Please advise if a consultation can be scheduled for this matter. Thank you!
Wells Fargo withdrew a total of $28k from my business and person checking accounts to pay a delinquent business credit card. COVID caused me to nearly go out of business, so I hadn\'t made a payment in almost a year. I called them last week to try to make a payment of a few thousand dollars, after getting some work into the business. They told me I needed to pay the debt in full or they would be pursuing legal action (mentioned that I had signed a personal guarantee). I told them I could not make payment in full and that I would have to wait until additional money came into the business. The same week they clear my business account of over $18k and my personal of over $8k. I needed that money to fulfill work for my client and cover personal living expenses. I\'m now overdrafted and zero dollars to maintain my business.
Wells Fargo sued me without me receiving any type of law suit notices and are now garnishing my paychecks. I looked into the law suit they filed and the default judgement against me and the debt they are claiming I owe I do NOT owe because the debt is as due to a stolen credit card and unauthorized charges on my Wells Fargo credit card account.
I need to speak with a attorney to find out what I have. I believe my federal rights have been violated.
