Do you think Ashley Furniture Homestore is not playing fair? You have rights under the law and we can help you at no cost to you. If you have a complaint with Ashley Furniture Homestore, or its finance company, American First Finance, we can help you. Whether you owe the debt or not, you have rights, and you’ll never pay us a penny for our time.
THE BEST PART IS…
If Ashley Furniture Homestore violated the law, you may be entitled to money damages and Ashley Furniture Homestore will pay our fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.
Who is Ashley Furniture Homestore?
Ashley Furniture Industries is the number one manufacturer in the world. It has homestores, known as Ashley Furniture Homestore, across the US which first opened in 1997 in Anchorage, Alaska. As of January 2018, Ashley Furniture Homestore has reached 800 locations nationwide.
Ashley Furniture Homestore’s Address and Contact Information
- Ashley Furniture Homestore
3020 Market Place Avenue
Bryant, AR 72022
Tel: 501-687-0409
Website: https://stores.ashleyfurniture.com/store/us/arkansas/bryant/7710000014/
- Ashley Furniture Homestore
2525 Haines Ave
Rapid City, SD 57701
Tel: 605-721-3339
Website: https://stores.ashleyfurniture.com/store/us/south-dakota/rapid-city/7710000385/
- Ashley Furniture Homestore – Opelousas
1608 Cresswell Lane
Opelousas, LA 70570
Tel: 337-948-8231
Website: https://stores.ashleyfurniture.com/store/us/louisiana/opelousas/7710000195/
- Ashley Furniture Homestore – Portales
300 S Avenue
Portales, NM 88130
Tel: 575-356-4814
Website: https://stores.ashleyfurniture.com/store/us/new-mexico/portales/7710000299/
- Ashley Furniture Homestore – Denham (permanently closed)
1820 S Range Ave
Denham Springs, LA 70726
Tel: 225-664-4862
Website: This Ashley Furniture Homestore has no official website. However, you may check its Yelp page here.
- Ashley Furniture Homestore – Gonzales
810 Hwy 30 West
Gonzales, LA 70737
Tel: 225-647-6260
Website: https://stores.ashleyfurniture.com/store/us/louisiana/gonzales/7710000190/
- Ashley Furniture Homestore – Harahan
5151-B Citrus Blvd.
Harahan, LA 70123
Tel: 504-733-8722
Website: https://stores.ashleyfurniture.com/store/us/louisiana/harahan/7710000191/
- Ashley Furniture Homestore – Lake Charles
3625 Highway 14
Lake Charles, LA 70607
Tel: 337-478-7053
Website: https://stores.ashleyfurniture.com/store/us/louisiana/lake-charles/7710000193/
- Ashley Furniture HomeStore – Ledgewood
461 State Route 10
Ledgewood, NJ 7852
Tel: 973-927-2788
Website: https://stores.ashleyfurniture.com/store/us/new-jersey/ledgewood/7710000277/
- Ashley Furniture Homestore Pewaukee
1230 Capitol Dr
Pewaukee, WI 53072
Tel: 262-264-6870
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/pewaukee/9000107104/
- Ashley Furniture HomeStore – Phillipsburg
1208 New Brunswick Ave
Phillipsburg, NJ 8865
Tel: 908-454-1113
Website: https://stores.ashleyfurniture.com/store/us/new-jersey/phillipsburg/7710000283/
- Ashley Furniture Homestore – Ponchatoula
42774 Merchant Court
Ponchatoula, LA 70454
Tel: 985-340-0914
Website: https://stores.ashleyfurniture.com/store/us/louisiana/ponchatoula/7710000196/
- Ashley Furniture Homestore – Randolph
140 Route 10
Randolph, NJ 7869
Tel: 973-659-9500
Website: https://stores.ashleyfurniture.com/store/us/new-jersey/randolph/9000344758/
- Ashley Furniture Homestore – Houma
1620 Martin Luther King Blvd.
Houma, LA 70360
Tel: 985-857-8488
Website: https://stores.ashleyfurniture.com/store/us/louisiana/houma/7710000192/
- Ashley Home Store #50 Delran
5029 Rt 130 South
Delran, NJ 8075
Tel: 856-544-1414
Website: https://stores.ashleyfurniture.com/store/us/new-jersey/delran/9000442480/
- Ashley HomeStore
90 Durand Road
LaGrange, GA 30241
Tel: 706-845-1663
Website: https://stores.ashleyfurniture.com/store/us/georgia/lagrange/7710000118/
- Ashley Homestore
3049 William St
Cape Girardeau, MO 63703
Tel: 573-203-5818
Website: https://stores.ashleyfurniture.com/store/us/missouri/cape-girardeau/9000130114/
- Ashley Homestore
1300 W Maloney Ave 55
Gallup, NM 87301
Tel: 505-297-3195
Website: https://stores.ashleyfurniture.com/store/us/new-mexico/gallup/9000443489/
- Ashley Homestore Carlsbad
2320 West Pierce
Carlsbad, NM 88220
Tel: 575-885-0227
Website: https://stores.ashleyfurniture.com/store/us/new-mexico/carlsbad/9000081604/
- Ashley Homestore Clovis
2500 N Prince St
Clovis, NM 88101
Tel: 575-935-0600
Website: https://stores.ashleyfurniture.com/store/us/new-mexico/clovis/7710000295/
- Ashley Homestore Las Cruces
3299 Del Rey Blvd
Las Cruces. NM 88012
Tel: 575-523-3933
Website: https://stores.ashleyfurniture.com/store/us/new-mexico/las-cruces/7710000298/
- Ashley Homestore – Roswell1000
South Main St
Roswell, NM 88203
Tel: 575-622-1318
Website: https://stores.ashleyfurniture.com/store/us/new-mexico/roswell/9000431057/
- Ashley Homestore Arcadia
343 Dettloff Drive
Arcadia, WI 54612
Tel: 608-323-2270
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/arcadia/7710000482/
- Ashley Homestore Brookfield (reportedly closed)
16300B W Bluemound Rd
Brookfield, WI 53005
Tel: 262-787-2960
Website: Ashley Homestore Brookfield has no official website. However, you may check their Yellowpage page here.
- Ashley Homestore Clarksville
111 Merchants Circle
Clarksville, TN 37040
Tel: 931-919-2400
Website: https://stores.ashleyfurniture.com/store/us/tennessee/clarksville/7710000389/
- Ashley Homestore Eau Claire
4068 Commonwealth Ave
Eau Claire, WI 54701
Tel: 715-830-1940
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/eau-claire/7710000484/
- Ashley HomeStore Grand Island
1215 Allen Drive
Grand Island, NE 68803
Tel: 308-398-4004
Website: https://stores.ashleyfurniture.com/store/us/nebraska/grand-island/7710000267/
- Ashley Homestore Greenfield
4771 South 27th Street
Greenfield, WI 53221
Tel: 866-638-1957
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/greenfield/7710000487/
- Ashley Homestore Janesville
2600 Humes Rd
Janesville, WI 53545
Tel: 608-898-6615
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/janesville/9000344331/
- Ashley HomeStore Kearney
4318 2nd Ave
Kearney, NE 68847
Tel: 308-234-2404
Website: https://stores.ashleyfurniture.com/store/us/nebraska/kearney/7710000268/
- Ashley Homestore Kenosha
12185 77 Street
Kenosha, WI 53142
Tel: 866-638-1957
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/kenosha/7710000488/
- Ashley HomeStore North Platte
1000 S. Dewey St
North Platte, NE 69101
Tel: 308-225-6212
Website: https://stores.ashleyfurniture.com/store/us/nebraska/north-platte/9000190751
- Ashley Homestore Outlet
1153 Fort Campbell Blvd
Clarksville, TN 37042
Tel: 931-444-3082
Website: https://stores.ashleyfurniture.com/store/us/tennessee/clarksville/9000129633/
- Ashley Homestore Quakertown
1025 N West End Blvd
Quakertown, PA 18951
Tel: 215-529-5748
Website: https://stores.ashleyfurniture.com/store/us/pennsylvania/quakertown/7710000367
- Ashley Homestore Richfield
2515 Cabela Way
Richfield, WI 53076
Tel: 866-638-1957
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/richfield/7710000495/
- Ashley Homestore Richfield
2515 Cabela Way
Richfield, WI 53076
Tel: 866-638-1957
Website: https://stores.ashleyfurniture.com/store/us/wisconsin/richfield/7710000495/
- Ashley HomeStore TOPEKA
2190 SW Wanamaker Rd
Topeka, KS 66614
Tel: +1 785-251-0423
Website: https://stores.ashleyfurniture.com/store/us/kansas/topeka/9000190773/
- Ashley Homestore Wilkes Barre
251 Mundy Street
Wilkes Barre, PA 18702
Tel: 570-823-1900
Website: Ashley Homestore Wilkes Barre has no official website. However, you may check their Better Business Bureau (BBB) page here.
- Ashley Homestore Wind Gap
487 E Moorestown Rd
Wind Gap, PA 18091
Tel: 610-863-8496
Website: https://stores.ashleyfurniture.com/store/us/pennsylvania/wind-gap/7710000371/
- Ashley Homestore #53 Cherry Hill
1001 Church Rd
Cherry Hill, NJ 8002
Tel: 856-667-6454
Website: https://stores.ashleyfurniture.com/store/us/new-jersey/cherry-hill/7710000272/
- Ashley Homestore #54 Turnersville
5851 Rt 42 South
Turnersville, NJ 8012
Tel: 856-374-5824
Website: https://stores.ashleyfurniture.com/store/us/new-jersey/blackwood/7710000286/
- Ashley Homestore #59 Deptford
1500 Almonesson Rd
Deptford, NJ 8096
Tel: 856-677-1500
Website: https://stores.ashleyfurniture.com/store/us/new-jersey/deptford/9000447060/
- Ashley Homestore Hazleton
454 Airport Rd
Hazle Township, PA 18202
Tel: 570-455-1550
Website: https://stores.ashleyfurniture.com/store/us/pennsylvania/hazle-township/7710000362/
Who is American First Finance?
American First Finance is a financial service company offering payment solutions for retailers and their customers. They provide lending options for consumers with both satisfactory and deficient credit ratings and integrate e-commerce improvements to existing merchant sites. While American First Finance is a relatively young company, founded in 2013, it has grown to serve customers in all 50 states and has partnered with thousands of merchant and service providers.
American First Finance’s Address and Contact Information
American First Finance
8585 N. Stemmons Freeway, Suite N1000
Dallas, TX 75247
855-721-1188
http://www.americanfirstfinance.com
What does a financial service company like American First Finance do?
American First Finance identifies as a consumer financial technology company. This means, they bring their loan solutions online particularly by amortizing payment schedules; allowing lease-to-own setups; and improving customer checkout with cart integrations. The company uses its own underwriting system that allows clients to receive personalized offers within minutes.
What are their products and services?
American First Finance offers the following products and services:
- Retail Installment – is an agreement between the customer and the retailer where goods or services will be provided following the guidelines in your contract. Down payments may or may not be required, but you may choose to make a down payment which will then be deducted from the financed amount. With American First Finance, retail installments are offered with flexible payments; product, service, labor, and sales tax coverage; and zero penalties for early payoffs.
- Lease-to-Own – is when American First Finance buys the product for the customers and leases it to them. The customers may then opt to buy the merchandise through the Early Buyout Option (within 90 to 101 days of the agreement) or Early Purchase Option (will be specified in your agreement).
- Bank Products – American First Finance offers loans and discount programs. FinWise underwrites these loans while American First Finance services your account for the bank. With the Finance U Graduation Program, customers may get lower subsequent loan rates.
- Ecommerce Solutions – cart integrations and cart cash prevent customers from abandoning their online carts by allowing no-credit financing upon checkout.
- Rent Advance – this service helps clients pay their rent or place a deposit for a new place. It can cover full or partial rent or down payment from $300 to $5,000. Clients will pay their rent advance over time through installment loans.
What industries does American First Finance serve?
Since its inception in 2013, American First has partnered with thousands of retailers serving the following industries:
- Appliances & Electronics
- Automotive Repair
- Dental Care
- Elective Medical
- Flooring
- Furniture & Home Décor
- Home Improvement
- Jewelry & Body Art
- Landscaping Equipment
- Lawncare
- Mattresses
- Medical Devices
- Mobile Phone Repair
- PC Repair
- Pets
- Plumbing & HVAC
- Tires & Wheels
- Teeth Alignment
- Veterinarian Services
- Water Purification Systems
Confusing Contracts
American First Finance claims you can pay as you go and there’s total transparency with their contract rates, terms, and conditions. However, a lot of consumers claim they never saw the complete contract at the store–they simply digitally signed a tablet or at a kiosk. Quick contracts can be very confusing. For example, did you sign a retail installment contract or a lease-to-own contract? Or, do you have a secured or unsecured loan? How about a rent advance (what is that?!)? The confusion does not stop here. What’s the difference between an early buy-out option and an early purchase option? A lot of consumers are also shocked to find out about the first 90 or 101 days triggering events in the contracts.
Poor Customer Service
Customers of American First Finance who have had issues with their products or have had issues with their payments have found that customer service representatives can be difficult to deal with. The complaints largely involve payment issues, phone calls, confusing contracts, and defective products. Unfortunately, these complaints are just the beginning for American First Finance. Between customer service issues, contract issues, and defective products, American First Finance customers are left wondering what options they have regarding their consumer rights.
We Fix Complaints When Customer Service Won’t
Has Ashley Furniture Homestore used misleading sales tactics? Have you received poor service? Do you have complaints about billing? Do you want customer service at Ashley Furniture Homestore or American First Finance to listen?
A lot of American First Finance customers aren’t happy with their service and the Better Business Bureau lists hundreds of consumer complaints against the company in the past three years, including complaints about billing and collections practices, problems with a service/product, advertising, and sales, among others.
If your complaints haven’t been heard, we can help. At Mike Agruss Law, we help customers who have been mistreated by big companies, and we turn your complaints into resolutions!
We’ll not only file your legal claims, but we’ll also negotiate with the company. If your claim isn’t resolved through these negotiations, we’ll work through the legal process that is outlined in your contract, which is typically arbitration.
Mike Agruss Law gets results–including zero balances, refunds, and other compensation.
How Do I File a Complaint?
We will use state and federal laws to file a complaint in Arbitration on your behalf at no cost to you. These laws include harassing, annoying phone calls, unauthorized payments, misrepresentation, deception, false advertising, or false promises. Under these laws, you are entitled to money damages. Plus, the other side pays our fees and costs. You will not pay us a penny. The ultimate goal with these laws is geared towards protecting consumers involved in financial transactions, educating consumers on their rights, and allowing them access to information and resources to best inform their decisions.
Reviews about American First Finance
Today’s technology has helped gauging a company’s service quality much easier. Customers of American First Finance, for instance, have left thousands of reviews combined through Google and the Better Business Bureau (BBB). While reviews alone are not enough to know American First Finance, the customers’ statements should help you build an understanding of how the company works and their means of reaching out to their client base.