i have had student loans with Navient for years, i asked years ago to consolidate loans into lower interest rates, not all of them were consolidated, they sent letter three months ago saying i was over a hundred dollars overdue, now it has risen to hundreds of dollars overdue, yet they offer no payback program that allows me to pay for every day living expenses while paying back loans, i have been reported to credit bureau i have applied for loan fogiveness thru salliemae for teachers several times yet am declined each time
had student loans with Navient for years
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