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Whether You Owe The Debt Or Not, We Can Help You!

Has Bay Area Credit Service Called From 888-217-3212 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

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We will respond to you at lightning speed. All of your information will be kept confidential.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

Persons

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Persons
Persons

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

see all 1756 reviews

888-217-3212

also appears as...

  • +1 8882173212
  • 8882173212
  • 1-888-217-3212
  • 888.217.3212
  • 1.888.217.3212
  • 888 217 3212
  • 8882173212
  • +1 (888) 217-3212
Phones

888-217-3212

888-217-3212

We helped thousands of people like you

7,500

Debt Collection

Harassment Cases Settled

1,293

Client Reviews

Outstanding

350

5 Star Reviews

on Google

A+

BBB

Rating

We are listening

We will respond to you at lightning speed. All of your information will be kept confidential.

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Submitted Comments

Michael Agruss
2 years ago
Hi Michael. It is possible that you are the victim of identity theft, especially if the creditors aren't calling you by the correct name. It can be frustrating and obnoxious to deal with, especially if you're sure these debts aren't yours. Let's talk more about the calls you're getting and we can see how to get this resolved in a positive manner for you. I am going to give you a call but you can always reach my office at 312 300 5996 as well. Thanks, Mike
Michael
2 years ago
Hello. I stumbled on this page after googling a callback number that was left for me in a voicemail where a lawyer or someone pretending to be a lawyer threatened me with legal action. The callback number they gave me was the same one at the top of this page, 8882173212. The root of the issue is mostly a mystery to me but they’re looking for a man named Andrew I believe regarding a fraudulent car loan. I have no idea who Andrew is or what they’re talking about. I have had my phone number since I was 12 years old, about 15 years ago, and I’ve been getting calls from debt collectors and other spam callers for most of that time. I’ve blocked over a hundred phone numbers and told hundreds of people they have the wrong number. I now no longer answer calls/voicemails/text messages from unknown numbers or communications I wasn’t expecting. I’ve never attempted legal action regarding any of this but maybe it would get them to leave me alone.

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