ARA and Associates

I believe I am receiving calls from your business. I wish to only be contacted via email as I do not answer calls from numbers I don’t know. Please state why I am being called.

Good afternoon. Today, a representitive from a company only identified as \'ARA\' called me, my relatives, and my place of employment regarding a matter I\'ve never received notification of their involvement until today. They stated they are an arbitrator regarding a past debt in 2018. This is the first communication I\'ve had from them. They state their first attempt to contact me was when they mailed information in April 2024 to an address I\'ve not held since 2020. The representative told me my SSN, my wife\'s name, and her place of employment and when I asked them not to call my employer or family to discuss the matter and only communicate with me, the representative threatened to continue to call my place of employment and my family and garnish my wages unless I pay them $2,095, but if I pay them today and today only, they will take $1,466.50. I requested information be shared regarding the debt and its status, and she said she would only share the letter that was mailed to my address 4 years ago. While I understand the necessity of collections, I feel the practices used are truly frightening. If you\'ve resources I may use to resolve the matter, please feel free to reach out (preferably via email) for an intake/introductory call if appropriate. Thank you for your consideration, and I hope this finds you well. Kind regards, Thom Grigal

YOU KEEP CALLING PEOPLE I HAVE NOT SPOKEN TO IN YEARS. YOU LIE TO THEM ABOUT COURT AND MANDATES. STOP INVOKING PEOPLE TO CONTACT ME THAT I HAVE NO DESIRE TO HAVE IN MY LIFE. THESE PEOPLE ARE NOT A PART OF MY LIFE AND YOU\'RE CALLING THEM MY RELATIVES. SPYING AND LYING TO TALK TO ME IS A FORM OF STALKING. CEASE AND DESIST NOW.

This woman, Judy Harmon, claiming to be from ARA is calling my school principal, the HR director, and the exec secretary threatening me. She says its about a fraudulant transaction from 2018? Shes asking for my email, my home address, etc. I have no idea who this is, and I am not ok with giving out that information. She has no business calling my school administrator this last week of school. Number is 855-202-0282 Case number CR164420

I am being harassed by an ARA company, even though I have paid $800+ and only owe $288 more. They have called 7 people who they said are associated with me even though have of them are no longer in my life. The lady Judy Harmon was rude and made several remarks about my financial situation. She also gave out all my information to one of the people she called, which i do not thing is legal.

Hello, Back in October, Pacific Resolution called to get me to pay for a debt I owed. I paid the $330 in full and received a paid in full letter after my final payment. In the past 3 days, ARA & Associates contacted me claiming that: 1) because the debt was officially owned by them through a \"chain of title\" I needed to ALSO pay them the $330. 2)they have the original account information and it doesn\'t add up to with what the other agencies have. However, when I when started calling through the chain of title starting from the original creditor to who had it now, the account number they ALL had was different from what ARA & Associates was claiming they had. 3) ARA & Associates said that my account number starts with a 3 or 4 but never gave me the entire number at any point. 4) Because the company I DID pay did not have an official letterhead in the paid in full letter, she, someone named \"Judy Harmon\" was heavily implying without explicitly stating that Pacific Resolution is scamming me. Also, they said that a paid in full letter should have all the payments listed and other pertinent information to verify that I did pay it. 5) ARA & Associates sent me a \"debt validation letter\" to my email because if they sent it in person \"it would be in the form of a summons\". The email also had my previous address, no account information related to the original creditor, and a contract for payment to sign, but I did not. 6)the last time they called me, 02/22/23, they called *SEVERAL* times from a blocked phone number within the span of 2 minutes before an unknown number got through to my voicemail to let me know that they were giving me a courtesy call before filing. Her name was \"Casey Thomas\". 7) when I originally spoke to \"Judy Harmon\" and then called back after lunch, the person on the phone sounded totally different and said their name was also Judy Harmon before switching it to saying I spoke to their colleague. Now, ARA & Associates are threatening to file a case against me because I won\'t pay them as well. I just want to make sure because of the mention of about the \"3x the amount\" I\'ll have to pay if I go to court for this. I barely could pay the $330. I can\'t afford $1K. I\'m just looking for a little advice on how this is *actually* supposed to work? Please and thank you.