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SMS Financial Recovery Services, LLC

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

Are you being harassed by SMS Financial Recovery Services LLC over a debt? Stop the harassment and get money, all without paying for our services. You are protected under the Fair Debt Collection Practices Act (FDCPA), whether or not you owe the debt.The FDCPA has protected consumers since 1977. This federal law protects you from unfair or abusive debt collection practices through clear rules about what debt collectors may and may not do while collecting a debt, as well as things they must do under law.SMS Financial Recovery Services LLC is a third party debt collector that is located in Phoenix, AZ. The business was established in 1993.According to Public Access to Court Electronic Records, has been involved in 6 cases, of which one case was a civil case. This case was filed in 2012 and closed in 2013. There are currently no open cases against the business.The Better Business Bureau has no records of SMS Financial Recovery Services LLC.Phone numbers associated with SMS Financial Recovery Services LLC are:602-944-0624800-644-0624If you are being harassed over a debt, you may be entitled to money damages. Get up to $1,000 for harassment, and $500-$1,500 for illegal robocalls. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the collector pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of debt collection harassment cases. Let us help you today. Contact Mike Agruss Law at 888-572-0176 to stop the harassment once and for all.

Submitted Comments

Roxanne Stout
8 years ago
Got a call today from SMS Financial Recovery. Claims we owe a debt to a bank we never heard from. Threatning to take us to court. We don't even know what this is for. Now showing up on credit report as a hard inquiry. How can they pull credit if not given permission? Thanks Roxanne Stout
6 years ago
Receiving harassment, hostile, abusive, threats of litigation from SMS Financial. They have not provided me with any written documentation information me who they are or the debt they are calling me about. I had to option to dispute. I was threatened on the 15th with litigation and I would be responsible for their legal costs and debt, and ordered me to get an attorney. I am a Veteran, diagnosed and being treated for PTSD. That called I informed the collector guy that I was experiencing a throbbing headache indicative of high blood pressure which I am on life-sustaining medicine to treat and I let him know that he was being abusive, yelling at me, belittling me. When I hung up I could tell he triggered my PTSD, it's been HORRIBLE and I have not been able to sleep or eat normally. Can you all please help!
4 months ago
I was never served anything on a lawsuit for a repossessed vehicle. However, a judgement was issued wages were garnished during the executive order to pause garnishments and attempts to garnish. SMS Financial sent a discovery of assets to the Dr I work for. The harassment and hostile phone calls are just the beginning . I left my job in May after 10 years of working there because of all this. ..I wasn\'t given an opportunity to respond to any lawsuit or even claim any exemptions. How does a judgement get entered against you if there isnt a lawsuit first? Please help....there is so much more.

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