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Alternative Recovery Management

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

Are you being harassed by over a debt? Stop the harassment. Get money. Do it without paying for our services. You are protected by the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law. (ARM) has been in business since 1990 and is based in La Mesa, California. The company is a third-party debt collector specializing in commercial and consumer debts and collects on all forms of debt, such as credit card debt, timeshares, mortgage or rental debt, medical debt, resort and campground memberships, maintenance fees, student loans and more.ARM claims to have more than 50 employees and uses tactics that include skip tracing, credit bureau reporting and letters. They also claim to videotape consumers who enter their office to pay a debt and boast a debt recovery rate of 78%. Because specializes in “distressed” debt, they may attempt to collect on debts that are past the statute of limitations or considered time-barred.According to Public Access to Court Electronic Records (PACER), has been sued 36 times since 1993, with the most recent lawsuit filed on October 24, 2013. The company has been accredited with the Better Business Bureau since 1995, and the BBB has processed 22 complaints against in the last three years.Phone numbers associated with include:619-469-6196, 619-469-6194, 800-525-2433Mike Agruss Law, has helped thousands of consumers stop debt collection harassment. We would like to help you, too. Under the law, we can get the collector to stop harassing you, and get you money damages. Plus, the collector will be responsible for our attorney’s fees and costs. You won’t owe us a dime for our services. Contact us today. We look forward to speaking with you.

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