Find out why they are calling
Get the calls to stop
Review your credit report
Answer your financial questions
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FREE no-obligation case review.
We will stop harrassment immediately
If your rights have been violated, you may even be entitled to a money damages.
The other side pays our fees and costs, so there is ZERO COST to you.
The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.
The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.
No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.
Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.
The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.
We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at America’s Consumer Lawyer, we put People First.
Called you about a debt you do not owe.
Called you at work after you told them you cannot recieve calls at work.
Left you a message without identifying the company's name.
Left you a message without disclosing that the call is from a debt collector.
Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.
Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).
Called you after you said to stop calling.
Threatened you with legal action (such as a lawsuit or wage granishment).
Called you before 8:00 AM or after 9:00 PM.
Continued to call you after you have told the collector yo cannot pay the debt.
Communicated (phone or letter) with you after you filed for bankruptcy.
Failed to mark the debt on your credit report as disputed after you disputed the debt.
Exceptional Experience
Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to America’s Consumer Lawyer.
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