Do you have problems with over a debt? You are protected under various state and federal laws. For example, you have rights under the Telephone Consumer Protection Act (TCPA), the Electronic Fund Transfer Act (EFTA), and the Fair Credit Reporting Act (FCRA).•The TCPA has been around since 1991 and protects people from unwanted solicitation calls, robocalls, faxes, and text messages. Under the TCPA, you may receive between $500 and $1,500 for each illegal robocall, text, and fax. •The EFTA was established in 1978 and works to protect consumers who use electronic methods of managing finances. Under the EFTA, written permission must be given in order for a company to take an electronic payment from your bank account. •The FCRA was established in 1970 and protects the information in your credit report, among other things. If your credit report contains inaccurate information, the FCRA gives you leverage and rights to dispute the inaccurate information in your credit report. is a financial services company that offers personal and business loans. They are considered a lending marketplace in which investors provide funding, while the consumer borrows and pays this back with interest. The loans through the club are provided by WebBank. The average interest rates on loans via the company is 14%. The company has their main office located at 71 Stevenson St, Suite 300, San Francisco CA 94105. The company was established in 2006, and they serve the entire nation. became a Better Business Bureau member in 2008. They have an A+ rating from the BBB. In the past three years, there have been 184 complaints filed and closed against the company. These complaints were dealing with problems with the product/service, advertising and sales issues, and billing and collection issues. There are a total of 27 reviews posted on the company, with 13 of these being negative. may be calling you from 415-632-5624, 215-710-8607You are protected under several state and federal laws when dealing with . Whether it is robocalls or text messages, credit report errors, or unauthorized electronic payments from your bank account, you have rights under the law. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the company pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of consumer rights’ cases. Let us help you today.
LendingClub
Submitted Comments
Melanie
3 years ago
Major problems with Lending Club. I was a victim of ID theft, it\'s proven yet they put a late payment on my credit report and rejected my ID theft report and law under the FRCA about reporting information due to ID theft. My whole identity was hacked from a google chrome trojan virus with my bank accounts and passwords being repeatedly accessed and and compromised causing my autopay to fail. They promise on their website to make every effort to contact you if there is a problem with your account yet they were sending statements to an address over a year old. They claimed they called me over 50 times but I have not one phone call from them. I have a whole bunch of lies that can be proven as such that they wrote the BBB. Then after ruining my credit and after I had both told them on the phone and written to them about my ID theft and being assured they would update my bank account and auto payment information they didn\'t do it! They went and did an EFT on my old closed bank account yet again. They then proceeded to charge me numerous fees yet again for this, all for their mistakes and lies. I believe they are doing this deliberately and they make their website one mess of confusion in trying to access or update any information about your account. I can prove their lies about communication, they did an unauthorized electronic transfer to a closed account and charged me through the roof for it and they ignored my ID theft evidence. I am not struggling to pay their bill yet they are ruining my credit and looking for ways to finance charge me to death. They are doing the same thing again as in their recent lawsuit.
Keith
2 years ago
I have asked Lending Club bank at least 3-4 times to stop calling me at work and my working phone leaving voicemails. They are still doing this and it’s very frustrating. What can I do can I sue them for violating my rights as a consumer. Please help thanks
