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United Auto Credit

Are you being harassed by over a debt? Stop the debt harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law. is a auto financial company that provides non-prime lending options for consumers via their auto dealer. The company was established in 1996. The business has approximately 400 employees and works with a variety of auto dealers. The company is located at 1071 Camelback Suite #100, Newport Beach CA 92660.According to Public Access to Court Electronic Records, has been involved in 22 cases that involved consumer complaints. There are two cases currently open and awaiting judgment that were both filed in 2014.The Better Business Bureau does not accredit but does give the business an B- rating. In the past 3 years, there has been 65 complaints closed on the company. Most of these complaints dealt with billing and collection issues.Phone numbers associated with are:949-224-1917, 817-577-6200, 866-953-7780, 817-377-2784, 949-999-2140, 888-895-6134, 857-362-0722, 951-335-8487, 602-216-9679If you are being harassed over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact America’s Consumer Lawyer at 888-572-0176 to stop the harassment once and for all.

Submitted Comments

Joseph Moss
8 years ago
I receive phone calls daily, sometimes multiple times a day from this company. The numbers they use the most are 469-466-3333, 469-466-3041, 469-466-3341, 469-466-3380, 469-466-3391, 469-466-3330, 469-466-3334, 469-466-3325, 469-466-3318, 469-466-3087. As you see, they call a lot. They also call my work, even after they were asked to stop, they call my wife at her work and they call numerous other people that were listed as references. I'm just looking to see if there is anything you can do to help. We pay the bills, but being in sales in a down economy they might not always get paid on time. Thank you very much. Joseph Moss
Marko
6 years ago
Multiple phone calls on daily basis, harassment, sometimes in the middle of the night or early in the morning, for late payment on vehicle that i bought last year. Although, every time when i try to explain my current situation and job, and that I am doing my best not to be late with the payment, phone calls continue every day on multiple occasions for 24/7. Just had a new one,ten minutes ago...it's 8:35 PM central time.
desmond
5 years ago
UAC has been harassing me for 2 years and still sends me threatening emails and voicemails from strange numbers.
harrison
3 years ago
im getting threatned by united auto credit for a small debt, can you help?
Laporscha
3 years ago
Hello- this came up because United Auto Credit calls me non stop daily - I not almost 1 month behind and only because I just moved . I pay my car note but I am sick of the calls and harrassing which stresses me out more. just seeing if there is anything that can help
Michelle
3 years ago
Company constanstly harrasses me with phone calls about a car loan I have. They even looked up my daughters phone number, who has nothing to do with the car loan, and harrassed her! This needs to stop right away! I need your help and am so upset how they act! They constantly threaten me when I do answer the calls about repossessing my car! Thanks! Michelle
Scott
2 years ago
United Auto Credit constantly calls 2-3 times daily. I had a pickup loan in 2014. Lost job and life happens so the pickup was repossed and charged off in 2017. Is there anything I can do to stop the calls? When I call they say I am in an automated system and there is nothing they can do about it.
William
2 years ago
All that in your description they called from an Washington DC #202-971-8883 but call this number 469-466-3041
Jacqueline
2 years ago
United Auto Credit calls my aunt and other family member to each me. This is a form of harassment by calling family members who have nothing to do with my car loan
Talani
2 years ago
UACC called my dad about my missed payment. I don\'t even know how they got his number. They harass me daily even after paying. I\'m sick of this!!
Thaiy
2 years ago
Being harassed by UAC. Calling my phone constantly plus my references and my job! They have nothing to do with my car loan at all. And i pay on time .
Stephanie
2 years ago
UAC calls me non stop I know I owe the money I’m just a couple weeks behind but they act like I’m months behind. I have already made arrangements with them but yet they still calling non stop
Sandra Or Thomas
2 years ago
I receive calls from this auto finance called United Auto Credit, weather I am 1 day late or 5 -10 days late etc… I am on disability my husband is retired, and working we have financial issues, and also with economy and changes in finances we often have delay in payment. I have told them on occasion when I have taken the call, that I am Doing the best I can, I know their charging me from day one for late fees of the due date and beyond, I have all ways told them I can’t help my situation, can’t pay them if I don’t have it right at that time. It usually ends up being at least a week late. They do call everyday, and I have gotten to where I don’t answer. Because they are awear of our situation. I do pay them I just don’t always have it on the due date tell typically the end of the week, maybe 5 - 7 day late.
Marlon
2 years ago
UNITED AUTO CREDIT CALLING MY JOB (469) 466-3041
Jaimi
2 years ago
Late payments to united auto credit. I am called and text at least 5 times a day from multiple numbers.
Hannah
2 years ago
I purchased a vehicle online from VROOM in January 2022. In the financing paperwork, I paid registration and title fees. After making my first car payment on March 1, 2022, I received a letter from NCDMV stating that the lienholder, Santander Consumer, had not fulfilled their legal obligation to electronically process titles in this state. As a result, they would hold the title, and I could not sell, trade, refinance, or register the car. I did some research on Santander and learned that a lawsuit was filed against them in North Carolina, so I filed a complaint with the NC Attorney General. Santander informed me that they would be canceling the contract. Instead, pear UACC\'s feedback, they transferred the contract to VROOM, who then transferred it to UACC, who contacted me about payment. For two years, payments were made under false pretenses. In March 2024, I learned that the contract had indeed been canceled and the title to the vehicle was sent to me. I contacted UACC about the validity of the indebtedness they are holding me to and informed them that I legally do not have a binding contract with them and would not be making payments (letters attached). I asked them to provide a valid contract between me and UACC or a purchase agreement stating they legally own a valid contract for the debt they claim is owed, and they have not. This account should not be on my credit report or associated with me in any way; it is not valid. To date, UAC has failed to furnish the requested purchase agreement. Instead, they have supplied a bill of sale with VROOM that lacks comprehensive details pertaining to the parameters of a legally binding contract and the relevant contracting parties. I have neither executed nor assented to any contractual arrangement with UAC. Furthermore, UAC\'s assertion that a title was issued devoid of a lien holder in January 2022 is factually inaccurate. I am confused as to how a title can be issued erroneously free and clear. Moreover, why does NCDMV have a record of UAC being removed as the lien holder in June 2023? Moreover, UAC has persistently engaged in contact with me; furthermore, they have targeted my family and acquaintances, engaging in harassment and dissemination of defamatory statements to various entities. All parties affected have apprised me of these actions. In light of these developments, I am compelled to pursue appropriate recourse. FYI, I\'ve filed a complaint with the CFPB and UAC stated the title was issued in error
Sandy
2 years ago
United auto credit constant calls They call everyday from the first day payment is due Please email only, or when calling please leave message, will have. To call back
Anna
2 years ago
I received a call from someone claiming to be from United Auto Credit and that I had missed my payment from last month. They sent me a link to make up the payment and the link showed a history of my other payments and I thought it was actually United Auto Credit. Now I feel like an idiot and that I allowed a fraud company to trick me. I just had two babies and am running on very little sleep and feel taken advantage of.
NaTasha
2 years ago
Hello , I been into law lately and realized that I was incompetent at the time of me purchasing my vehicle , I gave away all my rights and I would never do that , I want to amend my contract and claim my interest in my contract ..I reached out email (so I can have proof of everything ) and I asked then for a full disclosure of the “assignment “ part in the contract and my right to rescind paperwork …they refused and said if there is anything else we can help you with ??? I’m like what ??? Lol so I’m asking to see if it’s a lawsuit ahead for violating my right to rescind my internet
Hugo
2 years ago
United auto credit won\'t stop harassing me. I got sick and behind on my car payment they call 20 times a day and calling my relatives
Robert
2 years ago
I’m inquiring because they have been harassing me with calls from different collection agencies just to get ahold of me. They have been calling my wife and family members a well.
Crystal
1 year ago
Can you help with the harassment of United Auto even if I am still currently being financed by them? They call multiple times a day, from all different numbers. I informed them I work for a law firm and they are not allowed to call up here but before that they did all the time. They still call my phone at all times of morning and after 8pm at times
Meghan
1 year ago
United Auto Credit
Taliea
1 year ago
Now
Melissa
1 year ago
Harassing calls multiple times daily threatening me telling me I only have an hour to call several emails daily it’s just awful then if you do call they treat you like garbage Came to my work with a tow truck I’m at my wits end I don’t know what to do. I bought the car from Vroom
Keshia
1 year ago
I am trying to find out if you all are planning to take United Auto Credit Corporation to court
melissa
1 year ago
united auto credit continually calling me multiple times daily, if i answer they harass me about sending payments telling me if they dont receive payment they will get my car, they tell me they have action at that specific time and they will come and get my car, showed up at my work spoke to my coworker about where i was when id be back, what my hours were. i called and talked to someone there and they told me if i didnt make a payment right then they would take my car, but even with payment they couldnt guarantee they wouldnt come get my car. i told them to come and get it. i have been harassed several calls daily and way more than7 calls in 7 days messages left plus multiple emails daily.

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