When a loved one dies what you believe to be a wrongful death in an automobile accident, it can seem impossible to process this kind of tragedy. To make matters worse, the other driver that caused the accident may be uninsured. In this event, you can use your family’s car insurance to handle the situation.
Uninsured motorist insurance (UM) is an insurance policy for you that is meant to protect you when the at-fault driver is uninsured. In Illinois, it is required that everyone has this policy. With higher amounts of (UIM), underinsured motorist insurance is also required. UIM is an insurance policy meant to cover you when the at-fault driver does not have enough insurance to cover all of the damages of the accident.
Anyone that lives in your household, from step-children to grandparents, are covered under your policy. You can use your UM/UIM policies to put towards the accident that caused this tragic death, so that expense can be further taken care of. You can use your UM when the at-fault driver was uninsured at the time of the accident, and you can use your UIM when the at-fault driver’s insurance has been exhausted. Wrongful death damages are covered in both policies. In either case, if you have either of these, you will be able to cover more of the damages that come from this wrongful death.
We at America’s Consumer Lawyer are proud to serve our fellow citizens in personal injury cases. We are fully committed to protecting your rights and ensuring that the other party is held legally accountable when negligence occurs. We will fight until the very end to ensure that you are compensated for the losses resulting from this tragic death, and you won’t owe us anything upfront for our services.
If your loved one has died a wrongful death due to negligence, contact America’s Consumer Lawyer for a free consultation. Helping our clients is about counseling, advocating, and ultimately solving problems. We have years of experience successfully representing the people, and not the powerful. We will handle your case quickly and advise you every step of the way, and we will not hesitate to go to trial for you. Lastly, America’s Consumer Lawyer is not paid attorneys’ fees unless we win your case. Our no-fee promise is that simple. You have nothing to risk when you hire us – only the opportunity to seek justice.
