Is harassing you over a debt? Stop the harassment. Get Money. And you won’t pay us a dime for our services. Whether you owe the debt or not, you are protected under the Fair Debt Collection Practices Act (FDCPA).
is a collection agency that has been in business since 2003. is headquartered in Knoxville, TN.
‘s website claims, “Optima has an excellent recovery rate and we have been told by some of our clients that we have collected money for them that other agencies could not.” However, according to its track record, ‘s collection activities shed a much different light when analyzed under the FDCPA. The FDCPA has been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.
According to the Public Access to Court Electronic Records (PACER), has been sued five times in the last two years for debt collection harassment. The Better Business Bureau has processed 12 complaints on in the same length of time, and rated them “F.”
has several telephone numbers it places debt collection calls from. may be calling you from the following telephone numbers: 877-755-9800, 877-591-6996, 865-862-0590
If has harassed you over a debt, you may be entitled to money damages up to $1,000.00. Plus, the FDCPA has a fee-shift provision. This means, the collection agency pays your attorney’s fees and costs. We have settled over 1,500 debt collection harassment cases. Let us help you today. Contact Mike Agruss Law at 888-572-0176 to stop once and for all.
