Is harassing you over a debt? Is placing robocalls to you or sending you unsolicited text messages? You have rights under state and federal laws! We will aggressively enforce the law to stop this harassment. Not only will we stop the harassment, but you may be entitled to money damages, too. Finally, you won’t have to pay us a dime for our services. Keep reading to learn about your rights.
is a consumer finance and loan company, headquartered in Indianapolis, IN—primarily, their business is consumer loans and credit cards. was founded in 1878; it’s part of the HSBC banking corporation, and also goes by the name Household Finance Corporation III. is not accredited by the Better Business Bureau, which is not a good sign for customer service.
What happens, though, if you find yourself in financial difficulty and you cannot pay your loan or credit card? Well, you’re not alone. If is contacting you to collect a debt, whether you owe it or not, must follow the law.
If has done any one of the following, contact America’s Consumer Lawyer, for a free case evaluation:
• Called you after you told them to stop calling you.
• Called you about a debt you do not owe.
• Continued to call you after you have told the collector you cannot pay the debt.
• Communicated (phone or letter) with you after you filed for bankruptcy.
• Communicated (phone or letter) with you after you told the collector you have a lawyer.
• Called you before 8:00 a.m. or after 9:00 p.m.
• Called you at work after you told the collector you cannot receive such calls at work.
• Left you a voicemail message without saying the company’s name.
• Called third parties (family, friends, co-workers, or neighbors).
• Threatened legal action against you.
• Placed robocalls to you.
• Sent you unsolicited text messages.
If has done any of the above, you may be entitled to money damages. Plus, you won’t have to pay us a dime for our services. Founding attorney, Michael Agruss, has settled over 1,500 debt collection harassment cases. Now, we want to you help you, too. Contact America’s Consumer Lawyer, at 888-572-0176 for a free consultation.
has several dozen telephone numbers it places collection calls from. may be calling you from the following telephone numbers:
866-388-1224, 866-445-2521, 813-863-1961, 704-802-9672, 267-407-0100, 267-257-0080, 877-320-6375, 909-397-3080, 347-558-9100, 620-000-1235, 877-491-7511, 866-668-0012, 850-387-0442, 214-343-6364, 800-972-8094, 866-888-9094, 818-534-3124, 866-254-7556, 503-293-4037, 866-438-1259, 877-458-8341, 866-676-2139, 866-751-2884, 877-560-3744, 903-328-9934, 323-474-0503, 800-926-2607, 866-717-0360, 800-684-6429, 866-222-3456, 757-321-6282, 888-667-1146, 800-788-1652, 888-316-9225, 619-258-0817, 800-365-2027, 202-747-7309, 218-740-2135, 888-753-3849, 805-290-4876, 888-595-6328, 800-587-5714, 888-486-2121, 713-242-1595, 866-451-8939, 877-833-1629, 971-220-1003, 888-226-2278, 800-477-1024, 678-265-1568, 713-369-3700, 888-565-5817, 026-362-1184, 917-664-3861, 403-775-6378, 918-729-3271, 801-839-7369, 028-415-8566, 713-885-0222, 921-935-9724, 474-114-1153, 645-694-7045, 626-872-7074, 877-411-8291, 800-354-8889, 318-528-7616, 854-773-8976, 619-399-2476, 714-924-3754, 248-579-5479, 267-328-7396, 631-701-1560, 239-223-2776, 208-899-4636, 972-581-9830, 787-300-3685, 916-488-6685, 877-770-0215, 787-445-7616, 031-743-7841, 817-992-0385, 817-350-7193, 417-825-4949, 713-291-6835, 216-282-5542, 210-297-2228, 888-651-0479, 310-671-5821, 731-577-9070, 207-289-5863, 312-651-4183, 608-510-8954, 336-528-2149, 360-470-5570, 206-808-2877, 484-777-7411, 239-989-5879, 630-605-7140, 856-313-5433, 334-322-4624, 602-639-9564, 873-706-4097, 206-859-1400, 502-419-2480, 720-474-1767, 904-404-3999, 802-552-8300, 780-443-1365, 214-668-2637, 876-561-9270, 281-236-3212, 709-689-5727, 623-498-7023, 202-499-1627, 405-314-1490, 888-416-7326
Submitted Comments
Hi, I am receiving calls from a collection agency threatening to garnish my pay for a collection that they state is from HSBC/Orchard Bank.
I continuously inform them that I've never had any type of account with HSBC/Orchard Bank and I never comply with them with they ask me to confirm any of my personal details.
The number that they call me from is 202-595-9027
Just been contacted about a legal claim filed against me, leaving only a telephone no. to call no other identification. Called that no and was told of an outstanding debt of about $4,000 with additional costs of over $2,000 if I did not pay it and went to court. I was a member of a class action against Orchard Bank back in 2012 and received a check from the attorneys office of $67.00 because Orchard Bank lost the suit!
I just got a phone call from 2092537486 saying I owe Orchard Bank over $2000. I haven't had an orchard bank card in well over 20 years. I got this same call from another company in 2016 (Williams, Williams, & Williams) stating the same thing. I paid them because I was unable to verify if I indeed owed it or not. How can they be claiming the same thing now? It does not show on my credit report. I haven't had the cards in years, and I'm not sure what I need to do. I'm not sure what you need to know!
A place called Global Financial Services called me today on behalf of Orchard Bank HSBC saying I have a credit card debt owed from 2013. They said they've been trying to contact me since then, sending mail to an address I haven't lived at since before 2013 and telling me they want me to pay it off or else I will get sued. This credit card does not show up on my credit report. They called me at work during business hours. I want to try to get a copy of the credit card statements because I don't remember this credit card at all but I have no clue how to go about doing that. If you can email me any info I would appreciate it. Thanks
Closed account and either your company running a scam card companies went out of business 2003.
I have received multiple calls from Forest Mediation one number they use is 207-956-5525. They are trying to collect from a debt from Orchard Bank HSBC and this debt was discharged in a bankruptcy last year. They read their notes and even that the debt has been discharged but threaten me with court and law suits. This debt was legally discharged. My problem is how do I get these folks to quit calling me.
Michael Agruss
5 years ago
Hi Robert. If a debt was discharged in a bankruptcy, debt collectors cannot continue to pursue it. If they are not aware of your bankruptcy, a letter from your bankruptcy lawyer will usually stop them. However, sometimes debt collectors will continue to contact a consumer hoping that you won't know the law or you don't want to put up a fight. They are breaking the law if they are doing this. If you'd like to talk more about your situation, feel free to reach out to my law firm. Thanks, Mike
Michael Agruss
5 years ago
Hi Portia. It may be that your debt was sold to another debt collector and they are attempting to collect on a debt you may owe. Have you asked them to provide you with a debt validation letter? I would start there. If you'd like to talk about this or need help getting these calls to stop, reach out to me at my office. Thanks, Mike
Michael Agruss
5 years ago
Hi Lisa. I would suggest that you send a registered debt validation letter request to Global Financial Services so that you can figure out what debt they may be attempting to collect on. If you'd like help with this, give me a call or email me at
[email protected]. Thanks, Mike
Michael Agruss
5 years ago
Hi LaDonna. I will contact you to discuss your situation. I would like to get some further details from you and then we can decide what could be happening with both Orchard Bank and Williams, Williams, and Williams. Thanks, Mike
Michael Agruss
5 years ago
Hi Roberta. Do you have a copy of the newest legal claim that Orchard Bank is supposedly filing against you? If you do, please send it over to my office at
[email protected]. I will look it over and contact you about this. Thanks, Mike
Michael Agruss
5 years ago
Hi Eric. Have you asked them to provide you with a debt validation letter? They have to provide you with this once requested and you should do so via a registered letter. I can help you with this. Please give me a call. Thanks, Mike
My husband apparently owes Orchard Bank $6925.05 since 2005 i married him 20013 They are now harassing me for payment and threatening me with a lawsuit calling my phone from this number 8665332837 The person is called Angela apparently I was issued a summons to appear in court
Michael Agruss
3 years ago
Hi Martin. Did you receive the summons to appear in court, or are they threatening you with being served? If you have the paperwork, you can email that over to me at
[email protected]. I can look it over and contact you to discuss what options you have. Thanks, Mike
I am being told that a judgment is going to be placed against me for an Orchid Bank master card debt.
The account was opened without my knowledge by my x-wife under my social security number. I told them it wasn\'t me and that I was incarcerated for the years when that was opened and defaulted.
They don\'t care are said the creditor will move forward and I have to prove it wasn\'t me?
This just happened a few months ago for another Orchid bank debt they said I owed. They put a judgment against me and started garnishment. I paid the debt to have it stopped.
This can\'t keep happening. I need advice.
Harassing phone calls
RCA PAY 202-891-4844
RCA Pay. 803-878-7593
RCA Pay. 330-859-4781
RCA Pay. 567-344-4058
RCA Pay.
Harassing phone calls about a supposed debt we don’t recognize
Preston & Associates contacted me not long ago about an alleged outstanding Orchard Bank credit card debt. I have scoured my paperwork and have found nothing related to that debt -- no signed credit-card application, no approval documents, no monthly statements, and no list of transactions. Of course, Preston & Associates has provided no documentation to support its claim, other than an e-mail notice containing a debt validation letter. Now I’ve been directed to call to find out my court date. Can Agruss Law, an Illinois firm, assist me, a New York City resident, with my response to this matter?
I\'m getting threatening letters from these people going to garn I sh wages come to find out none of this is even on my credit report anyway asset acceptance LLC VS Paul Muczko et al.Court File Number: 06SC1410 please advise Thanks Paul Muczko
I just received a phone call from a company representing Orchard Bank. They are claiming I owe $6k from a debt ($3k) settled over a decade ago from Household Finance. This debt they supposedly acquired must have been bought after i settled with HFC. It appeared out of nowhere whe i got a letter stating i owed Orchard. I have never had a debt with Orchard. A decade later they are trying to collect again even after I\'ve told them back them that I do not owe them. Now they want to sue and take me to civil court and get a judgment in their favor. They tried to get me to agree to make payments on thev6k or settle for $2k. I still told them I don\'t owe them, never did.
I am getting repeated telephone calls from Aquarian Asset Management making claims that I owe them for an Orchard Bank/HSBC credit card from 10-15 years ago. Their calls begin with a recording that threatens wage garnishment, lawsuits, etc. I have asked them REPEATEDLY to cease any telephone contact and send any information in writing, which of course they will not comply. I have also received other calls regarding a HSBC loan from 2008. I cannot block their numbers, because they use other numbers to continue the harassing calls. They’ve also used profanity with me, racial slurs, and other derogatory remarks.
Getting harassed by some company saying I owe money for a card and address I’ve never heard of. I told them my identity was stolen years ago. They are bothering all of my family and some friends. This is NOT ok. I don’t know what to do. I’ve told them over and over to stop.
Call a call today saying a summons has been issued and I am to appear in court over a lawsuit filed against me for outstanding debt of over $2000. They have even showed up at my parents house attempting to issue a summons. I have never had an account with this company
I get a call telling me this is global and that I owe HSBC Orchard Bank over 4000 dollars. Which I had similar are months prior saying they r taking me to court on the first one so I paid it and kept all copies and receipts. I get a call today while at work about me still oweing HSBC Orchard today and their saying they are taking me to court and so on and I called them back and told them this debt was already paid. They go and tell me that they do not see it being paid that it must be a different account and to my understanding I’ve checked my credit report and all and I don’t even recall even having an HSBC orchard account especially if I did it’s been yrs but never had an account with a limit of 4000 just done and frustrating
Sir
I have been receiving calls from a collections from EMP legal group about an credit card from unknown time for an amount of $1537.27, Neither myself or mywife have had this type of account, what should we be doing to stop these calls. Also have checked both of our credit reports and nothing was found.
Dan
I keep getting harrowing phone calls from Household Orchard Bank. I have never had this card. Telling me I opened it in 2000 and I owe $4,000. They have the last four of my social. I have never had this card. They are threatening judgment on me.
HOUSEHOLD/ORCHRID BANK
I HAVE NEVER HAD AN ACCOUNT WITH THEM THEY CALLED ME AT WORK TODAY STATING THEY WERE AN ATTORNEY\'S OFFICE TAKING ME TO COURT
Being sued for credit card debt in 2002 That I don\'t even know about
I have received a message and returned a call to 888-386-5875. Threatening to serve and sue me over an HSBC account that is 17 years old and has been discharged in BK back in 2009. Can someone please reach out to me?
Orchard Bank has sent a previous \"supposed\" debt to 4 collectors since 2022. I paid the debt to get them off my back in 2023 in full. I have a release of debt letter, yet continue to get collection calls.
Household Orchard Bank, is claiming that I have taken out a credit card loan in 2020 and have not paid them back.What I’m confused about is , I don’t have the slightest IDEAL what they are talking about. So If you could PLEASE help me stop the phone calls and harassment’s.
I got a call saying they are from cardinal legal and are trying to collect a debt of $3000 that I owe Orchard Bank. They say they have sent documents to have my pay check garnished because I refused to pay. I told them I don’t refuse, I told them I’ve never had ORCHARD Credit Card and this not my debt. They claim mail was sent to my home trying g to collect, which is not true. They tell me the Credit Card is still active and in use. How is this possible if Orchard Bank doesn’t exist. They left a return 609-596-4015. I did inquire about their business and address but they wouldn’t give it to me and stated the garnishment has already been put in.
The representative from cardinal law called me from 201 207 261 5287 but left 609 595 4015 as a call back number.
Can someone please call me back and tell me how is this legal when I’ve never had and still don’t have an Orchard Bank Credit Card. As well as if they don’t exist how is this card still being used as stated by the collection representative.
