Do you have problems with Okinus over a debt? You are protected under various state and federal laws. For example, you have rights under the Telephone Consumer Protection Act (TCPA), the Electronic Fund Transfer Act (EFTA), and the Fair Credit Reporting Act (FCRA).•The TCPA has been around since 1991 and protects people from unwanted solicitation calls, robocalls, faxes, and text messages. Under the TCPA, you may receive between $500 and $1,500 for each illegal robocall, text, and fax. •The EFTA was established in 1978 and works to protect consumers who use electronic methods of managing finances. Under the EFTA, written permission must be given in order for a company to take an electronic payment from your bank account. •The FCRA was established in 1970 and protects the information in your credit report, among other things. If your credit report contains inaccurate information, the FCRA gives you leverage and rights to dispute the inaccurate information in your credit report.Okinus is a financial company that provides financing to those who are in need with no credit necessary to qualify. They have instant approvals up to $5,000. The company was established in 2004. The company is located at PO Box 691, Pelham GA 31779. The company is otherwise known as Okinus Credit Solutions and Quality Time of Georgia.Okinus is a member of the Better Business Bureau. The company has been accredited since 2010. They have an A+ rating. In the past three years, 87 complaints have been closed on the BBB. The majority of the complaints were due to billing and collection issues. There are two reviews on the company, with one being negative. Okinus may be calling you from 405-529-5485, 229-294-4575You are protected under several state and federal laws when dealing with OneMain Financial. Whether it is robocalls or text messages, credit report errors, or unauthorized electronic payments from your bank account, you have rights under the law. Under various state and federal laws, we will help you based on a fee-shift provision and/or based on a contingency fee. That means, the company pays your attorney’s fees and costs. You won’t pay us a penny. We have settled thousands of consumer rights’ cases. Let us help you today.
Stop Okinus Harassment
Submitted Comments
Dominic
3 years ago
In April 2022 I placed and order through Tire Agent and chose a financing option with okinus with $1.40 down. The tires were never received. I assumed it was a scam. By the time it shouted up on my. Refit report, the amount had doubled. Tire agent and okinus said I am responsible for the debt, even though they cannot provide me with any proof of delivery other than a tracking number that said it was delivered. No signature required for a $1600 order is ridiculous. Okinus call calls at lease twice a week, hounding me for payment but will not make the situation right. There is also false information on the credit report. It says that I made a payment to them in may, which is false. I never paid them more than 1.40
Casey
3 years ago
I am having problems with Okinus Inc. They are committing usury- a judge even hinted to that when I had filed a motion of exemption and emergency order to release the hold they put on my bank account back in 2019. They voluntarily withdrew their garnishment motion. Now, 4 years later they have had another hold put on my bank account. They lawyer that they use is a bully and I have found others with this issue. They refer to it as a “rental” rather than a loan to avoid the usury laws. However, when I couldn’t afford my payments 4 years ago and asked them to come take back the furniture they told me they wouldn’t take it back. Then a few months later this lawyer “Cohen” filed the garnishment. I thought it was all taken care of once the Judge and I were able to get the voluntary withdrawal of the garnishment. Now, 4 years later they have done it again. I know that I can file the exemption, however this company & their lawyer needs to be held accountable, so I want to do more. I’ve read several things with people having the same issues. Please help!
Cruz
2 years ago
I keep getting spam calls mostly everyday and it’s so upsetting to me because i aleady made the payment and they keep telling me I didn’t pay in which i did. And they keep changing the lease agreement and they are no help at all to me. It’s so sad that i was almost done paying this off and the manager told me I still have $490 to pay off? Like how is that possible.?
Cruz
2 years ago
They keep changing my lease agreement, and they keep spam calling me on multiple numbers and keep adding more money on top of what I owe. This is so not right I need a lawyer asap
Karen
2 years ago
I have the same problems that a lot of your clients. I bought a sofa in FL Furnitue store which the sales make the agreement contract with Okinus with out my concern and sign a contract with a never get the information. The sales sign for me. She never told me was a lease contract.
Tyler
2 years ago
Hello my name is Tyler Abold. I\'ve received notification that I will be getting served over an Okinus debt. I\'m not sure what to do or who to talk to. During the original okinus agreement I referenced my contract signed and tried to have my furniture returned however they said they could not do that. Please give me some advice/ a consultation.
Kimberly
1 year ago
Okinus is charging me more than my agreement
Monique
1 year ago
Okinus I purchased a heating and air system for $8000. I paid of $500 down and $448.00 per month. I call for my payoff amount 5 months later and they tell me I owe $7,600. How is that possible. The early payoff should be way less of their interest is only 20%. Help!
Sun
9 months ago
I got a HVAC system with Royal Air and was told that my payment would be a monthly investment of $225. Okinus is who Royal Air used and they have been charging me $260.20 bimonthly sometimes $330.20. When I called Okinus Rosaline threaten me with removal of my HVAC system. When I explained that I have a contract for a different amount she said either pay or else. But I have been paying. In the month of June they took 3 payments. The HVAC was installed on April 1, 2025 and I have made a total of 4 payments all different amounts. They also call my phone so much through different numbers sometimes with eFinancial and other times with an area code other times without an area code. In one day alone they called my phone 8 times back to back starting at 7:30am. I tried blocking most of the numbers they use. Please help me I’m a 74 yr old and feel threatened by them.
