Many establishments which serve alcohol are legally required to have “dram shop liability insurance” (more commonly known as “liquor liability insurance”) and many more have this insurance even if it’s not legally required. It commonly covers physical/psychological damages, assault & battery, property damage, and legal defense costs. But while dram shop liability insurance can help cover costs that might be incurred by the establishment when an intoxicated person causes an accident, it does not automatically release the establishment from legal liability.
Under Illinois state law, a successful claim does not necessarily require that the establishment knew or had reason to know that the alleged intoxicated person (AIP) was already intoxicated when excessive alcohol was served. For example, if the AIP consumed alcohol at multiple bars and then caused an auto accident, the plaintiff (injured victim) may be eligible for compensation from each of those establishments provided that the claim’s basic requirements are satisfied, which are as follows:
- The establishment sold alcohol to the patron;
- The patron caused injuries and damages to the plaintiff;
- The AIP’s intoxication was at least one “major cause” of the plaintiff’s damages;
- The establishment was the “proximate cause” of the patron’s intoxication.
If you or a loved one has been injured due to the negligence of an intoxicated person, we will help you pursue damages against the person/s directly responsible for the accident, and if the dram shop had supplied excessive alcohol to the at-fault party, that establishment may be legally liable for your compensation.
We are proud to serve our fellow citizens in personal injury cases, especially when you or a loved one has been injured in an accident due to another’s negligence. We see you as a person, not just a client – and that makes us better at the work we do. We listen. We learn your story. And, as we help you get the money you deserve, we go above and beyond in a way most law firms never could and never would. Because we’re not just lawyers. And you’re not just a client. We’re friends, neighbors, family. We’re all people and here at America’s Consumer Lawyer, we put People, First.
Helping our clients is about counseling, advocating, and ultimately solving problems. With years of experience successfully representing the people, not the powerful, we will take care of the insurance adjusters, your medical bills, your property damage, and your lost wages, and monitor your treatment so you can focus on healing and getting your life back to normal. Our unique formula has earned us over 900 outstanding client reviews on our website, an A+ BBB rating, and over 120 five-star reviews on Google. Call 888-572-0176, e-mail us at michael@agrusslawfirm.com, or schedule a meeting with us here. We’re here 24/7.
