Credit Report Problems

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Common Credit Report Errors
Credit report errors are all too common. Studies have found that inaccurate reports are a serious problem: Between 46% and 70% of all co...
Cost Of A Credit Report Error
Your credit score represents your creditworthiness, and the likelihood that you will pay your debts. Lenders use credit scores to evaluate the pote...
Credit Repair Scams
You’ve probably seen plenty of advertisements about credit repair services. These organizations often make claims such as: Credit proble...
Identity Theft
The Federal Trade Commission reported in March that in 2012, the agency received almost 370,000 reports of identity theft. This number represents s...
Dispute Credit Report
Your credit report is used to evaluate your application for credit, insurance, employment, and renting a home. Your credit report contains informat...
Free Credit Report
The information in your credit report is used to evaluate your application for credit, insurance, employment, and renting a home. Your credit repor...
Fix Errors On Your Credit Report
The Fair Credit Reporting Act (FCRA) was originally passed in 1970. The FCRA regulates the collection, dissemination, and use of consumer informati...
Credit Reporting Agencies
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Submitted complaints

Complaint Against Monterey Financial Services Original Creditor Grand Discovery LLC, Incorrect Amount Of Debt, Harding Phone Calls, Wrong Information Placed On Credit Reports.

I have multiple. One is a charge off from a car loan that’s almost 7 years old and another is a current account from a company with questionable practices that double charged me for an item.

i bought a refrigerator and a set of washer and dryer on november of 2019 the total of the purchase was over 6,000 on november of 2020 i was almost going to finish paying it off because i was giving more then the normal payment so when i was about to pay it off because my balance was about 2400 i was oin shock the balance was way higher it was 5098.00 so basically i was almost starting over again. i called them and they said my agreement was over they said i had to paid that off in 12 months so that was not what the sales man told me when i did the purchases he said because of that large amount i had 2yrs to pay it off. so they said they were going to try and wave that interest so i called a few days later and they said there is nothing to do that i would have to pay all that money so im going to end up paying like $12,000 its very frustrating.

Over the past few years I have been listed as deceased by equifax . Out of all 3 companies, equifax is the ONLY company that has me listed as deceased! This is completely ruined my life. I have not been able to obtain certain cars and places to live because they have me listed as deceased! This has ruined my LIFE!

Hello, I have a collection account with Alpha Recovery Corp for an Upstart Loan of $8k two years ago. The debt is real...I took it out when we were remodeling our house to make room for a new baby, then the baby was born, and I forgot to make a couple payments in a row (can I blame being a new dad? Either way, it was my fault). I tried to pay Upstart, but by that point they'd already sold the debt. Now Acme owns it and I'm getting calls. If possible, I'd like to arrange some kind of pay-for-deletion of the record from my credit report, but I'm not sure where to start, or the best way to go about it. I have one smaller collection account from a credit card I forgot about at the same time for $1k. Would like to do the same there if possible.

I am looking to get my tax problems handled and fix my credit

I need help getting out of debt. I have a few debt collectors calling me all the time. I want to get out of debt and build a decent credit score, but I have bad anxiety and speaking with these debt collectors is so uncomfortable. I have student loan debt that has defaulted, two closed credit card accounts, and most recently I have some medical debt. The medical debts are from an auto accident that I was in a few months ago while riding in a taxi. I'm working with a different law firm for the auto accident, but that will likely take a long time so in the meantime I still need to make payments on many accounts as a result of the accident like ambulance, er bill, radiology, etc. I'm really terrible with finances and need help dealing with the crippling debt. I've contacted you previously about a debt collector harassing me, however they finally stopped calling me after I asked them to stop about ten times.or so, I just dropped it. Bills are starting to pile up and I need help with all these.

Capital one reported me as dead. sent condolance letters and then sent. Me a bill bemanding full amount not payments. also said I was past due and have never been late. they will not fix the issue. I have called many times they said they fixed it never had just keeps getting worse. I would have to talk to some one this is a big problem.

Lost database bracket Equifax

Signed onto Uber after purchasing a 2018 Nisson Altima to enable me to get Select business Was deactivated twice after 6 weeks..was told my star rating had fallen to 4.6 . I believe it was due to background check done after I was approved the first time .I discovered checkr reported offenses dating back 25 to 35 years. I was a temporary Fla .resident on insistence of my insurance co.(auto). All of this happened in Orlando Fl. I have been sober 25 years plus and have never had this a background problem before. I have worked for years as truck driver with no legal issues .please see if you can help me . Call me to clarify the issues Mike

Both home and cellular phone almost 20 calls daily

bank of america bilked me out of 2 veterans disability payments after the account was closed and charged me NSF fees.

Identity Theft, so it's screwing up my credit and need assistance with getting the bad debt off my credit report!

To much unpaid credit card debt, can not pay it back!

Credit one credit card ... I can't make my payments...they dont let me pay. What can I do? Please help!

Nationstar is abusing clients again. They're soliciting programs of payment to catch up (1 payment) while reporting my and another delinquent non-payers. Never not paid and not late if I am in a deferment program. So they report. Here read what I submitted earlier by system form for interest. Nationstar and USAA did not find a mistakenly or otherwise Stop Pay on all future mortgage payments so the checks were denied for this reason for over 2 weeks. I sent my payment several times over this period. Not a peep about Stop Pay while USAA researched. I was in earnest paying and trying to pay AND they put me in a payment plan for the missing amount on or about the 20th Dec 2018. Problem now: They are reporting both homeowners as late and nonpayers. I called Nationstar and they simply said "We're allowed to still report". How am I delinquent at all?? Additionally, II do NOT remember filling out a Stop Pay for all and future mortgage payments -absurd. Its not too long. The problem with my credit report, it has dropped 65 points because of Nationstar looks unrecoverable or bankruptcy!

TRANSUNION VIOLATING 15 U.S.C. SECTION 1681g for failing to furnish consumer credit files since 04/01/2015!

ID theft with no solid proof and no response from anyone. Mail theft, phone fraud, etc Multiple incorrect items in credit reports rotating info from bureau to bureau. Multiple submissions to company’s direct with no response. Mostly dealing with robotexts and weird seemingly nonexistent debt collection agencies!

Nationstar and USAA did not find a mistakenly or otherwise Stop Pay on all future mortgage payments so the checks were denied for this reason for over 2 weeks. I sent my payment several times over this period. Not a peep about Stop Pay while USAA researched. I was in earnest paying and trying to pay AND they put me in a payment plan for the missing amount on or about the 20th Dec 2018. Problem now: They are reporting both homeowners as late and nonpayers. I called Nationstar and they simply said "We're allowed to still report". How am I delinquent at all?? Additionally: I do NOT remember filling out a Stop Pay for all and future mortgage payments -absurd!