With auto accidents, there are cases when the at-fault party is ordered to pay above their coverage limit. In this scenario, umbrella liability insurance essentially covers the excess claims your insurer may not. However, be reminded that this additional insurance to your existing liability coverage doesn’t apply for damages to your own property.
Generally, umbrella liability coverage does not cover the following: damages to your property; liability you’ve assumed under a contract; and intentional property damage to others. Because this type of coverage is optional, this will inevitably raise your premium.
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A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At America’s Consumer Lawyer, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE. We will never change our contingency fee throughout the process. You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at michael@agrusslawfirm.com or schedule a meeting with us here. We’re here 24/7.