Hi! I have charge off accounts from Sallie Mae for private student loans and been contacted by a collection agency about the debt. I made arrangements over the phone to pay them $50 per month but I am afraid that by doing so I’ve restarted the statute of limitations and I made previous arrangements on 2 other accounts a few months ago and now my credit is being affected. Is making a payment on a closed charge off account bad for my credit?
charge off accounts from Sallie Mae
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