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What Must I Do after a Loss?

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.
When you’ve been involved in an auto accident in Illinois, you must immediately notify your auto insurance company. After filing for a claim, the insurance company will conduct an investigation.

Generally, you should do the following to prepare for the insurer’s investigation:

  • Notify your insurer or insurance agent about the loss immediately.
  • Report the incident to the police as some insurers may reject your claim without a police report.
  • Gather photos of your injuries and the damages to your property before getting repairs.
  • Make sure your property is free from further damage following the accident as your insurer may refuse coverage for the additional damage.
  • If the claim is against your insurer, review the “Conditions” and “Duties After Loss” of your policy to ensure you’ve provided all requirements for the claim
  • Cooperate with the investigation.
 After the investigation, your auto insurance carrier will then calculate for the value of your claims. If you can’t settle for an amount, either you or your insurer may request an appraisal. You will then follow the appraisal process.

We see you as a person, not just a client – and that makes us better at what we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at Mike Agruss Law, we put people first.

A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At Mike Agruss Law, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE.  We will never change our contingency fee throughout the process.  You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at [email protected], or schedule a meeting with us here. We’re here 24/7.

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