You may be wondering if your policy is a private auto policy. In Illinois, private auto insurance coverage insures at least one natural person and may also cover one or more persons in the policyholder’s household. However, if commercial institutions must apply for other applicable policies.
The coverage may apply to the following:
- Private vehicles
- Station wagons
- Any other 4 wheel motor vehicle with a load capacity less than 1500 pounds not used in business
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