Debt Collection Harassment

We assist relieving debt collection harassment and settling disputes.

Debt Collection Law

What is the law on debt collection? The Fair Debt Collection Practices Act (FDCPA) has been around for almost 35 years. The FDCPA ......
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Debt Help

Are you struggling under an unmanageable amount of debt that you cannot afford to repay? Debt settlement is an approa......
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The Fair Debt Collection Practices Act
The Fair Debt Collection Practices Act (FDCPA) became effective in 1978. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDC......
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Stop Spam Text Messages
The Telephone Consumer Protection Act (TCPA) was made into law in 1991. This federal law protects consumers from telephone solicitations, the use of automated phone equipment (a......
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Stop Debt Collection Harassment
The Fair Debt Collection Practices Act (FDCPA) has been around since 1977. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the F......
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We are listening.

Submitted Complaints

Trakamericn has been taking money from my account for over 3yrs now I have tried calling,emailing and I get no reply or returned call they ignore me.. over 3 years ago they sent the sheriff's to my parents house to serve me papers that I was being sued at the time I was going through a divorce.. the best way to get ahold of me is email I work nights.. thank you

Portfolio Recovery Associates keeps calling

navy federal

I received a called today and it stated. This Dale Wiseman calling in reference to a legally required notice that needs your attention press one to speak to a representative or contact the office today at 833-619-0982. Then the an automatic voice said twice unknown Dale Wiseman came on and saying he was calling from AA recovery solutions and wanted to speak with me to get the matter settled quickly and gave me a different number which was 716-362-2803. I don’t know what the debt is because I didn’t called back.

I have been harassed by Synchrony Bank 7 days a week for the last 7 months. Getting calls from early as 5am from multiple numbers.

keep getting calls from All-Cal. They never tell me who they are or why they are calling. leaving messages for someone else on my cell phone concerning a debt I assume. I am in no way responsible for this issue. now they're calling around and harassing other individuals (Third Party) the person in question has been laid off due to covid 19 and is on unemployment. biggest issue is that they're calling me about it. not sure where to go with this. no telling who else they're calling and harassing. thank you for your time. RGF 6/26/2020

I am getting calls from Virtuoso Sourcing Group. I have not given them any information and want to know my rights before I reach out. I do not believe I have any debt and not sure how to go about this. Thank you!

I am receiving multiple calls per day from my Kia Motors Finance Account. I have made payments and they harrass me multiple times per day

Hi, I am from TN. I am getting calls from ARS regarding my account with CashNet. I called them and asked fro a debt validation, which they are unwilling to provide. In addition, they are calling and leaving messages to my wife's phone, who has nothing to do with this debt. They are also threatening me with litigations.

Comedity Bank calls me repeatedly and now they have started calling my days phone. I am aware that I owe them/I switched jobs from one that was paid monthly that I worked at about 6yrs to a job with biweekly pay. With the pay schedule change I got behind trying to remember who to pay. When I was paid monthly I paid all bills at the same time.

I have been behind in my monthly payment to Western Dental by one month for the past four months. I receive multiple debt collection robo calls a day from Western Dental debt collection.

Get voicemails that sounds like prerecordings from structured settlement debt collector.

Snap Finance was contacting my wife back in June 2018, they were texting, we told them to stop via text and then we did not hear from them. April 2, 17th and 25th, my wife has been receiving emails from True Accord for the same Snap Finance bill. I had contacted you guys back in June 2018 about this and was wanting to know if this falls into the category of a complain.

I have been having unwanted phone call from a agency asking to to sell my diabetic test strips.i told them I don’t want to sell my test strip they have been calling me three or four time per day.

My understanding is that with the Coronavirus pandemic, collection agencies have ceased collection efforts at this time & maybe it's just in Nebraska. Anyways, I still have an agency out of Massachusetts CCS Offices, 781-824-5000 that call at least once a day.

Hi, I am receiving emails from "Elite recovery services" demanding payment regarding a debt that I Don't have from 2 cash service companies I never heard about. If you are willing to handle this case, please, contact me and I can forward those emails. I never clicked on any links provided, suspecting a phishing. Thanks for help.

Hello, I received several phone calls from EastPoint Recovery Collection Agency. They explained that if I don't settle my balance by the end of this month, I would get sued and a lein would be placed on my house. Would you be able to contact me to see what the next steps are? Thank you so much!

I have a medical bill through Denton Regional Hospital here in TX. It is with a collection agency (MediCredit). I have reached out to MediCredit disputing the amount of the bill and asked that they not contact me again. Well, they are still calling me. Any assistance is appreciated.

I was the owner of a small business and kept it running successfully for 3+ years. However, when the commercial property I was renting for my store was purchased by a new owner, my rent was immediately increased $500+. It was all downhill from there and I was forced to apply for a business capital advance loan to keep my business afloat. Then, in August of 2020, nearly a year of this cycle of debt, the business closed. I have been unemployed since until recently and am now attending college as a first time student at age 29 to try to redo my life path after losing my business, which was devastating. I can not afford to lose my financial aid and not go to school, it is very important to me. The company my capital loan is through, but now they have now sent the account to Kearns Brinen & Monaghan. The person assigned to my case leaves me very aggressive (sometimes threatening) voicemails. He may just be trying to do his job and get this account wrapped up, but I am concerned they will take me to court, file civil action, etc. and it will make me lose my financial aid and/or worse.... I’m in way over my head and do not feel comfortable dealing with this guy, or the company he’s calling from (Kearns Brinen & Monaghan) on my own... please help!

i keep getting calls from Hand R Recovery for a medical bill . I told them this bill was forgiven by hospital and not to call me anymore . So far at leat 10 calls since January 25th . When i told them again to stop they laugh and hang up . im SSD and really could do without the stress. If this is not a case to investigate my apologies


I have a debt collector that somehow got my 11 year old daughters cell phone number. They are calling her numerous times a day during school and everything. Please tell me you can do something about this. Also, please contact me via email, I am at work and can not answer the phone but I can email/text

I am currently being garnished from pioneer credit recovery also while on a payment plan

I received a garnishment writ for 9k from Liberty acquisitions. After researching, this bill is from 2007 when I graduated high school and wells fargo gave me a $300 credit card. I have never received bills or been served papers of any kind and $300 was charged off as bad debt by the bank years ago. Please help me....I have no clue how to handle this. I do know that I got a few calls years ago but they stopped after they called at 4 am and realized what time it was, I never got another call after that. Thanking you in advance. Edwin

I have a debt with la curacao. I believe $1100 at this point. I've been getting calls from the store,collection departments and now some attorneys that are saying they will take it further if they dont receive the payment in full. I'm confused because I walked in to curacao to see what my options were to pay off the debt and they told me it had gone to collection. I call collection and they told me they cant help. But why do they keep calling. The attorney guy calls and doesnt eave any information except his name and ask for me. I gave up talking to him after the first conversation we had. He asked if I planned to pay the debt I said I would talk to curacao collection department then he said they're no longer involved that hes their attorney or loan agent and all payments are made to him. So I'd like some clarity on what can be done here.

I have sent cease and desist letters to wakefield and associates throughout the year and yet they continue to call me. I have copies of the letters that were sent

Comenity Bank calls me multiple times in one hour. Yesterday morning they called at 10:04, 10:20 & 10:29 from The same number (720)456-3700 I’m aware of the debt I owe and I am currently trying to figure things out but they never ease up.

I am harassed every day throughout the day by NCB. I have seriously thought about switching my number. They call both my home phone and my cell phone. I have blocked their number on my cell phone, but they still can leave a message. We tried to call the original creditor to setup payment arrangements, once I was in a position to do so. I was informed that the loan had been sold to NCB. Every time I see their number, it upsets me for the rest of the day. I never have any peace. I have never been harassed like this by anyone in my life. Several times they have called me before 9 am, and it has ended up waking me up. Please help me with this harassment, so I call finally have some much needed peace!

I constantly get call from debt collectors and robocalls on a daily basis. It has me contemplating switching my number. Ive blacklisted so many numbers from Payday Loan LLC and Payday Money Center as well as Cashback Loans and they still call or text daily!

Need assistance as soon as possible regarding a bill from 2010 not my signature and Convergence Receivables is harrassing for almost 3 grand for an alarm system.

I won a small claims court case against a company for fraudulent credit card charges. I am still receiving calls from the collection agency.

I have been contacted by a debt collector from 1-877-877-5501 three times since I told them that they have the wrong number and remove me from their call list. I cannot makeout the the name of the company, but I need help getting to stop calling me.

I owed Quest Diagnostics $106.33. I paid them when they called. I received a letter from a debt collector. They called and I told them I already paid and I asked them to stop calling me. They are calling about 4 to 6 times a day and won't stop. The number are 1-888-365-7129, 813-333-1789, 813-424-5301, 800-233-6111, 833-262-4528,844-304-7290. Please help.

Repeated calls from 210-520-1454 as well as others.

Call live and robo come every day except maybe Sundays for my step son. The number is 800-695-2912. No threats just calling virtually everyday. My stepson hasn't live here for over 7 years.

I got a harrassing call from anita washington at 1-866-380-3132 threatening a lawsuit and wanting a big lump sum for a bill . I was paying on this bill in 2017 until they stopped sending me a bill . instead of trying to work with me on paying the bill she just kept threatening me and wanting my bank information . Im worried about a lawsuit what should i do?

1(855)880-4795 requesting to pay my debt

I received a call at my job about legal action. The number they used was 855-208-9725. I answered because it is also a business line and the man apologized. Though I am in debt and in the process of catching up, I didn't believe this was a true debt collection agency because most companies identify themselves over threatening legal action and it sounded like some random guy over a collection agency that was primed to threaten whatever was necessary just to get a call. I wouldn't mind the help so I'm not getting calls like this on a regular basis. I have had problems in the past because my finances aren't mine to utilize and the companies I had cards with began to increase my payments beyond my ability to pay even when everything was paid on time.

I have received voice mails from Simon Riley he department of civil processing he does not state the company by the phone # is 866-207-7019 which I googled and came up as CSR and Associates. It states that he must retrieve a statement from me or my attorney today in reference to a pre-litigation complaint that was filed by their client in accordance with TN law I have 48 hours to respond with a fomal statement. My name is not on my voice mail but this message was left. I do not know who his client is or if I should respond. Is it legal for them to leave this message on a voice mail especially since it does not state my name.

I have a monthly payment to Aloha Pools. They said they did not receive two payments, so we stopped payment on those two, and re-issued the combined payment for $230. Now, Aloha Pools is saying they did not receive the new check/s either. What do the records sho I have grown impatient with Aloha, as they are the only people I pay monthly who seem not to receive their payments!

Just trying to verify a phone number I called. Involves a letter from Convergent Outsourcing. The bill is bogus!

Received a call on my work phone on the 14th from 844 498 6545 stating I need to call back with my attorney regarding some important information with Union County. I read some of the 800 notes and it sounds like this could be a scam call!

Hi, I’m Juah. I got a litter from you guys Regarding T-Mobile!

Hello. I believe I received a call last week from this firm for a rental debt by Vernon Jones. I’m not sure if I’m speaking to the right people however and I had a rental balance on my account/credit that was offered to be reduced and removed from the credit. I wanted to know what was the lowest amount that can be paid to close the account and take it off my credit report. Like I stated to a representative from your firm, I’m currently unemployed!

Good afternoon. I keep getting calls and they refuse to stop that I owe money on a payday loan and that if I don't pay I will be going to jail by Friday. I as well work for a law office and they are now calling here, I have finally talked to them and they are cursing at me and told me I was going to be served a 10 day notice. When I asked what collector they said I should know. They don't have that information in front of them. I have the messages saved as well. one messages said I will be in custody by the local cops which I think is so funny but now it is too much as my boyfriend is a cop!

This number called me while im in class. I am not sure whom i am speaking with may you tell me who you are. I assume you are a debt collector. My job called and said that someone called them also and asked to speak with me. If its about a bill i have been struggling for the past few months and plan to get caught up in a few weeks. They have my phone number because they called me not too long ago!

I just received a call to my Work # from Summit Financial Services. Probably associated with MobiLoans or another Indian Lender. I'm going to tell them to cease calls via the FDPCA. How often can they call relatives, etc trying to pressure me about a debt?!

My name is Kim. How do I stop calls from ADR. I don't have any large outstanding debts. I got a call saying there was a complaint against me and they were trying to serve me. Do medical bills usually get handled like this? That's the only thing big I owe!

ARS keep calling I have asked for proof of said debit they refuse to provide me with any proof of a debit. I am currently on the verge of losing my job because they will not stop calling my work. I have asked may times to stop!

They call like 6 times in a day!

Comenity Bank called my job and lying saying that's the only # they had for me when in fact I never gave them my work number. They mention they are going to send a request for my income status to my job can they do that? Texas is a non garnishing state why would my income at my job matter? Why would they request that? They call several times a day on my cell phone as well.

Comenity bank has been harassing me since the day after I missed my first payment on my Express store card. I receive about 10+calls per day from different area codes and now they have started calling on unknown numbers so I am unable to block them. My sister started sending me voicemails from them that they left her which contained my personal information (left vm stating I have a debt and they were going to take legal action.) She is not authorized to have my personal information and I am seeking damages not only for daily harassment, but violating my privacy. These people are bullies and I want them punished!

Husband died 6/2017, I have limited income. Could not pay credit cards, loans. I had to pay mortgage and all utilities. Car insurance. Have few dollars to buy food!

Midland Credit has sent two letters and call about 2-4 times a day since last Friday for a debt of 4k. I am self employed and paying would be difficult!

I have been getting calls at work and on my personal cell and even when I tell them they are not allowed to call my work they would wait a couple days or weeks then call again!

constantly called by this number to my cell phone!

Calls from 800-295-9466 and 980-242-3995 call daily to try and I assume collect on some kind of debt. I'm not sure what, but I need the calls to stop. Can you help?

The number calls me atleast once a day and it's got to be robo calls something cause I've got many emails of silence from this number and it's more than once a day sometimes a few times I don't know what I'm entitled to or what I can do about it!

My car got repo'ed an theses people charged me twice!

Fingerhut account, debt collector keeps calling at all times during the day. I’ve told them to stop and they won’t. Last time I told them I was on disabillity and couldn’t pay the debt which is only a little over $100. She kept saying “so can you pay $25 a month or do you want to settle, i kept telling her I couldn’t she kept talking over me and repeating herself over and over. Creditor Information LVNV FUNDING LLC C/O RESURGENT CAPITAL SERVICES PO BOX 1269 GREENVILLE, SC 29602 (866) 464-1183!

Commenity calls me at least 10 times a day seven days a week. I have 4 cards with them I cancelled!

I've been getting collection calls from Citibank and I made a payment arrangement with them in Jan for 1 credit card which balance is $2800 and past due. I also keep getting calls for another Citibank card which balance is about $11,000 and past due. I haven't been able to pay b/c I'm applying for social security disability and just want the calls to stop. They want me to contact them tomorrow, 2/15/18, with a payment arrangement, but I need to talk to my boyfriend to see how much he is willing to pay. I am currently not working and have not worked since 2013. It's annoying and they keep mailing me letters. The best way to reach me now is by e-mail bc I've been diagnosed with a mass in my right lung and am getting medical attention for it. Thanks, Nancy

I've been getting collection calls from Citibank and I made a payment arrangement with them in Jan for 1 credit card which balance is $2800 and past due. I also keep getting calls for another Citibank card which balance is about $11,000 and past due. I haven't been able to pay b/c I'm applying for social security disability and just want the calls to stop. They want me to contact them tomorrow, 2/15/18, with a payment arrangement, but I need to talk to my boyfriend to see how much he is willing to pay. I am currently not working and have not worked since 2013. It's annoying and they keep mailing me letters. The best way to reach me now is by e-mail bc I've been diagnosed with a mass in my right lung and am getting medical attention for it.

Getting calls all the time from collection agency

Hello, I had two Amex charge cards with avg. of $2K on each one. I do have other Amex CC and have been making payments on those. Unfortunately, I tore my Achilles on top of my father having a heart attack a year later. The bills have piled up and wanted to figure out a way to debt consolidate maybe all my cards into one payment and get it squared away. I've been getting calls by 855-344-0244 which is one of AMEX collection agencies. I don't feel comfortable making payment plans with them and being fleeced at the end with my already negative credit report. Not sure if this is something your firm does but figured I would reach out since I've been filing inquiries after research online. Thanks!

After my divorce in 2012, I lost my house. I left the country, desiring a "new start". I came back 8 months later. Almost two years later, I received correspondence from the Michigan Attorney General's office that the attorney I hired to try and save my house was being prosecuted for fraud. There was a 2nd mortgage on my house that the attorney said would "go away" IF I lost the house, which he assured me would not happen. As the case against him was closing, I got a garnishee notice from an attorney firm in Wixom, MI, on the 2nd mortgage. The AG's office intervened and I was able to pay $150/pay. This arrangement had to be renewed every 6 months. I missed the renewal, being very busy at work, and they put a hold on my bank account, taking $1098. They claimed to have tried to contact me, but I never received word. After the hold, they did start a garnishment of $477/pay. I no longer have the money to pay other bills. I am now being garnished over $954/month. With rent, car payment and insurance, and all other utilities, I do not have enough to pay for food and gas. I also have a Parent Plus loan I do not remember taking out for my daughter. My ex said that since my name is on it and not hers, she will not help with it. She took half of my pension, I feel she should take have of this debt. I did send a letter to the attorney, asking to not take more than $200/pay, which they never responded to. An attorney here in Grand Rapids says that bankruptcy is my ownly option, but I really do not want to do that. ANY help is greatly appreciated!