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Whether You Owe The Debt Or Not, We Can Help You!

Has Southwest Law Offices P.C. Called From 855-777-1978 ?

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does America’s Consumer Lawyer help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at America’s Consumer Lawyer, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to America’s Consumer Lawyer.

Pj Nyc

see all 1756 reviews

855-777-1978

also appears as...

  • +1 8557771978
  • 8557771978
  • 1-855-777-1978
  • 855.777.1978
  • 1.855.777.1978
  • 855 777 1978
  • 8557771978
  • +1 (855) 777-1978
Phones

855-777-1978

855-777-1978

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

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Submitted Comments

Michael Agruss
4 years ago
Hi Marcio. Southwest Law Offices would be the ones that have your account if they are calling from 855 777 1978. You would need to contact them to determine a payment. If you need assistance with this debt or the calls you're receiving, you can reach out to me at 888 572 0176. Thanks, Mike
Marcio
4 years ago
I have a debit with curacao, i believe u guys have my account ! How i can pay?
Michael Agruss
5 years ago
Hi Shea. You do have options in dealing with these calls. I can help you to get them stopped--reach out. My office number is 888-572-0176. I look forward to having a free, no-obligation consultation with you. Thanks, Mike
Shea
5 years ago
This company has been calling me non stop for a girl named REEGAN, I have told them take me off their list they keep calling me off different phone numbers! at this point i will report for harrassment if they do not stop contacting me!
Michael Agruss
5 years ago
Hi Xochil. If Minerva is continuing to contact you and it is causing you issues, you have options. You can contact my office and we can discuss those options and your rights under the law. I look forward to speaking with you. Thanks, Mike
Michael Agruss
5 years ago
Hi Osiris. I'd be happy to speak with you about the phone calls you're receiving. Reach out to me at my office and we can discuss your rights. Thanks, Mike
Michael Agruss
5 years ago
Hi Lilian. If Southwest Law Offices isn't respecting your rights, you may be entitled to compensation. I would like to speak with you about this and I will contact you soon. If you need to reach me sooner you can at 888-572-0176. Thanks, Mike
Lilian
5 years ago
The law office calling my job even when I have told them not to call. The staff has also told them many times to stop personal calls.
Osiris
5 years ago
Curacao and atlantic cap bkselflendr keep bugging me and the second one i never even applied with them
xochil
5 years ago
Minerva from the state of California has been calling me constantly regarding an issue of a client that has nothing to do with me. She is beyond rude, and unprofessional. If you continue to call me I will submit a complaint with BBB - Please don't call me anymore! if anyone owes a debt contact them directly!!!!
desiree
5 years ago
i spoke to a lady named LAura Rojas that left me a brief msg saying to call her back and when i called her back she was very rude didnt even explain with fully details my settlement i tried to tell her i wasnt going to be able to give a payment at the moment because of the covid 19 and she hung up onme. I dont appreciate the rude customer service. Im trying to reach a settlement with you guy and having rude people like doesnt help. The refernce number i was given was 359817. Can you please have a different represenative explain and give me futher options. Thank You Desiree
Lakyra
5 years ago
I been sent my money for them to take something off my account and I still haven’t got it removed and now my account is in collections I would like a refund please....
Michael Agruss
6 years ago
Hey Claudia, sorry to hear that you're dealing with rude debt collectors, I know it can be frustrating when you just want to get to the bottom of the situation. Why don't you contact my office so I can see how I can help? I can be reached at 312-224-4695 or at michael@agrusslawfirm.com. I look forward to hearing from you. Thanks, Mike.
Michael Agruss
6 years ago
Hello Maria, do you know what they are attempting to collect on? If not, I can help you to figure it out. Please call me at 312-224-4695 when you’re free. Thanks, Mike
Michael Agruss
6 years ago
Hi Erika. That sounds like a scary and frustrating situation. Do you have copies of the messages they've left? I would like to review them to see if they've engaged in unscrupulous tactics. Send any messages you may have to my email address of michael@agrusslawfirm.com and I will contact you. Feel free to follow up at my number: 312-224-4695 Thanks, Mike.
Michael Agruss
6 years ago
Hello Brittany. I would love to help you figure this out and pay what you legally owe. Do you have a copy of the debt that you owe and a copy of the original agreement with the company the debt is through? If you do, please send copies over to my office at michael@agrusslawfirm.com and follow-up with a phone call at 312-224-4695 if you do not hear back from me. Thanks, Mike.
Michael Agruss
6 years ago
Hi Diana. That sounds annoying and I can understand if you're frustrated. Did they leave any messages with your friend? I can review those if they did and I can also help discuss where you should go next regarding this issue. Contact me at 312-224-4695 and let's work on this. Thanks, Mike
Michael Agruss
6 years ago
Hello Luciana, unfortunately it is common practice for debt collectors to continue to call even when told they have the wrong number. You definitely have options to stop the calls, though. Feel free to give my office a call and we can work on stopping this annoyance. Thanks, Mike at 312-224-4695
Michael Agruss
6 years ago
Hello Diana, I'm sorry to hear that Curacao is doing that. Do the people that are being contacted have messages from Curacao regarding you and your issue? I can take a look at them if they do and they can be sent to my office michael@agrusslawfirm.com. There are limits to what they can share, which I can discuss with you further when you contact me. Let's discuss this matter at 312-224-4695 or I can contact you. Thanks, Mike.
Michael Agruss
6 years ago
Hi Rafael. Under the FDCPA, you have a right to validation on what the debt is for, how much they claim you owe, and their legal ability to claim the debt from you. Have you submitted a validation claim via letter to Curacao? This is something my office can help with, feel free to contact me at at 312-224-4695 or at michael@agrusslawfirm.com and lets get the ball rolling. Thanks, Mike.
Michael Agruss
6 years ago
Hello Juliette, thanks for commenting. This sounds like an entirely frustrating situation and it is something we can help with. Why don't you contact my office at michael@agrusslawfirm.com or 312-224-4695. It won't cost you a penny and we can help you work towards stopping the constant calls. Thanks, looking forward to hearing from you. Mike.
Michael Agruss
6 years ago
Hello Antoine. Have you called the return number? Do you have a debt with Curacao, or is this something you're unsure of? Contact my office and we can certainly help you to figure it out and work towards a solution. Thanks, Mike.
Michael Agruss
6 years ago
Hey Gustavo. I would love to help you settle your case. Please contact my office at 312-224-4695 or email me at michael@agrusslawfirm.com. We can discuss your case and work towards that settlement. Thanks, Mike.
Michael Agruss
6 years ago
Hi Stephanie. That sounds like a very annoying situation, especially calling friends and relatives who were not in your references. Do you know what debt they are attempting to collect on? If not, I can definitely help you to figure it out. You can reach me at 312-224-4695 Thanks, Mike.
Michael Agruss
6 years ago
Hi Sebastian. Debt collectors shouldn't contact friends or family regarding your debts, especially if they have contact information for you. Why don't you get in touch with my office at 312-224-4695 and we can discuss this situation in more depth. Thanks, Mike.
Michael Agruss
6 years ago
Hi Jessie. Are you receiving robocalls from Curacao? If so, I'd be happy to help. Contact my office at michael@agrusslawfirm.com or 312-224-4695. Thanks, Mike.
Michael Agruss
6 years ago
Hi Pedro. Robocalls are a common practice for debt collectors and yes, they can be quite annoying. You came to the right place to stop this harassment, we help consumers with debt collection issues like harassment, robocalls, and credit report problems. Please contact my office so we can start the process. Thanks, Mike.
Michael Agruss
6 years ago
Hi Laura. Under the FDCPA, creditors are not supposed to discuss debts with friends or family. Do you have any messages saved from Curacao regarding the debt of your brother-in-law? Feel free to send them over to my office at michael@agrusslawfirm.com or have your brother-in-law contact my office at his convenience. Thanks, Mike.
Michael Agruss
6 years ago
Hi Kevin. Did your family or friends keep any messages that Curacao has left for them regarding the information they're looking for? If so, please forward them to me so I can review them. We can discuss your case and determine what might be able to be done. Thanks, Mike.
Michael Agruss
6 years ago
Hi Tommy, I'm sorry to hear that Curacao is harassing your relatives. Did Curacao disclose the debt to your relatives too? Either way, I can help you stop this harassment at no cost to you. I'll call you so we can further discuss your rights on the phone. You can also always reach me at 312-224-4695 or at michael@agrusslawfirm.com Thanks, Mike
Tommy
6 years ago
they have been texting me and harassing my relatives
Kevin
6 years ago
First of all I don't like the fact that you are calling my family asking for information about me. This is between me and you there is no reason for you to be pursuing friends or family who have nothing to do with my "important documents." Second, there is a worldwide epidemic and this is not the time since people have lost their lives and jobs.
Laura
6 years ago
They called my husband and left a voicemail requesting information about my brother in law. Now they are calling us both and spoofing the number. They left a voicemail asking for information about my brother in law, but he never gave them my contact information.
Pedro
6 years ago
I keep getting calls from a number listed on your website for robocalls for debt collectors. Every time I ask who it is they are rude and refuse to tell me what it's about and to identify myself.
jessie
6 years ago
robocall
Sebastián
6 years ago
Keeps harassing me with with calls claiming to be a law firm, calls relatives I don’t even have listed as references.
Stephanie
6 years ago
Keep getting calls about delinquent account. Getting harassment calls, saying it's a lawyer. Calling relatives that were not in reference and also high school friends that I haven't talked to in years.
Gustavo
7 years ago
I want to settle my case
Antoine
7 years ago
Keep getting calls and voicemails from 8557771978. Voicemails ask to call back 8557771978x448!
JuliettE
7 years ago
Debt collector continues to call (at all times), leave messages with us and relatives over a debt that is not in default and below $100.00. We've explained this to them and they continue to call incessantly on personal numbers, work numbers, and relative numbers.
Rafael
7 years ago
I have been called several times from number 8557771978 regarding payment telling me that I need to pay but when I tell them if I do will it be removed from collections they won't answer!
Diana
7 years ago
I had an account with Curacao had a personal problem and asked them to wait for me. My balanced was like 250 but stopped paying like 3 or 4 months ago. Well that they have been contacting people I didn’t not add on my references and are harrasing me. I will be able to pay them in two weeks but I just got over emotional problems. And they are revealing personal information of mine!
Luciana
8 years ago
I want to make a complain about this number. They keep calling me saying they want information about Jessica Flores. I have told them multiple times that I don't talk to this person to take my number off their list but they are still calling. This has been going on for a couple months already.
Diana
8 years ago
They call my friends from high school and I haven’t talk to her since 12 years ago.
Brittany
8 years ago
I have a debt of 505$ 855-777-1978 Is trying to say I owe 1000 doubling what I owe saying they are adding Interst but I read debt collectors cannot add onto what you owe them!
Erika
8 years ago
This number is calling all of my references saying that they are from ICE - Immigration, and have some important documents to give me, these supposed documents are titled #1498 & #1077. This woman said her name was Veronica Montoya and that she was a lawyer, was extremely rude and dismissive. She asked for personal information and scared my relatives thinking something was very wrong. I understand they’re attempting to collect a debt but impersonating a lawyer and messing with someone’s legal status is definitely not okay.
Maria Villanueva
8 years ago
I am getting phone calls two or three times a day. They don't identify themselves they just say it is a delicate matter
Claudia
9 years ago
This number keeps calling me as restricted number. Monday-Sunday all kinds of hours I finally answered they gave me this number 1-855-777-1978 Ext 423. Very rude and asking for personal information.

Other numbers used by Southwest Law Offices P.C.