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Whether You Owe The Debt Or Not, We Can Help You!

Has Bay Area Credit Service Called From 866-279-7681 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

866-279-7681

also appears as...

  • +1 8662797681
  • 8662797681
  • 1-866-279-7681
  • 866.279.7681
  • 1.866.279.7681
  • 866 279 7681
  • 8662797681
  • +1 (866) 279-7681
Phones

866-279-7681

866-279-7681

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

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We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

Ashley
4 years ago
The number 866.279.7681 has called my work phone during the week multiple times. They do not leave a message. And, the only way to get to my desk phone, is through the switchboard so I assume they are talking to our operator and asking for me by name. Who knows what they are saying to get through to me. My direct line is not advertised nor given out.
kathy
5 years ago
I have received 7 phone calls from Bay Area Collection Services after telling them to stop calling me, My number is on the Do Not Call list and the subject they are calling about had not lived at my residence for 12 years. If it is even the same person. I have filed a complaint with the FCC for each of the 7 calls. This is harassment. This is my work number and I am not allowed to receive calls. I have no ideal what or why they are calling
Judy
6 years ago
866-2797681 keeps calling me but I wont answer!
Tara McLaughlin
6 years ago
This company has been calling me over and over at my former work number. I have never given this number to this company and they should not be calling this number.
JESSICa
6 years ago
Bay Area Credit Services calls me at 813-969-3874 leaving messages via robocall several times a day. I've sent a cease & desist letter but robocall continue. This is my grandmother's landline & she is 85 yrs old. She cannot dealt with the harassment anymore & neither can I. Please call me at 813-361-3887 to discuss.
Bobby
6 years ago
I have received 5 phone calls from Bay Area Collection Services after telling them to stop calling me, My number is on the Do Not Call list and the subject they are calling about had not lived at my residence for 12 years. If it is even the same person. I have filed a complaint with the FCC for each of the five calls. I have filed two complaints with the FTC. This is harassment on top of the 5 violations of the do not call list. That is $7,500.00 in fines plus court cost and attorney fees based on law. Not to mention the harassment. I have not checked with the Texas comptrollers' office to see if they have their 410 K surety bond to be legal to call into the state of Texas. They always call after I've gone to work and they are closed by the time I get home so I can't call and talk to a human!

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