The Worst Debt Collector

After Michael Collier, a 100% disabled war veteran, won his case against a debt collector who illegally garnished exempt disability payments, the fight got nastier than ever. Gurstel Chargo, P.A. from Minnesota, told Collier he is “living off social security while the rest of us honest Americans work our asses off. Too bad; you should have died.”Now Collier is suing Gurstel Chargo again, requesting that Gurstel Chargo cooperate with the court’s decision and seeking additional damages as well. It all began when Michael Collier, who suffered spine and head injuries in army service, learned that Gurstel Chargo made the mistake of garnishing the savings of Collier’s wife, Kim, by freezing her money through a credit union. Gurstel Chargo was after $6,000.00 from Collier’s defaulted student loan.When the Colliers won their case against Gurstel Chargo, the latter promised the judge it would release the money “right away.” Instead, shortly after in the parking lot, Gurstel Chargo’s lawyer told the Colliers to hire a lawyer to get their money. Colliers later called the collector’s office, and an unnamed paralegal said, “Fuck you! Pay us your money! You can’t afford an attorney. You owe us. I hope your wife divorces you’re ass. If you would have served our country better you would not be a disabled veteran living off social security while the rest of us honest Americans work our ass off. Too bad; you should have died,” according to the complaint.The Colliers are seeking “actual damages, statutory damages, and punitive damages for violations of the Fair Debt Collection Practices Act (“FDCPA”), conversion, invasion of privacy, and malicious infliction of emotional distress,” the Courthouse News Service said. The FDCPA has been around for almost 35 years. The FDCPA is a federal law that applies to every state. In other words, everyone is protected by the FDCPA. The FDCPA is essentially a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things debt collectors must do while collecting a debt.If a collection agency has harassed you, you may be entitled to money damages up to $1,000.00. Plus, the FDCPA has a fee-shift provision. This means, the collection agency pays your attorney’s fees and costs. Founding attorney, Michael Agruss, has settled over 1,500 debt collection harassment cases. Contact Mike Agruss Law, for a free consultation. We want to help you, too.