- Has had mechanical defects that may endanger the public;
- Has been hired or compensated for use except for auto carpool;
- Has been used in business to transport explosives or flammables or has been used as an authorized emergency vehicle;
- Has changed substantially in shape or condition within the policy term increasing its risk; and
- Has been subject to an inspection law but has not been inspected or has failed the inspection.
If at any time the insured vehicle
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