If you’re filing a claim against another person’s auto insurance, your property in the vehicle will most likely be covered thanks to the property damage under Illinois’ mandatory driver’s liability coverage. If you’re filing with your own insurance company, however, your personal property may not be covered or only partially considering most auto insurance policies compensate for the vehicle or parts of it.
Since liability coverage in Illinois protects the other driver, their passengers, and others’ properties, you should consider having optional coverage to protect yourself during an auto accident. This way, you’re guaranteed coverage even when you’re at fault. Note that coverage doesn’t apply if you’ve purposefully damaged your vehicle and other properties as this is considered auto insurance fraud.
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A lot of personal injury lawyers raise their contingency fee throughout the process, charging 1/3 if the case is settled pre-suit, charging 40% if the case is filed after a lawsuit is filed, and charging 50% if the case goes to trial. We don’t. At America’s Consumer Lawyer, our personal injury contingency fee is always 1/3 and that’s not changing. We will handle your property damage claim FOR FREE. We will never change our contingency fee throughout the process. You will not owe us a penny unless you get money. Our unique formula has earned us over 1,000 outstanding client reviews on our website, an A+ BBB rating, and over 145 five-star reviews on Google. Call 888-572-0176, e-mail us at michael@agrusslawfirm.com, or schedule a meeting with us here. We’re here 24/7.
