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Whether You Owe The Debt Or Not, We Can Help You!

Has Capital One Called From 888-676-9872 ?

Find out why they are calling

Get the calls to stop

Review your credit report

Answer your financial questions

All at ZERO COST to you.

CALL NOW 888-572-0176

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FREE no-obligation case review.

Tell us your story.
We'll make things right.

How it Works

We will stop harrassment immediately

If your rights have been violated, you may even be entitled to a money damages.

The other side pays our fees and costs, so there is ZERO COST to you.

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

The FDCPA applies to everyone in the county. It’s a list of what collection agencies can and cannot do while collecting a debt. Under the FDCPA, collection agencies cannot harass you while collecting a debt.

What is the Electronic Fund Transfer Act?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit card.

What is the Fair Credit Reporting Act?

The FCRA is a federal law that protects consumers’s information on their credit report. 40 million Americans have mistakes on their credit report. We will help you dispute inaccurate information on your credit report at no cost to you.

Do I have to pay your fees and costs?

No. We handle consumer rights cases based on a fee-shift provision. That means the other side pays your fees and costs. You will never pay us a penny.

Do states have their own laws to protect consumers?

Yes. Several states also have laws to provide their citizens with an additional layer of protection. All states also have laws to protect consumers from unfair and deceptive practices from big companies.

How does Mike Agruss Law help me?

The EFTA is a federal law that protects electronic payments that are deducted from bank accounts. Under the EFTA, companies cannot take unauthorized payments from your checking account or debit car.

We see you as a person, not just a client - and that makes us better at what we do. We learn your story. And, as we help you, we go above and beyond in a way most law firms never could and never would. Becuase we're not just lawyers. And you're not just a client. We're friends, neighbors, and family. We're all people and here at Mike Agruss Law, we put People First.

Top Collection Violations

Called you about a debt you do not owe.

Called you at work after you told them you cannot recieve calls at work.

Left you a message without identifying the company's name.

Left you a message without disclosing that the call is from a debt collector.

Called third-parties (family, friends. coworkers, or neighbours) even though the collection agency konws your contact information.

Disclosed your debt to a third-party (family, friends. coworkers, or neighbours).

Called you after you said to stop calling.

Threatened you with legal action (such as a lawsuit or wage granishment).

Called you before 8:00 AM or after 9:00 PM.

Continued to call you after you have told the collector yo cannot pay the debt.

Communicated (phone or letter) with you after you filed for bankruptcy.

Failed to mark the debt on your credit report as disputed after you disputed the debt.

CALL NOW 888-572-0176

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Real Reviews From Real Clients

Exceptional Experience

Mike Bertucci handled my case professionally and successfully. Lakisha Joshua took time to understand my case with the utmost patience. Both Mike and Lakisha, in my opinion, are true assets to Agruss Law firm.

Pj Nyc

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We helped thousands of people like you

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Submitted Comments

Michael Agruss

2 years ago

Hi Brittany. Debt collectors are generally prohibited under federal law from using any false, deceptive, or misleading misrepresentation in collecting a debt and if they are doing so, they may be violating your rights under the FDCPA. I would like to talk this over with you when I reach out. Thanks, Mike

Michael Agruss

2 years ago

Hi Lance. If you are being harassed by debt collectors, give me a call. I have helped numerous consumers who were dealing with these issues to get the calls to stop once and for all. You can reach me at 312 300 5996. Thanks, Mike

Michael Agruss

2 years ago

Hi Kristin. It is not illegal for debt collectors to call your friends and family or to use multiple phone numbers when calling. These are all things within their limits when attempting to collect a debt. However, they cannot call you excessively or harass you over the debt. I would be happy to speak with you about the laws and your rights, so feel free to contact me and we can chat. Thanks, Mike

Kristin

2 years ago

I have a lot of debt from credit cards. Capital one left a message but she never mentioned the company an attempt to collect a debt. They've called my family and friends. They call from a fake local number to trick people into answering. She said I need to call her about a special program that I would like, but it's first come first serve and she wants me to get in first. I've gotten tons of others and they are frontman fake local numbers but tell me to call a 800 number to reach her.

lance

5 years ago

calls 2x per day at least

Brittany Decordova

7 years ago

Recently out of state for a new job.. got this txt from from a friend at my old job. "Jack jones just called the hospital for you. Said it was personal/business related...1-888-676-9872 ext 1277."

Whether You Owe The Debt Or Not, We Can Help You!

Has Capital One Called From 888-676-9872 ?

All at ZERO COST to you.

Tell us your story.
We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

888-676-9872

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Capital One

Quick Links

Customer Service

Contact Info

Office Locations

Whether You Owe The Debt Or Not, We Can Help You!

Has Capital One Called From 888-676-9872 ?

All at ZERO COST to you.

Tell us your story. We'll make things right.

How it Works

Frequently Asked Questions

What is the Fair Debt Collection Practices Act?

What is the Electronic Fund Transfer Act?

What is the Fair Credit Reporting Act?

Do I have to pay your fees and costs?

Do states have their own laws to protect consumers?

How does Mike Agruss Law help me?

Top Collection Violations

Real Reviews From Real Clients

888-676-9872

also appears as...

We helped thousands of people like you

Click on your state, learn your rights

We are listening

Submitted Comments

Other numbers used by Capital One

Quick Links

Customer Service

Contact Info

Office Locations

Tell us your story.
We'll make things right.