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What is Underinsured Motorist Coverage?

Underinsured motorist coverage (UIM), similar to uninsured motorist coverage, is intended to help drivers who are involved in accidents where the other driver has only the bare minimum in insurance coverage. UIM is in place to provide financial compensation to the injured party when the at-fault drivers insurance has been maxed out and the UIM policy limits exceed the limits of the other drivers’ insurance coverage.

When you are involved in an accident and the at-fault driver is underinsured, you will want to immediately file a claim with your own insurance company to use your UIM coverage. Typically, there are time limitations and depending on your policy you may have as little as 30 days to file a claim. This is a multi-step process and that is not only time-consuming, but confusing. Allow America’s Consumer Lawyer to help you with this stressful task.

Underinsured Motorist Coverage

Every insurance company has a duty to work in good-faith on your behalf. But, if you file a claim for UIM coverage after an accident with an underinsured, at-fault driver, you are now filing against your own insurance company. If your insurance company takes an adversarial approach to your claim, the attorneys at America’s Consumer Lawyer are ready to help you get the compensation you need and deserve.

We at America’s Consumer Lawyer are proud to serve our fellow citizens in personal injury cases, especially when you or a loved one has been injured in an auto accident, and we are fully committed to protecting your rights and ensuring that the other party is held legally accountable when negligence occurs. We will fight until the very end to ensure that you are fully compensated for all injuries and losses resulting from the accident, including medical expenses, property damage, lost wages, and pain and suffering, and you won’t owe us a dime for our services.

If you or a loved one has been injured in an auto accident due to another driver’s negligence, contact America’s Consumer Lawyer for a free consultation. Helping our clients is about counseling, advocating, and ultimately solving problems. With years of experience successfully representing the people and not the powerful, we will take care of the insurance adjusters, your medical bills, your property damage, and your lost wages, and monitor your treatment so you can focus on healing and getting your life back to normal. We will handle your case quickly and advise you every step of the way, and we will not hesitate to go to trial for you.

Lastly, America’s Consumer Lawyer is not paid attorneys’ fees unless we win your case. Our no-fee promise is that simple. You have nothing to risk when you hire us – only the opportunity to seek justice.

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