Latest Blog Posts

Uber Safety Study Reveals 3,000 US Reports of Sexual Assault

Rideshare giant Uber has released its long-awaited study on sexual assaults as it attempts to make its app safer for both passengers and drivers. Although the company reports that over 99% of its rides occurred without incident, it studied data from 2017-18 i......

Does Divorce Affect My Credit Rating

If you’re going through a divorce, your credit rating if probably the last thing on your mind. After all, your marital status does not appear on your credit report, so a divorce can’t hurt your financial rating, right? Unfortunately, it isn’t that simple. If you don’t pay attention to some of the details about your credit while the divorce is in progress as ......

How to Lessen or Avoid the Impact of Medical Debt

We weigh our options before putting purchases like an expensive outfit or a fancy dinner on credit. But when it comes to medical care, there is often no option but to receive treatment now and pay later. And for many, the impact of medical debt is long-lasting and severe. According to the ...

New Law Stops Collection Agencies from Approaching Next of Kin about Debts of the Deceased

Even though most of us don’t like to talk about it, many of us worry about what will happen to our loved ones when we die. One of those concerns is the liability for our debts. Will our family members be held responsible for our remaining credit card balances, an unpaid mortgage, or car loans? The answer, in general, is no. The Federal Trade Commission prote......

The Frightening Future of Robocalls: Numbers and Voices You Know

You receive a call from your child’s cell phone. When you answer, someone identifying themselves as a doctor asks you to come to the hospital right away. You rush to the emergency room in a panic, only to be burglarized while you're away from the house. This scenario is all too possible because of the increasingly intrusive world of spoofing, a form of roboc......

Illinois Ranked Second in the U.S. for Dog Bites

Americans love their pets. Recent figures show that dogs are near the top of the list, with nearly 90 million dogs in 47% of the households in the US. And we buy them a lot of food, clothes (yes, clothes), toys, and veterinary care, with the bill totaling about $140 a month. But there is another potential cost that no dog owner wants to consider—the financial ramifications of......

Wells Fargo and Other Banks Making Millions off College Students

College students often have to scrape together funds from student loans, grants, scholarships, work, or family to pay for their education. Most of these students don’t anticipate their college profiting from student debt via deals with banks. The truth is, many colleges are doing just that. How does this happen? Until recently, some colleges used credit bala......

Credit Score Myths: What Really Hurts You and What Doesn't

Your credit score is undeniably important. It determines how much interest you pay on loans or lines of credit—or if you can borrow the funds in the first place. Understandably, it’s to your advantage to keep tabs on your score. How can you do that? Start by learning what can hurt your credit rating and what can’t. The range that most ...

Westgate Resorts

Creditors like Westgate Resorts cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Westgate Resorts violated the law, you may be entitled to money damages and Westgate Resorts will pay our fees and costs. ......

Check Into Cash

Creditors like Check Into Cash cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Check Into Cash violated the law, you may be entitled to money damages and Check Into Cash will pay our fees and costs. You......

Red Hawk Financial

Creditors like Red Hawk Financial cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Red Hawk Financial violated the law, you may be entitled to money damages and Red Hawk Financial will pay our fees and c......

Texan Credit Corporation

Creditors like Texan Credit Corporation cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Texan Credit Corporation violated the law, you may be entitled to money damages and Texan Credit Corporation will ......

Appliance Warehouse

Creditors like Appliance Warehouse cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Appliance Warehouse violated the law, you may be entitled to money damages and Appliance Warehouse will pay our fees an......

PayTomorrow

Creditors like PayTomorrow cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If PayTomorrow violated the law, you may be entitled to money damages and PayTomorrow will pay our fees and costs. You won’t......

GreenSky

Creditors like GreenSky cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If GreenSky violated the law, you may be entitled to money damages and GreenSky will pay our fees and costs. You won’t owe us a......

Fortiva

Creditors like Fortiva cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Fortiva violated the law, you may be entitled to money damages and Fortiva will pay our fees and costs. You won’t owe us a di......

Atlas Credit Co., Inc.

Creditors like Atlas Credit Co., Inc. cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Atlas Credit Co., Inc. violated the law, you may be entitled to money damages and Atlas Credit Co., Inc. will pay ou......

Delta Community Credit Union

Creditors like Delta Community Credit Union cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all. THE BEST PART IS… If Delta Community Credit Union violated the law, you may be entitled to money damages and Delta Community Credit......

Millennials Can Slay Their Debt

According to the Federal Reserve, 18- to 29-year-olds carried over $1 trillion in debt at the end of 2018. A 2018 NBCNews/GenForward survey of this age group found that a third ......

Trampoline Injuries Jump as Popularity Grows

Within the past 10 years, the popularity of trampoline parks in the US has soared, increasing from 3 parks to over 800 today.  The devices are also popular backyard entertainment for many families, which makes it impossible to know exactly how many people use trampo......

Farm Accidents in the United States

Although the farm-population is steadily declining, the rate of fatalities resulting from farm accidents is not decreasing in proportion, due in part to an increase in the average age of farmworkers. Each year, about one-third of the farmworker population suffers a nonfatal injury, and about 3% suffer serious injuries which result in permanent disabilities. ...

Wrap Points

"Wrap points" are created by exposed machine-parts which rotate at extreme speeds, such as......

Shear and Cutting Points

When the edges of two objects move closely across each other in a cutting motion, this is called a "shear point;" when a single object forcefully cuts through another object, this is a "cutting point." Common types of machinery with shear points include hedge trimmers, grain augers, and shears themselves, while rotary mower blades are among the most common cutting......

Pinch Points

"Pinch point" describes a point which presents a risk of a body part being caught between two moving parts, or one moving and one stationary part. In some machines, two parts move in close proximity, one of which in a circular motion, such as in chain drives, belt drives, gear drives, feed rolls, and gathering chains. Pinch points typically pose safety ri......

ATV Injuries

While ATVs are popular recreational vehicles, they are also quite useful on farms and in similar agricultural settings, such as for transporting cargo and ranching or handling livestock. However, in 2014 alone, there were over 93,000 emergency room visits due to ATV injuries, according to the U.S. Consumer Product Safety Commission, and some of these victims lose their lives. In 20......

Electrocution Injuries

Over 60 farmers per year lose their lives to electrocution, according to the National Agricultural Safety Database, and the U.S. Department of Health and Human Services estimates that nearly 10% of all farmers/agricultural workers will be electrocuted on-the-job. Most, but not all, electrocution accidents involve contact with overhead power lines, typically by far......

Explosions & Burn Injuries

Explosion and burn injuries remain among the top causes of injury and death among agricultural workers: according to the National Institute for Occupational Safety and Health (NIOSH), explosions and fires cause 21% and 39% (respectively) of all accidents involving farm/agricultural workers. Here are some of the most common causes of these accidents and re......

Livestock Handling

The handling of livestock is an essential part of farm/agricultural work and, due to its inherent nature, all workers must follow the proper safety precautions and employers must do what is necessary to mitigate safety risks and the injuries which can result. Here are some safety tips courtesy of the National Farmers Union (NFU) for safe livestock handlin......

Amputations

According to the Natural Agricultural Safety Database, farm/agricultural accidents are up to 2.5 times more likely to result in an amputation than any other injury. Amputations can result in both physical and psychological effects, including not only limited mobility but also increased risks of depression, infections, and nervous system diseases. Here are some of t......

Handling Chemicals

A wide range of chemicals and pesticides are used in farm/agricultural work, some of which can pose serious safety risks if not handled properly. While agricultural workers are responsible for exercising proper caution to protect their well-being, employers are also legally responsible for fulfilling a duty of care to mitigate the risks of accidents and resulting injuries to their workers....

Crush Injuries

"Crush" accidents and resulting injuries occur when a body part becomes trapped in or under machinery, and they can be quite severe in nature, sometimes resulting in amputation or even death. While many such accidents occur during cropping or machinery-maintenance, they can also result from falling objects, tractor rollovers, or all-terrain vehicle accidents. Crush injuries are als......

ATVs

ATVs have a number of uses in agricultural settings, such as inspecting and repairing fence lines and irrigation systems, supervising field crews, inspecting crops, and herding livestock, and it is essential that all agricultural workers who use ATVs understand the proper safety precautions for their use. Here are some ATV safety tips courtesy of the Nati......

Rollover Protection

Rollover accidents remain a serious safety risk despite the now-common implementation of Rollover Protection Structures (ROPS). Many farmers still use tractors that lack these structures, and a rollover accident without protection can result in serious injury and even death. While some farmers cite costs and disdain for installing a new structure on an old vehicle......

Power Take-Offs

Power Take-Offs - also known as “PTO shafts” - are used to transfer mechanical power between farm tractors and other machinery. While the technology has been widely used since the 1930s, it remains one of the most significant safety hazards faced by farmers and agricultural workers. Here are some safety tips for using Power Take-Offs courtesy ......

General Farm Safety

Here are some tips for general farm safety courtesy of the National Farmers Union (NFU): Grain entrapment can be very dangerous, as more than 50% of these entrapments result in death. Always ensure that grain is sufficiently dried and properly cooled, and make sure all workers strictly follow grain bin entry procedures......

Grain Bins

Agricultural workers must always exercise extreme caution with grain bins, as we continue to see lives lost when a worker becomes trapped and buried within the grain. Here is some safety tips courtesy of the National Farmers Union (NFU) to mitigate the risks of working with grain bins: Beware of the risk of entrapment, as entering a bin ......

Small plane accident

Small planes are less often used than their larger commercial counterparts. Small planes can be corporate- or privately-owned and often more likely to be in a crash or accident. If you were in a small plane accident, contact us for a free consultation to see if you can be compensated for the damages that you have endured. There are some unique difficulties that ar......

Commercial airline accident

Commercial airline flights are the primary way of traveling very long distances. They are considered a fairly safe mode of transportation. However, there are some tragic scenarios that still occur despite all of the safety measures that are in place. Additionally, they can completely alter or even end some human lives in the event of an accident. If you were in a commercial airline......

Air turbulence

Air turbulence is commonly caused by storms or heavy winds and is often a regular part of a commercial flight. It may last a few seconds or 10 minutes. It also may spark some mild discomfort or perhaps, genuine fear. Some air turbulence can be life-threatening and passengers may be at risk of an injury mid-flight. If you were in an accident due to airplane turbulence, contact us fo......

Airport jetway accident lawyer

Airport jetways are the commonly used alternative for when people are in a rush for their flights. Jetways are electronically powered walkways that go through airports in order to allow you to move at a much faster pace than walking yourself - similar to what would be a flat escalator. However, they can cause some dangerous accidents if they are flawed in any way. If you were in an......

Defective aircraft design

Every aspect of an aircraft is necessary for its safe and proper functioning. When one component fails, the whole aircraft can come down. The manufacturers of these parts and the aircraft itself is involved in a very high stakes product. They must ensure that every part of the aircraft is safe for use. If you or a loved one has been in an accident due to defective aircraft design, ......

Wrecker accident

A wrecker, commonly known as a tow truck, moves vehicles when they are improperly parked, in need of help, and simply must be moved from where it is. Since they must handle large weights, they can cause some serious damage when in an accident. If you or a loved one has been in a wrecker accident, contact us for a free consultation to see if you may be entitled to compensation. ......

Kayak accident

Many people use kayaks to enjoy some time wading down a river. Other times, they can be used in a more fast-paced environment to race down a stream. Either way poses a great risk to those involved, though. The American Canoe Association reported that 25% of paddling-related fatalities are due to kayaking.  If you or a loved one has been in a kayak accident, contact us for a fr......

FAA regulations

The Federal Aviation Administration (FAA) is a government agency whose purpose is to regulate any and all aviation activity above the United States, as well as above its surrounding bodies of water. The FAA governs what pilots and passengers on an aircraft are allowed to do, what they are forbidden from doing, environmental policies, air traffic and registration, pilot training and......

Faulty aviation equipment

An aircraft requires various components which all have their own functions that are essential in order for the whole to function properly. Since all aviation equipment at once is all required in order for a safe and successful flight, the failure of one can lead to disastrous consequences.  If you or a loved one has been in an accident due to faulty aviation equipment, contact......

Air traffic controller negligence

Air traffic controllers may be the most important component of air travel. In a sense, they are the true eyes of the pilots that transport us over thousands of miles. Air traffic controllers are meant to notify pilots of any hazards in the air and the proper and safe flight paths, among other things. When they fail to carry out their duties, thousands of lives can be put at risk as......

Hydrofoil accident

Hydrofoils are generally the types of boats that use hydrofoil technology. Hydrofoil technology allows watercraft to lift off of the surface of the water as the speed increases, which also allows the watercraft to move at faster speeds. While they are not widely used by the public, accidents still occur and can put lives at risk. There is an even increased risk due to the fact that......

Yarder accident

Yarders are machines used in the logging industry to pull and move logs to one place. They are massive contraptions that can control very large loads of weight, thus they can easily cause a lot of damage if they malfunction. If you or a loved one has been in a yarder accident, contact us for a free consultation to see if you may be entitled to compensation. ...

Tanker truck accident

Tanker trucks are very useful to some companies to transport liquids of many kinds over long distances. The materials being transported can hold tens of thousands of liters of liquids or gases. If you or a loved one has been in a tanker truck accident, contact us for a free consultation to see if you may be entitled to compensation. What kind of accidents......

Street sweeper accident

Street sweepers are meant to create a cleaner and more manageable public space on the roads. They can weigh anywhere between 10,000 and 15,000 pounds, most commonly. Heavyweight vehicles such as this can be very dangerous to surround motorists if certain precautions are not taken. If you or a loved one has been in a street sweeper accident, contact us for a free consultation to see......

Skid-steer loader accident

Skid-steer loaders are tractor-like pieces of machinery that are used to carry large loads of countless types of materials. They have a bucket on the front end to pick up, transport, and move materials. Although they come in handy for large projects on farms or in construction, the very nature of these machines makes them very risky for many people to use. If you or a loved one has......

Tow Truck Accident

According to the Bureau of Labor Statistics, the rate of annual nonfatal injuries among motor vehicle towing workers from 2011 to 2016 was over double the rate for all industries. Towing truck companies face a fairly great risk every time that they start their job. It is an unusual setup and requires great precautions to avoid injury. If you or a loved one has been in a tow truck a......

Ice cream truck accident

Although we may think of ice cream trucks as nostalgic in reminding us of our childhoods, we also must be careful around them given that their very nature attracts young children to run towards a moving vehicle. If you or a loved one has been in an ice cream truck accident, contact us for a free consultation to see if you may be entitled to compensation. ......

Log skidder accident

Loggers use an industry-specific type of equipment, called skidders, to pull felled trees out of the forest. As you can imagine, this seems like an inherently dangerous occupation and requires the most precautions as possible. If you or a loved one has been in a log skidder accident, contact us for a free consultation to see if you may be entitled to compensation. ...

Utility Truck Accident

Utility trucks are heavy-duty vehicles for a specific purpose as designated by a local municipality for various services, such as cable trucks, dumpster trucks, lawn maintenance trucks, and the like. Just like any other type of car, they still pose a risk to others, especially given their large weight driving around suburbian and residential areas. If you or a loved one has been in......

Snowplow accident

Snowplows are life-savers for many residents in Illinois during our cold winters. Although they are very useful, they can also be very dangerous in some cases to those in its vicinity. If you or a loved one were injured in a snowplow accident, contact us for a free consultation to see if you may be entitled to compensation. What kinds of accidents and inj......

What is the maximum OSHA fine?

Employers began facing higher fines from the Occupational Safety and Health Administration (OSHA) in 2019. On January 15, 2019, OSHA announced that it would be increasing the maximum penalties for serious and other-than-serious citations to $13,260, with the highest amount that could be issued for repeat/willful violations to $132,598. Failure to abate fines will be $13,260 per day......

What is the most common violation of OSHA workplace standards?

The Occupational Safety and Health Administration (OSHA) announced in September of 2019 that for the ninth consecutive year, the most common violation of their workplace standards was once again Fall Protection-General Requirements (1926.501) with 6,010 violations. The complete list of the most common OSHA workplace violations is as follows:......

Who is exempt from OSHA?

Under the Occupational Safety and Health Administration’s (OSHA) recordkeeping regulations, certain employers are required to prepare and maintain records of serious occupational injuries and/or illnesses. This information is important for employers, employees, and OSHA in evaluating the safety of the workplace, the hazards related to their industry, and implementing safety p......

What are OSHA reportable injuries?

Under the Occupational Safety and Health Administration’s OSH Act, a work-related injury or illness must be reported if it results in at least one of the following issues:  Days away from work Work-related amputations, inpatient hospitalizations, and/or loss of an eye ...

Are OSHA complaints public records?

The Occupational Safety and Health Administration (OSHA), performs inspections and investigations whenever there are suspicions of an employer violating health and safety regulations or an employee has filed a complaint against their employer for serious safety concerns or discrimination. OSHA maintains a record of employer offenses, which the general public can access through thei......

How do I report something to OSHA?

The Occupational Safety and Health Act of 1970 gives employees the right to file complaints about safety at the workplace and health hazards that may exist. This act also allows these complaints to be filed anonymously and all complaints are taken seriously.  If you have a concern about hazards at your workplace, or you feel you have been discriminated agains......

Can I report my job to OSHA

Under federal and state laws, employers are required to provide their employees with a safe work environment. If working conditions are unsafe, a worker may report the violation to their employer, to the Occupational Safety and Health Administration (OSHA), or in some cases, they may also refuse to work.  The federal OSH Act allows employees to file complaint......

What is the job of OSHA?

The Occupational Safety and Health Administration, or OSHA, is responsible for enforcing health and safety regulations in American workplaces. Workers, employers, and manufacturers are required to comply with the standards set up by OSHA to ensure that work environments remain safe for everyone. Unfortunately, when these important regulations are ignored and violations occur, the c......

What is a construction accident?

Construction accidents, which can range from property damage to personal injury, occur as a result of actions to build, improve, repair, clean, demolish, or generally construct. Construction is a dangerous industry with workers performing difficult physical labor, often at extreme heights or in dangerous areas, and with heavy equipment, putting themselves and bystanders at-risk for......

Lack of Guardrails Accidents

Falls are a serious threat to construction workers on the job. Many of these serious and deadly accidents can be prevented by simple means, such as the use of personal protective equipment and the installation of guardrails or barricades in areas where falls are most likely to occur, such as at dangerous heights or raised surfaces. However, when these protective measures are not in......

Floor Collapse Accidents

Construction accidents often occur because contractors are attempting to meet deadlines or cut corners to keep costs down. Unfortunately, when a contractor uses poor materials, ignores required safety procedures, or skips important steps, construction workers can be seriously injured or killed.  Ensuring that floors are stable, properly supported, and fit to ......

Demolition Project Accidents

Areas that have become rundown and dilapidated often need to be cleared to prepare for new development or to improve safety in the area. Demolition, while often controlled, can be extremely dangerous for both construction workers and bystanders in the area, putting them at-risk for serious injuries and death.  If you have been injured in a demolition project ......

Can OSHA shut down a business?

Each year, the Occupational Safety and Health Administration (OSHA), conducts approximately 40,000 inspections. It is a common misconception that OSHA has the authority to shut down a business. In fact, only a court order can completely shut down a business and that typically only occurs in extreme situations.  However, in the event that an OSHA inspector det......

Injuries from SUV rollover accidents

A rollover accident usually occurs when a vehicle takes a sharp turn at a fast speed and flips on its side or on its head. They may also be from intoxication or distracted driving. Rollover accidents are some of the most frightening and dangerous accidents. If you or a loved one has been in a car accident, contact Agruss Law Firm, LLC for a free consultation so we can help you reco......

Can I report my job to OSHA

Under federal and state laws, employers are required to provide their employees with a safe work environment. If working conditions are unsafe, a worker may report the violation to their employer, to the Occupational Safety and Health Administration (OSHA), or in some cases they may also refuse to work.  The federal OSH Act allows employees to file complaints......

Why is OSHA important?

Each year, more than 2.9 million people suffer non-fatal injuries and more than 4,500 die due to workplace accidents. Since the inception of the Occupational Safety and Health Administration (OSHA) in 1971, these workplace accidents have dropped by 42% and fatalities have dropped by 62%. OSHA has become synonymous with enforcing workplace laws and regulations rega......

Who must follow OSHA?

Under the Occupational Safety and Health Act of 1970 (OSH Act), employers are required to provide a hazard-free work environment for their employees through a comprehensive set of standards. In 1971, the Occupational Safety and Health Administration (OSHA) was created to uphold these standards in all 50 states.  Most private sector employees are covered by OS......

Injured child

The worst case scenario in a car accident is that your own children in the vehicle get severely injured in the accident. You may feel helpless, but after seeking medical attention, they can recover and we can help you get justice for this trauma. In addition to your medical bills. If you or a loved one has been in a car accident, contact Agruss Law Firm, LLC for a free consultation......

Injured passenger

We all know the risks of injury when people get behind the wheel of a car. However, passengers can get equally, if not more, hurt in an accident. These injured passengers can also be compensated for their injuries and this traumatic experience. If you or a loved one has been in a car accident, contact Agruss Law Firm, LLC for a free consultation so we can help you recover from this......