Among the optional Illinois auto insurance coverage you may avail is the Uninsured Motorist Property Damage (UMPD). This type of coverage is available for policyholders without Collision Coverage and insures you for damages to your vehicle.
The Uninsured Motorist Property Damage will pay for your vehicular damage in the event of an accident caused by an unidentified at-fault driver. This type of insurance will cover a maximum of $15,000 worth of repairs to your vehicle for a $250 deductible.
Before getting additional coverage, make sure you know your primary auto insurance requirements and other optional additions. This will help you budget your monthly premium or total policy cost.
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