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United Receivables Group, LLC

Michael Agruss

Written and Reviewed by Michael Agruss

  • Managing Partner and Personal Injury Lawyer at Mike Agruss Law.
  • Over 20 years of experience in Personal Injury.
  • Over 8000+ consumer rights cases settled.
  • Graduated from the University of Illinois Chicago School of Law: Juris Doctor, 2004.

 

Debt collectors like United Receivables Group cannot harass you over a debt. You have rights under the law, and we will stop the harassment once and for all.

THE BEST PART IS…

If United Receivables Group violated the law, you will get money damages and United Receivables Group will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. Plus, some of our clients also receive debt relief and cleaned-up credit reports. You have nothing to lose! Call us today at 888-572-0176 for a free consultation.

Who is United Receivables Group?

United Receivables Group is a third-party debt collection agency based in Rock Hill, South Carolina. Founded in 2013, United Receivables Group is not accredited by the Better Business Bureau and has received over 70 negative reviews and complaints via the BBB in the past three years for billing/collection problems, harassing phone calls, harassing debtors’ friends or relatives, and other FDCPA violations.

United Receivables Group’s Address, Phone Number, and Contact Information

United Receivables Group is located at 572 John Ross Parkway, Suite 107, Rock Hill, SC 29730-8975. The main telephone number is 866-850-3830 and the main website is www.urgonline.com/.

Phone Numbers Used by United Receivables Group

Like many debt collection agencies, United Receivables Group may use many different phone numbers to contact debtors. For an advanced search, visit www.agrussconsumerlaw.com/ and click “Number Search” in the “Lookup” dropdown menu. Here are some phone numbers United Receivables Group may be calling you from:

  • 866-658-9764
  • 866-850-3830
  • 877-893-4850

United Receivables Group Lawsuits

If you want to know just how unhappy consumers are with United Receivables Group, take a look at the lawsuits filed against the agency on the Public Access to Court Electronic Records (“PACER”). PACER is the U.S.’s federal docket which lists federal complaints filed against a wide range of companies. A search for the agency will display nearly 30 lawsuits filed in 16 states, most of which involve violations of consumer rights and/or the Fair Debt Collection Practices Act (FDCPA).

United Receivables Group Complaints

The Fair Debt Collection Practices Act (FDCPA) is a federal law that applies to everyone in the United States. In other words, everyone is protected under the FDCPA, and this Act is a laundry list of what debt collectors can and cannot do while collecting a debt, as well as things they must do while collecting a debt. If United Receivables Group is harassing you over a debt, you have rights under the FDCPA.

The Telephone Consumer Protection Act (TCPA) protects you from robocalls, which are those annoying, automated, recorded calls that computers make all day long. You can tell it’s a robocall because either no one responds on the other end of the line, or there is a delay when you pick up the phone before a live person responds. You can receive $500 per call if United Receivables Group violates the TCPA. Have you received a message from this agency that sounds pre-recorded or cut-off at the beginning or end? These are tell-tale signs that the message is pre-recorded, and if you have these messages on your cell phone, you may have a TCPA case against the agency.

The Electronic Fund Transfer Act (EFTA) protects electronic payments that are deducted from bank accounts. If United Receivables Group took unauthorized deductions from your bank account, you may have an EFTA claim against the agency. United Receivables Group, like most collection agencies, wants to set up recurring payments from consumers; imagine how much money it can earn if hundreds, even thousands, of consumers electronically pay them $50 – $100 or more per month. If you agree to this type of reoccurring payment, the agency must follow certain steps to comply with the EFTA. Did United Receivables Group continue to take electronic payments after you told them to stop? Did they take more money from your checking account than you agreed to?  If so, we can discuss your rights and a potential case under the EFTA.

The Fair Credit Reporting Act (FCRA) works to ensure that no information reported to your credit report is false. In essence, it gives you the right to dispute those inaccuracies that you find on your credit report. We’ve handled many cases in which a debt collection agency reported debt on a consumer’s credit report to obtain leverage over the consumer. If United Receivables Group is on your credit report, they may tell you that they’ll remove the debt from your credit report if you pay it; this is commonly known as “pay for delete.” If the original creditor is on your report rather than the debt collector, and you pay off the debt, both entities should accurately report this on your credit report.

Several states also have laws to provide their citizens an additional layer of protection. For example, if you live in California, Florida, Michigan, Montana, North Carolina, Pennsylvania, Texas, or Wisconsin, you may be able to add a state-law claim to your federal law claim above.  North Carolina, for example, has one of the most consumer-friendly statutes in the country: if you live in NC and are harassed over a debt, you may receive $500 – $4,000 in damages per violation. We work with a local counsel in NC and our NC clients have received some great results in debt collection harassment cases. If you live in North Carolina and are being harassed by a debt collector, you have the leverage to obtain a great settlement.

How do we Use the Law to Help You?

We will use state and federal laws to immediately stop United Receivables Group’s debt collection. We will send a cease-and-desist letter to stop the harassment today, and if United Receivables Group violates the FDCPA, EFTA, FCRA, or any state law, you may be entitled to money damages. For example, under the FDCPA, you may receive up to $1,000 in damages plus actual damages. The FDCPA also has a fee-shift provision, which means the debt collector will pay your attorneys’ fees and costs. If you have a TCPA case against the agency, we will handle it based on a contingency fee and you won’t pay us a dime unless you win.

THAT’S NOT ALL…

We have helped hundreds of consumers stop phone calls from United Receivables Group and we know how to stop the harassment and get you money damages. Once again: you will not pay us a dime for our services. We will help you based on a fee-shift provision and/or contingency fee, and the debt collector will pay your attorneys’ fees and costs.

What if United Receivables Group is on my Credit Report?

Based on our experience, some debt collectors may credit-report, which means one may mark your credit report with the debt they are trying to collect. In addition to or instead of the debt collector, the original creditor may also be on your credit report in a separate entry, and it’s important to properly identify these entities because you will want both to update your credit report if or when you pay off the debt.

THE GOOD NEWS IS…

If United Receivables Group is on your credit report, we can help you dispute it. Mistakes on your credit report can be very costly: along with causing you to pay higher interest rates, you may be denied credit, insurance, a rental home, a loan, or even a job because of these mistakes. Some mistakes may include someone else’s information on your credit report, inaccurate public records, stale collection accounts, or even being a victim of identity theft. If you have a mistake on your credit report, there is a process to dispute it, and my office will help you obtain your credit report and dispute any inaccurate information.

REMEMBER…

If a credit reporting agency violates its obligations under the Fair Credit Reporting Act (FCRA), you may be entitled to statutory damages up to $1,000, and the credit reporting agency will be required to fix the error. The FCRA also has a fee-shift provision, which means the credit reporting agency will pay your attorneys’ fees and costs. You won’t owe us a dime for our services. We have helped hundreds of consumers fix inaccurate information on their credit reports, and we’re ready to help you, too.

Complaints against United Receivables Group

If you’re on this page, chances are you are just like the hundreds of consumers out there being harassed by United Receivables Group. Here are some of the BBB reviews and complaints against United Receivables Group:

  1. “Bad debt collection practices. Calls at all times. Calling people not associated with whomever they are trying to reach. Multiple phone calls per day and from multiple phone numbers in effect trying to disguise who they are. Block one number, they call from another to get around the block. Need to follow the law regarding debt collection. No letter ever sent. I’ve gotten phone calls for at least 7 different people who I have no association with and one for me, but I know all my accounts and none are in collections (that’s what a credit report is for).”
  2. “This group has called and left messages with my family members telling them that I wrote fraudulent checks. Then I called and asked for written documentation, they were rude and very unprofessional. I asked for management and she was rude, they wanted me to come to a verbal agreement to pay money to them without any written information and she hung up in my face.”
  3. “This company employs improper debt collection practices to collect on a debt I do not owe. I receive daily phone calls from several different phone numbers from this company. They have contacted distant relatives and harassed them in an attempt to collect on money I do not owe…I have yet to receive documentation stating that I owe this debt.”

Cases We’ve Handled against United Receivables Group

I THINK YOU’LL AGREE WITH ME WHEN I SAY…

Threats and harassment from collection agencies can be pretty intimidating. However, we can stop the harassment and get you money damages under the law, and the collection agency will pay your attorneys’ fees and costs. Here are some cases we’ve handled against United Receivables Group:

  1. Tyshawn H. v. United Receivables Group – In December 2017, Ryshawn of Orange County, North Carolina, pursued a claim against United Receivables Group for violations of the Fair Debt Collection Practices Act (FDCPA) and North Carolina Debt Collection Practices Act (NCDCPA). Complaints consisted of 100+ harassing phone calls, including after the plaintiff requested that the calls stop, and unlawful threatening of legal action and wage garnishment. The case was settled in February 2018 and Ryshawn was happy with the results.
  2. Ericka C. v. United Receivables Group – In October 2017, Ericka of Hartford County, Connecticut, pursued a claim against United Receivables Group for violations of the Fair Debt Collection Practices Act (FDCPA). Complaints included unlawfully attempting to collect a time-barred debt, falsely representing the legal status of said debt, and threatening to take actions that could not legally be taken. The case was settled in December 2017 and Ericka was pleased with the outcome.
  3. Anissa A. v. United Receivables Group – In April 2017, Anissa of Alexandria, Virginia, pursued a claim against United Receivables Group for violations of the Fair Debt Collection Practices Act (FDCPA) and Telephone Consumer Protection Act (TCPA). Complaints consisted of harassing phone calls, including robocalls, and continuing after the plaintiff requested that the calls stop and reiterated that she was not the person United intended to contact. The case was settled in July 2017 and Anissa was happy with the results.

What Our Clients Say About Us

Mike Agruss Law has over 690 outstanding client reviews through Yotpo, an A+ BBB rating, and over 100 five-star reviews on Google. Here’s what some of our clients have to say about us: “Michael Agruss handled two settlements for me with great results and he handled them quickly. He also settled my sister’s case quickly and now her debt is clear. I highly recommend Michael.”Mike Agruss Law was very helpful, they helped me solved my case regarding the unwanted calls. I would highly recommend them. Thank you very much Mike Agruss!”Mike Agruss Law was very helpful to me and my veteran father! We were harassed daily and even called names for a worthless loan! Agruss stepped in and not only did they stop harassing, but they also stopped calling all together!! Even settled it so I was paid back for the problems they caused!”

Can United Receivables Group Sue Me?

Although anyone can sue anyone for any reason, we have not seen United Receivables Group sue consumers, and it’s likely that the agency does not sue because they don’t always own the debt they are attempting to collect, and would also need to hire a lawyer or use in-house counsel, to file a lawsuit. It’s also likely that the agency collects debt throughout the country, and it would be quite difficult to have lawyers, or a law firm, licensed in every state. However, there are collection agencies that do sue consumers; for example, Midland Credit Management is one of the largest junk-debt buyers, and it also collects and sues on debt. Still, it is less likely for a debt collector to sue you than for an original creditor to hire a lawyer or collection firm to sue you. If United Receivables Group has threatened to sue you, contact Mike Agruss Law as soon as possible.

Can United Receivables Group Garnish my Wages?

No, unless they have a judgment. If United Receivables Group has not sued you, then the agency cannot get a judgment. Barring limited situations (usually involving debts owed to the government for student loans, taxes, etc.), a company must have a judgment to garnish someone’s wages. In short, we have not seen this agency file a lawsuit against a consumer, so the agency cannot garnish your wages, minus the exceptions listed above. If United Receivables Group has threatened to garnish your wages, contact our office right away.

United Receivables Group Settlement

If you want to settle a debt with United Receivables Group, ask yourself these questions first:

  1. Do I really owe this debt?
  2. Is this debt within the statute of limitations?
  3. Is this debt on my credit report?
  4. If I pay this debt, will United Receivables Group remove it from my credit report?
  5. If I pay this debt, will the original creditor remove it from my credit report?
  6. If I pay this debt, will I receive confirmation in writing from United Receivables Group for the payment and settlement terms?

These are not the only things to consider when dealing with debt collectors. We are here to help you answer the questions above, and much more. Whether it’s harassment, settlement, pay-for-delete, or any other legal issue with United Receivables Group, we at Mike Agruss Law are here to help you.

Share your Complaints against United Receivables Group Below

We encourage you to post your complaints about United Receivables Group. Sharing your complaints against this agency can help other consumers understand what to do when this company starts calling. Sharing your experience may help someone else! HERE’S THE DEAL! If you are being harassed by United Receivables Group over a debt, you may be entitled to money damages – up to $1,000 for harassment, and $500 – $1,500 for illegal robocalls. Under state and federal laws, we will help you based on a fee-shift provision and/or contingency fee, which means the debt collector pays your attorneys’ fees and costs. You won’t owe us a dime for our services. We have settled thousands of debt collection harassment cases, and we’re prepared to help you, too. Contact Mike Agruss Law at (888)-572-0176 to stop the harassment once and for all.

 

Submitted Comments

Anissa
7 years ago
I would like to know how I can stop United Receivables Groups' harassing calls for a family member who owes a debt. Not my debt but they have called me leaving threatening phone calls in regards to someone else's debt. They have called me several times and even told me to pay the bill. They have called my daughter, my mother and an ex-sister-in-law. I would also like to sue the company/owner.
Lisa Shirah
7 years ago
United Receivables Group has been calling and harassing me about a pay day loan from 2013 from a company l never recieved money from...
Lisa
7 years ago
I have a group named United Receivables Group calling me harassing me stating l have an old pay day loan from 2012 that l cant not fibd in my bank statements of ever recieving the money. They say if l dont pay they will serve me papers but not to my house to all my family members house trying to demand l pay
Colleen
7 years ago
They continue to call my office and my cell phone making threats to put me in jail. I know they cannot do this but now they are calling my family members and making threats that im going to jail. What can i do to stop this?
Shema Matthews
7 years ago
I am having a issue with URG harassing me and calling my inlaws about a payday loan from 2016. They have threatened to sue me and I really need some help. Please email me back. I live in Houston TX. Thank You
Kimberly
6 years ago
I got harassing telephone calls from United Receivables Group and other debt collection agencies like IRP and Associates!
Jacob
6 years ago
I am being contacted by United Receivables Group about a loan i did not get or apply for!
Brandy
6 years ago
URG calls me and my family multiple times per day stating that I have a bad check and that I will be put into jail. To the absolute best of my knowledge I do not have any outstanding checks. If I did, wouldn't I have received mail about it? Or wouldn't it be on my credit report?! I have one outstanding item on my credit report, but I have disputed it as I do not believe that it is mine. This is not in regards to that item. I do not want to call Mr. Strong back at URG as I know that it will just upset me with the way he talks. The way they do business is despicable!
John
6 years ago
These people are calling and threatening me saying they are the law department and so on!
Sherri
6 years ago
My daughter has been receiving calls from united receivable group about a fraudulent check and they will take legal actions they are investigating which sounds like a threat to be put in jail. Can they do this? My daughter takes care of me I have not has any checks in a few years so I know I have not wrote any checks!
Kortney
6 years ago
I have been receiving several calls from URG supposedly. Lady said her name was mrs Jackson. I told her I was recording the call which I really was and still have the recording of her telling me my kids will be retarded and harassing me. She ended the call. I still have the recording!
Jennifer
6 years ago
They are calling me telling me I owe $500 odd dollars that was deposited into an account I have not had in approximately 10 years, and all of the contact info is about 10 years old. I have the number and the extension of the woman that called. I have NEVER had any money borrowed and/or deposited into any account. I am tired of the harassment every few years they go at me until I contact my divorce lawyer or someone to speak to them. I don't even know how they got my recent phone number!
Mark
6 years ago
This company, URG called me for the first time time on 9/28/17 @ 1:24 PM from 877-893-4850 and again on 10/10/17 @ 12:44pm from 877-978-1384 and demanded I to call back @ 866-756-5340 immediately. Both calls, I have the voicemails saved. I have no clue who this company is! They allege I owe them money, I do not owe anyone money, but the have my name, date of birth, & social security number wrong. They are VERY aggressive and rude! On Thursday 3/22/18 they called my parents who are elderly in their late 70's demanding my Father give them my social security and other personal information. This upset my father very badly but he did not fall for their scam. He then called me very upset and told me what happened. I called them and they were very rude demanding I give them my social security number and other personal information but they would not tell me what they wanted. I did not give them any of my information and all she said was "we will find you and we will continue to call you and your parents hourly until we do" and slammed the phone down. I called them back and asked her why was she so angry and she said "you know" and she said yeah right, pay us and we will stop calling you and slammed the phone down again! My final call to them was to demand they cease and desist any and all calls to my number as well as my parents and she said we will talk to you soon and again slammed the phone down! I blocked their number but but my parents do not have the ability to do that on their home phone it appears they have many numbers because they continue to call and harrass my elderly parents. This need to to stop and stop immediately! I, nor my parents are not accustomed to having anyone call us about owing money. We have great credit and do not owe anyone for anything because we pay all our bills in full monthly and have done so all of our lives. I contacted the BBB and they provided me your information. I have lived in Colorado for almost 10 years and I have no idea who URG is looking for and I have tried to explain to them they have the wrong person but they will not let me speak, only they are very rude, quickly say what they have to say and hang up on you. Can you please take this complaint very serious and hopefully get these foolish calls stopped once and for all. If you have any questions please do not hesitate to contact me. Thank you very much!
Nyshai
6 years ago
I was shared this link while researching the URG company after being informed it was a scam. I have been harassed by them for almost 3 months now. They constantly leave threatening messages. They contacted people that i know as well. When contacting the company they said i owe, i was informed that they do not have affiliation. Not sure what to do now. They have left message there have been different numbers to contact!
Kim
6 years ago
Harassing phone calls family coworkers and myself
Priscilla
6 years ago
United Receivables been calling me about a debt I do not know anything about. They are threating me about bank fraud, and calling people I know the same thing I have bank fraud. This is making me look like a honest person.
Priscilla
6 years ago
The company name is United Receivable Group. They are harassment me and my family everyday about I bank fraud, and I do not write checks at all. They are calling telling my family, and ex-husband about bank fraud. They are using different people with different name, and phone numbers. It needs to stop calling harassment me and family members!
Meggan
6 years ago
They called my sister telling her I wrote fraudulent checks and I do not even write checks than when i called them back they said it was for a payday loan from back in 2013 I have no idea what they are talking about and do not remember ever getting a payday loan from the company the referenced to me. I hope they leave me and my family members alone.
Nyshai
5 years ago
I was shared this link while researching the URG company after being informed it was a scam. I have been harassed by them for almost 3 months now. They constantly leave threatening messages. They contacted people that i know as well. When contacting the company they said i owe, i was informed that they do not have affiliation. Not sure what to do now. Other than when they have left message there have been different numbers to contact!
Sharon
4 years ago
They keep calling my phone harrassing me and when i ask them questions they keep hanging up on me!
Carrie
4 years ago
They have contacted my place of employment at the office and at the owners home phone. I don’t even know what it is.

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