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GMAC Mortgage, LLC

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

Do you have problems with over your mortgage?   is a mortgage servicer.  Mortgage servicers are not necessarily the lender of your mortgage. However, they are who you pay your payments to, who determine the interest rate, pay taxes and manage escrow balances for customers, and can start the foreclosure process on a property.  You are protected under various state and federal laws if you are being harassed over your mortgage.  For example, you have rights under the Telephone Consumer Protection Act (TCPA), the Electronic Fund Transfer Act (EFTA), and the Fair Credit Reporting Act (FCRA).The TCPA has been around since 1991 and protects people from unwanted solicitation calls, robocalls, faxes, and text messages.  Under the TCPA, you may receive between $500 and $1,500 for each illegal robocall, text, and fax.The EFTA was established in 1978 and works to protect consumers who use electronic methods of managing finances.  Under the EFTA, written permission must be given in order for a company to take an electronic payment from your bank account.The FCRA was established in 1970 and protects the information in your credit report, among other things.  If your credit report contains inaccurate information, the FCRA gives you leverage and rights to dispute the inaccurate information in your credit report. was established in 1985 as part of the GMAC family. This company became a part of the Ally Financial family. However, in 2013, the GMAC Mortgage LLC was sold to a third party, thus no new mortgages were accepted for quite some time. The corporate headquarters for the company is at PO Box 5161, Southfield MI 48086. has several profiles on the Better Business Bureau. However, the headquarters is associated with the Ally Financial Inc BBB account. They are not accredited, and do not receive a rating. In the past three years, there have been 1318 complaints closed. The majority of these complaints deal with billing and collection issues. There are 33 reviews on the company, with 32 of these being negative in nature. may be calling you from 800-850-4622, 888-833-1205, 813-250-6450, 856-222-1259, 936-568-8935, 800-352-7751, 855-447-7486You are protected under several state and federal laws when dealing with .  Whether it is robocalls or text messages, credit report errors, or unauthorized electronic payments from your bank account, you have rights under the law.  Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee.  That means, the company pays your attorney’s fees and costs.  You won’t pay us a penny.  We have settled thousands of consumer rights’ cases.  Let us help you today.

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