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Whether You Owe The Debt Or Not, We Can Help You!

Has American Credit Acceptance Called From 864-752-1800 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

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FREE no-obligation case review.

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We'll make things right.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

864-752-1800

also appears as...

  • +1 8647521800
  • 8647521800
  • 1-864-752-1800
  • 864.752.1800
  • 1.864.752.1800
  • 864 752 1800
  • 8647521800
  • +1 (864) 752-1800
Phones

864-752-1800

864-752-1800

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

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We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

Charles
3 months ago
I currently have an auto loan with American credit acceptance. I’m active duty military and struggle financially due to hardships that had long term effect\'s. I have not made my payment for the last to months because I can’t afford it. I’ve had the loan for roughly 28 months I believe. That is a very rough estimate. I’m looking into getting rid of the car and what my most logical option would be. I told ACA that I was unable to make my payment and I don’t think the agent I talked to applied the notes to the system because they have been calling me about 3-5 times a day for roughly a month now. I’ve stopped answering at this point. I even asked them if it was possible for me to sell them the car back without it being processed as a repo and the agent responded saying she did not know. I’ve found it quite difficult to get clear answer or an answer at all from customer service at times. I will admit there have been times where they were actually very understanding and efficient in solving the issue at hand. I just want them to stop calling me it is extremely obnoxious and borderline harassment. I just want to get rid of this car at some point without being upside down and taking a significant hit on the loan. Then I won’t have to deal with these obnoxious calls and the stress of paying the loan. Idk if there is much you guys can do for me. I don’t have the ability to pay any fees or anything, so if that is something that will occur down the road please inform me when we initially talk. Thank you so much, I guess I will talk to you soon.
Charisma
5 months ago
I purchased a car from a buy here pay here place in Spartanburg sc in August2023. Today November21,2023 I received a call from American credit acceptance stating that my car dealership SOLD my contract to them. They then started asking my personal information. I called the car dealership and they said it was “legit” so I’m confused who I pay my payments to or will this now affect my credit. I am confused
Morgan
10 months ago
American Credit Acceptance, repayment on vehicle

Other numbers used by American Credit Acceptance